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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Indiana Money Market Rate Trends

New Palestine, Indiana Money Market Rates - October 2026

New Palestine, Indiana money market account rates range from 0.25% to 4.05% APY, verified by MonitorBankRates as of October 14, 2026. Current New Palestine, Indiana and the surrounding area money market deposit account rates include Greenfield Banking Company Greenfield, INGreenfield Banking Company Greenfield, IN5783 W Us Highway 52, New Palestine, IN 46163A+5.0 ★Texas Ratio: 5.68%Real return: -0.50%APY minus 2.8% CPI (February 2026) Money Market at 2.30% APY, Hoosier Hills Credit UnionHoosier Hills Credit UnionA5.0 ★Texas Ratio: 7.37%Real return: +1.25%APY minus 2.8% CPI (February 2026) High Yield Money Market at 4.05% APY, Interra Credit UnionInterra Credit UnionA+5.0 ★Texas Ratio: 1.39%Real return: +1.23%APY minus 2.8% CPI (February 2026) Business LINked Money Market Share Account at 4.03% APY, Inova Federal Credit UnionInova Federal Credit UnionA5.0 ★Texas Ratio: 8.94%Real return: +1.20%APY minus 2.8% CPI (February 2026) Shield Money Market at 4.00% APY, and Everence Trust CompanyEverence Trust CompanyA+5.0 ★Texas Ratio: 0.00%Real return: +1.20%APY minus 2.8% CPI (February 2026) Indexed money market (Tier 1) at 4.00% APY. Money market rates as of October 14, 2026 according to verified data from MonitorBankRates.

New Palestine has 1 local institution in our database, with money market rates as high as 2.30% APY from Greenfield Banking Company Greenfield, IN at 5783 W Us Highway 52, New Palestine, IN 46163. Use the table below to compare all available offers, including options from institutions serving the broader Indiana area. Rates are continually updated, so we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in New Palestine, Indiana and surrounding area. Last Updated and Verified: October 14, 2026

Compare the Best Money Market Rates Today in New Palestine, Indiana & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5783 W Us Highway 52, New Palestine, IN 46163
Money Market
2.30%
$2,500
▼
Rate2.27%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000 & up; Compounding: Monthly

Rate History
1 change since Sep 19, 2026 · 2.12% → 2.30% ▲ 0.18 pts · high 2.30% / low 2.12%
1.62%2.21%2.80%Sep 19, 2026: 2.12% APYSep 24, 2026: 2.30% APYSep 19, 2026Oct 14, 2026
  • Sep 24, 20262.30%▲ from 2.12%
  • Sep 19, 20262.12%first recorded
Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5783 W Us Highway 52, New Palestine, IN 46163
Money Market
1.85%
$2,500
▼
Rate1.83%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000 - $999,999.99; Compounding: Monthly

Rate History
1 change since Sep 19, 2026 · 1.66% → 1.85% ▲ 0.19 pts · high 1.85% / low 1.66%
1.16%1.76%2.35%Sep 19, 2026: 1.66% APYSep 24, 2026: 1.85% APYSep 19, 2026Oct 14, 2026
  • Sep 24, 20261.85%▲ from 1.66%
  • Sep 19, 20261.66%first recorded
Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5783 W Us Highway 52, New Palestine, IN 46163
Money Market
1.20%
$2,500
▼
Rate1.19%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000 - $249,999.99; Compounding: Monthly

Rate History
1 change since Sep 19, 2026 · 1.00% → 1.20% ▲ 0.20 pts · high 1.20% / low 1.00%
0.50%1.10%1.70%Sep 19, 2026: 1.00% APYSep 24, 2026: 1.20% APYSep 19, 2026Oct 14, 2026
  • Sep 24, 20261.20%▲ from 1.00%
  • Sep 19, 20261.00%first recorded
Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5783 W Us Highway 52, New Palestine, IN 46163
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 - $99,999.99; Compounding: Monthly

Rate History
1 change since Sep 19, 2026 · 0.75% → 1.00% ▲ 0.25 pts · high 1.00% / low 0.75%
0.25%0.88%1.50%Sep 19, 2026: 0.75% APYSep 24, 2026: 1.00% APYSep 19, 2026Oct 14, 2026
  • Sep 24, 20261.00%▲ from 0.75%
  • Sep 19, 20260.75%first recorded
Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5783 W Us Highway 52, New Palestine, IN 46163
Money Market
0.50%
$2,500
▼
Rate0.50%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000 - $24,999.99; Compounding: Monthly

Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 19, 2026: 0.50% APYSep 19, 2026Oct 14, 2026
Greenfield Banking Company Greenfield, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
5783 W Us Highway 52, New Palestine, IN 46163
Money Market
0.25%
$2,500
▼
Rate0.25%
Min Deposit$2,500
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $.01 - $9,999.99; Compounding: Monthly

Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 19, 2026: 0.25% APYSep 19, 2026Oct 14, 2026
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
High Yield Money Market
4.05%
N/A
▼
Rate3.98%
Min DepositN/A
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $3,000,000 - Above; APY = Annual Percentage Yield. Rates are effective as of 10/9/2026. Minimum opening balance and average daily balance to avoid fees and earn dividends is $5,000. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Qualification standards may apply.; Dividends are calculated monthly and paid monthly.; Rates effective as of 10/9/2026

Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 5 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Business LINked Money Market Share Account
4.03%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required: Primary member must have at least one checking account in good standing; enrolled in Interra Online Banking; elects e-Statements; Earn up to 4.03% APY; tiered rate account, balance tiers and rates published at www.interracu.com/rates; rates effective as of 9/21/26; Open the account with at least $10,000

Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 3 times
3.53%4.03%4.53%Sep 14, 2026: 4.03% APYSep 14, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Business LINked Money Market Share Account (Business LINked MMSA)
4.03%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $3,000,000.00 and over

Rate History
No change since Sep 18, 2026 · 4.03% APY · checked 5 times
3.53%4.03%4.53%Sep 18, 2026: 4.03% APYSep 18, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
LINked Money Market Share Account
4.03%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required: Maintain daily balance of at least $10,000; Interra Credit Union checking account in good standing; enrolled in Online Banking; enrolled in e-Statements; Earn up to 4.03% APY; tiered rate account, balance tiers and rates published at www.interracu.com/rates; rates effective as of 9/21/26; Open the account with at least $10,000

Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 3 times
3.53%4.03%4.53%Sep 14, 2026: 4.03% APYSep 14, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
LINked Money Market Share Account (LINked MMSA)
4.03%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $3,000,000.00 and over; Minimum daily balance to obtain APY: >=$3,000,000.00

Rate History
No change since Oct 14, 2026 · 4.03% APY
3.53%4.03%4.53%Oct 14, 2026: 4.03% APYOct 14, 2026Oct 14, 2026
Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Indexed money market (Tier 1)
4.00%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50 to $2,500

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APYOct 8, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Shield Money Market
4.00%
N/A
▼
Rate3.93%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000.01 or greater

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Money Market Share Account
4.00%
$1,000,000
▼
Rate3.93%
Min Deposit$1,000,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000,000 or more

Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Money Market Special
4.00%
$15,000
▼
Rate3.93%
Min Deposit$15,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0 - $100,000.00; Special rate applies for first 6 months on new accounts opened on or after 10/1/2026, then converts to standard Elevate Money Market rates; Members with a money market account at United in last 12 months not eligible; Effective Date: October 01, 2026

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
Everence Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
Indexed money market
4.00%
$25
▼
RateN/A
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $50 to $2,500; Open with $25; minimum balance of $50 to earn the APY

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APYOct 4, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
  • Oct 4, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
First Internet Bank of Indiana
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Business Money Market Savings
3.88%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance Optimizer; Balance: above $5,000,000

Rate History
No change since Sep 30, 2026 · 3.88% APY · checked 5 times
3.38%3.88%4.38%Sep 30, 2026: 3.88% APYSep 30, 2026Oct 14, 2026
First Internet Bank of Indiana
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Money Market Savings
3.88%
$100
▼
Rate3.81%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: above $1,000,000.00; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate up to $10 per month

Rate History
2 changes since Sep 30, 2026 · 3.88% → 3.88% ▼ 0.00 pts · high 3.88% / low 3.09%
2.30%3.49%4.67%Sep 30, 2026: 3.88% APYOct 6, 2026: 3.09% APYOct 14, 2026: 3.88% APYSep 30, 2026Oct 14, 2026
  • Oct 14, 20263.88%▲ from 3.09%
  • Oct 6, 20263.09%▼ from 3.88%
  • Sep 30, 20263.88%first recorded
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
High Yield Money Market
3.85%
N/A
▼
Rate3.78%
Min DepositN/A
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $1,000,000 - $2,999,999; APY = Annual Percentage Yield. Rates are effective as of 10/9/2026. Minimum opening balance and average daily balance to avoid fees and earn dividends is $5,000. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Qualification standards may apply.; Dividends are calculated monthly and paid monthly.; Rates effective as of 10/9/2026

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Business LINked Money Market Share Account (Business LINked MMSA)
3.80%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000.00-$2,999,999.99

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
LINked Money Market Share Account (LINked MMSA)
3.80%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000.00-$2,999,999.99; Minimum daily balance to obtain APY: >=$1,000,000.00

Rate History
No change since Oct 14, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 14, 2026: 3.80% APYOct 14, 2026Oct 14, 2026
Merchants Bank of Indiana
Institution Rating:
A5.0 ★ Texas Ratio: 11.97%
Money Market Account
3.75%
$50
▼
RateN/A
Min Deposit$50
Min BalanceN/A
UpdatedOct 14, 2026
Details

No minimum balance to earn APY; no rate tiers, same rate regardless of balance; APY may change after account opening; limited to 6 preauthorized transfers or withdrawals per monthly statement cycle; APY accurate as of 09/17/2026

Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 14, 2026
Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Money Market Savings
3.75%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Earn up to 3.75% APY with a Money Market Savings

Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 6 times
3.25%3.75%4.25%Sep 24, 2026: 3.75% APYSep 24, 2026Oct 14, 2026
The Antwerp Exchange Bank Company
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Preferred Money Market DDA
3.75%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $25,000 and above

Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 14, 2026
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Business Money Market
3.75%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $500,000.00 and up

Rate History
No change since Sep 25, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 25, 2026: 3.75% APYSep 25, 2026Oct 14, 2026
Everwise Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Ultra Money Market
3.69%
$50,000
▼
Rate3.63%
Min Deposit$50,000
Min BalanceN/A
UpdatedOct 9, 2026
Details

Qualifications Required: New money is defined as funds from another financial institution that were not on deposit with Everwise Credit Union as of July 1, 2026.; Balance Required to Earn Dividends: $50,000 and Greater (New Money Promotion)*; Promotional rate effective through 12/31/2026 and subject to change. After 12/31/2026 or if you do not have the minimum new money deposit of $25,000 to qualify for the promotional rate, you would be paid the standard rate.

Rate History
1 change since Sep 14, 2026 · 3.42% → 3.69% ▲ 0.27 pts · high 3.69% / low 3.42%
2.92%3.55%4.19%Sep 14, 2026: 3.42% APYOct 9, 2026: 3.69% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.69%▲ from 3.42%
  • Sep 14, 20263.42%first recorded
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Business Money Market Checking
3.66%
N/A
▼
Rate3.60%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $1,000,000.00 >

Rate History
2 changes since Sep 19, 2026 · 3.40% → 3.66% ▲ 0.26 pts · high 3.66% / low 3.40%
2.90%3.53%4.16%Sep 19, 2026: 3.40% APYSep 24, 2026: 3.56% APYOct 7, 2026: 3.66% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20263.66%▲ from 3.56%
  • Sep 24, 20263.56%▲ from 3.40%
  • Sep 19, 20263.40%first recorded
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Checking
3.66%
N/A
▼
Rate3.60%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $1,000,000.00 >

Rate History
2 changes since Sep 19, 2026 · 3.40% → 3.66% ▲ 0.26 pts · high 3.66% / low 3.40%
2.90%3.53%4.16%Sep 19, 2026: 3.40% APYSep 24, 2026: 3.56% APYOct 7, 2026: 3.66% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20263.66%▲ from 3.56%
  • Sep 24, 20263.56%▲ from 3.40%
  • Sep 19, 20263.40%first recorded
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.29%
Business Money Market Account
3.65%
N/A
▼
Rate3.59%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,000,000+

Rate History
No change since Sep 12, 2026 · 3.65% APY · checked 8 times
3.15%3.65%4.15%Sep 12, 2026: 3.65% APYSep 12, 2026Oct 14, 2026
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
Business Gold Money Market
3.65%
N/A
▼
Rate3.59%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000 Minimum; Dividend Distribution: Monthly

Rate History
No change since Sep 22, 2026 · 3.65% APY · checked 6 times
3.15%3.65%4.15%Sep 22, 2026: 3.65% APYSep 22, 2026Oct 14, 2026
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
High Yield Money Market
3.55%
N/A
▼
Rate3.49%
Min DepositN/A
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $500,000 - $999,999; APY = Annual Percentage Yield. Rates are effective as of 10/9/2026. Minimum opening balance and average daily balance to avoid fees and earn dividends is $5,000. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Qualification standards may apply.; Dividends are calculated monthly and paid monthly.; Rates effective as of 10/9/2026

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Business LINked Money Market Share Account (Business LINked MMSA)
3.54%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000.00-$999,999.99

Rate History
No change since Sep 18, 2026 · 3.54% APY · checked 5 times
3.04%3.54%4.04%Sep 18, 2026: 3.54% APYSep 18, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
LINked Money Market Share Account (LINked MMSA)
3.52%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000.00-$999,999.99; Minimum daily balance to obtain APY: >=$500,000.00

Rate History
No change since Oct 14, 2026 · 3.52% APY
3.02%3.52%4.02%Oct 14, 2026: 3.52% APYOct 14, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Money Market Special
3.50%
$20,000
▼
Rate3.44%
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $500,000+; Average Daily Balance tier; Minimum balance fee $20.00 per statement cycle if balance falls below $20,000.00; Effective as of 10/14/2026

Rate History
No change since Sep 8, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 8, 2026: 3.50% APYSep 8, 2026Oct 14, 2026
The Antwerp Exchange Bank Company
Institution Rating:
A5.0 ★ Texas Ratio: 6.09%
Preferred Money Market DDA
3.50%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $10,000 and above

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Emerald Money Market
3.50%
N/A
▼
Rate3.44%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Business Saving Accounts

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Shield Money Market
3.50%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000.01 - $250,000

Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Elevate Money Market
3.50%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $250,000 tier; APY with Bonus Rate; Effective Date: October 01, 2026; Consumer money market accounts only

Rate History
1 change since Sep 12, 2026 · 1.00% → 3.50% ▲ 2.50 pts · high 3.50% / low 1.00%
0.00%3.00%6.00%Sep 12, 2026: 1.00% APYOct 12, 2026: 3.50% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20263.50%▲ from 1.00%
  • Sep 12, 20261.00%first recorded
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.31%
Money Market Special
3.50%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Intro rate; Balance: $15,000+

Rate History
1 change since Sep 14, 2026 · 1.25% → 3.50% ▲ 2.25 pts · high 3.50% / low 1.25%
0.00%2.88%5.75%Sep 14, 2026: 1.25% APYOct 10, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20263.50%▲ from 1.25%
  • Sep 14, 20261.25%first recorded
Indiana University Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Business Money Market Savings
3.50%
N/A
▼
Rate3.45%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000 and over

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
US Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Elite Money Market Account
3.40%
$100
▼
Rate3.34%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 to $49,999.99; Rates for ZIP 55402; new clients only; requires deposit of at least $25,000 within 30 days of opening and minimum daily balance of $25,000

Rate History
No change since Oct 4, 2026 · 3.40% APY · checked 4 times
2.90%3.40%3.90%Oct 4, 2026: 3.40% APYOct 4, 2026Oct 14, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Relationship Money Market Account - Huntington Perks Checking
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000.00 to $2,000,000.99; Requires open Huntington Perks Checking account; Minimum balance to earn interest is $25,000.00 and must be new money to Huntington; Rates effective as of Wednesday, October 14, 2026

Rate History
No change since Sep 24, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 24, 2026: 3.35% APYSep 24, 2026Oct 14, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Relationship Money Market Account - Huntington Platinum Perks Checking
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000.00 to $2,000,000.99; Requires open Huntington Platinum Perks Checking account; Minimum balance to earn interest is $25,000.00 and must be new money to Huntington; Rates effective as of Wednesday, October 14, 2026

Rate History
No change since Sep 24, 2026 · 3.35% APY · checked 4 times
2.85%3.35%3.85%Sep 24, 2026: 3.35% APYSep 24, 2026Oct 14, 2026
Centra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
Business & Public Funds Premium Money Market Savings
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $3,000,000 - $4,999,999

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 14, 2026
Centra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
High Interest Money Market Savings
3.35%
N/A
▼
Rate3.30%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $3,000,000 and over

Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Business LINked Money Market Share Account (Business LINked MMSA)
3.31%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000.00-$499,999.99

Rate History
No change since Sep 18, 2026 · 3.31% APY · checked 5 times
2.81%3.31%3.81%Sep 18, 2026: 3.31% APYSep 18, 2026Oct 14, 2026
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
SecFed High Yield Money Market for Business
3.30%
$250,000
▼
Rate3.25%
Min Deposit$250,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000 and over

Rate History
No change since Sep 11, 2026 · 3.30% APY · checked 7 times
2.80%3.30%3.80%Sep 11, 2026: 3.30% APYSep 11, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
LINked Money Market Share Account (LINked MMSA)
3.26%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000.00-$499,999.99; Minimum daily balance to obtain APY: >=$250,000.00

Rate History
No change since Oct 14, 2026 · 3.26% APY
2.76%3.26%3.76%Oct 14, 2026: 3.26% APYOct 14, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Money Market Special
3.25%
$20,000
▼
Rate3.20%
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000+; Average Daily Balance tier; Minimum balance fee $20.00 per statement cycle if balance falls below $20,000.00; Effective as of 10/14/2026

Rate History
No change since Sep 8, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 8, 2026: 3.25% APYSep 8, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Premier Money Market
3.25%
$20,000
▼
RateN/A
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000.00 - $499,999.99; minimum balance fee of $20.00 if balance falls below $20,000.00

Rate History
No change since Sep 8, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 8, 2026: 3.25% APYSep 8, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
3.25%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $1,000,000 +

Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 6 times
2.75%3.25%3.75%Sep 19, 2026: 3.25% APYSep 19, 2026Oct 14, 2026
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Emerald Money Market
3.25%
N/A
▼
Rate3.20%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000.00 or greater

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Platinum Money Market Savings
3.25%
N/A
▼
Rate3.20%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Business Saving Accounts

Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Elevate Money Market
3.25%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $100,000 tier; APY with Bonus Rate; Effective Date: October 01, 2026; Consumer money market accounts only

Rate History
1 change since Sep 12, 2026 · 0.75% → 3.25% ▲ 2.50 pts · high 3.25% / low 0.75%
0.00%2.88%5.75%Sep 12, 2026: 0.75% APYOct 12, 2026: 3.25% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20263.25%▲ from 0.75%
  • Sep 12, 20260.75%first recorded
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Money Market
3.25%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $100,000 & UP; Dividends earned daily and posted monthly

Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 8 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Premier Money Market
3.25%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Earn 3.25% APY; dividends not earned if balance drops below $25,000; dividends earned daily and posted monthly; 6 withdrawals or transfers per month; rates can change weekly

Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Oct 14, 2026
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Business Money Market Checking
3.20%
N/A
▼
Rate3.15%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $500,000.00 - $999,999.99

Rate History
2 changes since Sep 19, 2026 · 2.99% → 3.20% ▲ 0.21 pts · high 3.20% / low 2.99%
2.49%3.10%3.70%Sep 19, 2026: 2.99% APYSep 24, 2026: 3.14% APYOct 7, 2026: 3.20% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20263.20%▲ from 3.14%
  • Sep 24, 20263.14%▲ from 2.99%
  • Sep 19, 20262.99%first recorded
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Checking
3.20%
N/A
▼
Rate3.15%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $500,000.00 - $999,999.99

Rate History
2 changes since Sep 19, 2026 · 2.99% → 3.20% ▲ 0.21 pts · high 3.20% / low 2.99%
2.49%3.10%3.70%Sep 19, 2026: 2.99% APYSep 24, 2026: 3.14% APYOct 7, 2026: 3.20% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20263.20%▲ from 3.14%
  • Sep 24, 20263.14%▲ from 2.99%
  • Sep 19, 20262.99%first recorded
Centra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
Business & Public Funds Premium Money Market Savings
3.20%
N/A
▼
Rate3.15%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000 - $2,999,999

Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Oct 14, 2026
Centra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.34%
High Interest Money Market Savings
3.20%
N/A
▼
Rate3.15%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000,000 - $2,999,999

Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
2.70%3.20%3.70%Sep 14, 2026: 3.20% APYSep 14, 2026Oct 14, 2026
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
High Yield Money Market
3.15%
N/A
▼
Rate3.11%
Min DepositN/A
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $250,000 - $499,999; APY = Annual Percentage Yield. Rates are effective as of 10/9/2026. Minimum opening balance and average daily balance to avoid fees and earn dividends is $5,000. Fees may reduce earnings. Rates are subject to change. Not available for Public Funds. Qualification standards may apply.; Dividends are calculated monthly and paid monthly.; Rates effective as of 10/9/2026

Rate History
No change since Sep 14, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 14, 2026: 3.15% APYSep 14, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
Business LINked Money Market Share Account (Business LINked MMSA)
3.15%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000.00-$249,999.99

Rate History
No change since Sep 18, 2026 · 3.15% APY · checked 5 times
2.65%3.15%3.65%Sep 18, 2026: 3.15% APYSep 18, 2026Oct 14, 2026
Mercer Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
HIGH YIELD MONEY MARKET
3.10%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

The interest rate may change at any time. $7.50 monthly service charge. No monthly service charge if minimum daily balance of $25,000 is maintained. Free eStatements. $7.50 paper statement. Free debit card. Free mobile deposit.

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
LINked Money Market Share Account (LINked MMSA)
3.10%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000.00-$249,999.99; Minimum daily balance to obtain APY: >=$10,000.00

Rate History
No change since Oct 14, 2026 · 3.10% APY
2.60%3.10%3.60%Oct 14, 2026: 3.10% APYOct 14, 2026Oct 14, 2026
Midwest America Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
Century Money Market
3.10%
$100,000
▼
Rate3.06%
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000 and over; Dividend distribution: Monthly

Rate History
1 change since Sep 22, 2026 · 2.85% → 3.10% ▲ 0.25 pts · high 3.10% / low 2.85%
2.35%2.98%3.60%Sep 22, 2026: 2.85% APYOct 10, 2026: 3.10% APYSep 22, 2026Oct 14, 2026
  • Oct 10, 20263.10%▲ from 2.85%
  • Sep 22, 20262.85%first recorded
First Internet Bank of Indiana
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Money Market Savings
3.09%
$100
▼
Rate3.05%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $0.00 - $1,000,000.00; Monthly maintenance fee $5; Average daily balance to avoid fee $4,000; ATM surcharge rebate up to $10 per month

Rate History
No change since Sep 9, 2026 · 3.09% APY · checked 6 times
2.59%3.09%3.59%Sep 9, 2026: 3.09% APYSep 9, 2026Oct 14, 2026
First Internet Bank of Indiana
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Personal Money Market
3.09%
$100
▼
RateN/A
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Money Market Savings Rate; Avoid monthly maintenance fee with $4,000 average daily balance; Daily Balance method

Rate History
No change since Sep 9, 2026 · 3.09% APY · checked 4 times
2.59%3.09%3.59%Sep 9, 2026: 3.09% APYSep 9, 2026Oct 14, 2026
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
Silver Eagle Money Market Account
3.05%
$50
▼
Rate3.01%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $1,000,000+

Rate History
No change since Sep 24, 2026 · 3.05% APY · checked 5 times
2.55%3.05%3.55%Sep 24, 2026: 3.05% APYSep 24, 2026Oct 14, 2026
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
High-Yield Business Money Market Accounts - High-Yield
3.04%
$15,000
▼
Rate3.00%
Min Deposit$15,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $15,000 and over; Min. Balance to Earn Dividends: $15,000

Rate History
No change since Oct 13, 2026 · 3.04% APY
2.54%3.04%3.54%Oct 13, 2026: 3.04% APYOct 13, 2026Oct 14, 2026
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
High-Yield Money Market Accounts - High-Yield
3.04%
$15,000
▼
Rate3.00%
Min Deposit$15,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $15,000 minimum to earn dividends

Rate History
No change since Oct 13, 2026 · 3.04% APY
2.54%3.04%3.54%Oct 13, 2026: 3.04% APYOct 13, 2026Oct 14, 2026
Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.08%
Money Market
3.03%
N/A
▼
Rate3.00%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 & Over

Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 7 times
2.53%3.03%3.53%Sep 14, 2026: 3.03% APYSep 14, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Money Market Special
3.00%
$20,000
▼
Rate2.96%
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000+; Average Daily Balance tier; Minimum balance fee $20.00 per statement cycle if balance falls below $20,000.00; Effective as of 10/14/2026

Rate History
No change since Sep 8, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 8, 2026: 3.00% APYSep 8, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Premier Money Market
3.00%
$20,000
▼
RateN/A
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000.00 - $249,999.99; minimum balance fee of $20.00 if balance falls below $20,000.00

Rate History
No change since Sep 8, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 8, 2026: 3.00% APYSep 8, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
3.00%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $500,000 - $999,999

Rate History
No change since Sep 27, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 27, 2026: 3.00% APYSep 27, 2026Oct 14, 2026
Everence Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business money market
3.00%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: Over $1,000,000

Rate History
1 change since Sep 14, 2026 · 1.80% → 3.00% ▲ 1.20 pts · high 3.00% / low 1.80%
0.60%2.40%4.20%Sep 14, 2026: 1.80% APYOct 3, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
  • Oct 3, 20263.00%▲ from 1.80%
  • Sep 14, 20261.80%first recorded
Inova Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.94%
Platinum Money Market Savings
3.00%
N/A
▼
Rate2.96%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000

Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
Jumbo Money Market
3.00%
N/A
▼
Rate2.96%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance:; Dividend Rate. The fixed or variable rate paid.; APY. It is the rate actually earned in one year, taking into account the effect of compounding.; A $25 monthly maintenance fee will incur for balances falling below $100,000.

Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 14, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Money Market Share Account
3.00%
$500,000
▼
Rate2.96%
Min Deposit$500,000
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000 - $999,999

Rate History
No change since Sep 25, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Oct 14, 2026
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Elevate Money Market
3.00%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $1,000 tier; APY with Bonus Rate; Effective Date: October 01, 2026; Consumer money market accounts only

Rate History
1 change since Sep 12, 2026 · 0.50% → 3.00% ▲ 2.50 pts · high 3.00% / low 0.50%
0.00%2.75%5.50%Sep 12, 2026: 0.50% APYOct 12, 2026: 3.00% APYSep 12, 2026Oct 14, 2026
  • Oct 12, 20263.00%▲ from 0.50%
  • Sep 12, 20260.50%first recorded
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Business Money Market
3.00%
$10,000
▼
RateN/A
Min Deposit$10,000
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $350,000.00 - $499,999.99

Rate History
No change since Sep 25, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Oct 14, 2026
Kemba Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.75%
Money Market
3.00%
N/A
▼
Rate2.96%
Min DepositN/A
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000 and up

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
Indiana University Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Business Money Market Savings
3.00%
N/A
▼
Rate2.96%
Min DepositN/A
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $75,000 - $249,999.99

Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 14, 2026
Interra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
(BMMSA) Business Money Market Share Accounts
3.00%
$1,000
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $3,000,000.00 and over

Rate History
No change since Oct 10, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 10, 2026: 3.00% APYOct 10, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Money Market Special
2.80%
$20,000
▼
Rate2.76%
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000+; Average Daily Balance tier; Minimum balance fee $20.00 per statement cycle if balance falls below $20,000.00; Effective as of 10/14/2026

Rate History
No change since Sep 8, 2026 · 2.80% APY · checked 7 times
2.30%2.80%3.30%Sep 8, 2026: 2.80% APYSep 8, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Premier Money Market
2.80%
$20,000
▼
RateN/A
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000.00 - $99,999.99; minimum balance fee of $20.00 if balance falls below $20,000.00

Rate History
No change since Sep 8, 2026 · 2.80% APY · checked 7 times
2.30%2.80%3.30%Sep 8, 2026: 2.80% APYSep 8, 2026Oct 14, 2026
Springs Valley B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Money Market Savings
2.78%
N/A
▼
Rate2.75%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $250,000.00 and above

Rate History
No change since Sep 24, 2026 · 2.78% APY · checked 5 times
2.28%2.78%3.28%Sep 24, 2026: 2.78% APYSep 24, 2026Oct 14, 2026
STAR Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Preferred
2.75%
N/A
▼
Rate2.72%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000 - $2,499,999.99

Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 6 times
2.25%2.75%3.25%Sep 19, 2026: 2.75% APYSep 19, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
2.75%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000 - $499,999

Rate History
No change since Sep 27, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 27, 2026: 2.75% APYSep 27, 2026Oct 14, 2026
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
High-Yield Money Market
2.70%
$25,000
▼
Rate2.67%
Min Deposit$25,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Published APY range: 2.70%-3.75%; Published rate range: 2.67%-3.69%. Balance: $25,000.00 - $2,000,000.99; Rates based on zip code; Huntington Relationship Money Market Account; variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99; Initial minimum opening deposit must be New Money; Balances $2,000,001.00 and above currently earn 0.25% APY; Balances below $25,000.00 do not earn interest and may be subject to a $25.00 monthly maintenance fee

Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 8 times
2.20%2.70%3.20%Sep 14, 2026: 2.70% APYSep 14, 2026Oct 14, 2026
F&M Bank Laotto, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Platinum Money Market
2.66%
$1,500
▼
Rate2.62%
Min Deposit$1,500
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $500,000.00 & Above

Rate History
No change since Sep 15, 2026 · 2.66% APY · checked 6 times
2.16%2.66%3.16%Sep 15, 2026: 2.66% APYSep 15, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Money Market Special
2.65%
$20,000
▼
Rate2.61%
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $20,000+; Average Daily Balance tier; Minimum balance fee $20.00 per statement cycle if balance falls below $20,000.00; Effective as of 10/14/2026

Rate History
No change since Sep 8, 2026 · 2.65% APY · checked 7 times
2.15%2.65%3.15%Sep 8, 2026: 2.65% APYSep 8, 2026Oct 14, 2026
Peoples Bank (IN)
Institution Rating:
A5.0 ★ Texas Ratio: 10.43%
Premier Money Market
2.65%
$20,000
▼
RateN/A
Min Deposit$20,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $20,000.00 - $49,999.99; minimum balance fee of $20.00 if balance falls below $20,000.00

Rate History
No change since Sep 8, 2026 · 2.65% APY · checked 7 times
2.15%2.65%3.15%Sep 8, 2026: 2.65% APYSep 8, 2026Oct 14, 2026
STAR Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
Money Market Preferred
2.65%
N/A
▼
Rate2.62%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000 - $49,999.99

Rate History
No change since Sep 19, 2026 · 2.65% APY · checked 6 times
2.15%2.65%3.15%Sep 19, 2026: 2.65% APYSep 19, 2026Oct 14, 2026
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
Silver Eagle Money Market Account
2.58%
$50
▼
Rate2.55%
Min Deposit$50
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $500,000.00 - $999,999.99

Rate History
No change since Sep 24, 2026 · 2.58% APY · checked 5 times
2.08%2.58%3.08%Sep 24, 2026: 2.58% APYSep 24, 2026Oct 14, 2026
Security FSB
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
SecFed High Yield Money Market for Business
2.53%
$100,000
▼
Rate2.50%
Min Deposit$100,000
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000 - $249,999

Rate History
No change since Sep 11, 2026 · 2.53% APY · checked 7 times
2.03%2.53%3.03%Sep 11, 2026: 2.53% APYSep 11, 2026Oct 14, 2026
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Business Money Market Checking
2.53%
N/A
▼
Rate2.50%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000.00 - $499,999.99

Rate History
2 changes since Sep 19, 2026 · 2.38% → 2.53% ▲ 0.15 pts · high 2.53% / low 2.38%
1.88%2.46%3.03%Sep 19, 2026: 2.38% APYSep 24, 2026: 2.48% APYOct 7, 2026: 2.53% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20262.53%▲ from 2.48%
  • Sep 24, 20262.48%▲ from 2.38%
  • Sep 19, 20262.38%first recorded
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Checking
2.53%
N/A
▼
Rate2.50%
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $250,000.00 - $499,999.99

Rate History
2 changes since Sep 19, 2026 · 2.38% → 2.53% ▲ 0.15 pts · high 2.53% / low 2.38%
1.88%2.46%3.03%Sep 19, 2026: 2.38% APYSep 24, 2026: 2.48% APYOct 7, 2026: 2.53% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20262.53%▲ from 2.48%
  • Sep 24, 20262.48%▲ from 2.38%
  • Sep 19, 20262.38%first recorded
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
First Money Market
2.53%
$100
▼
Rate2.50%
Min Deposit$100
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: Tier 5 $250,000-over; Rates may change after opening on this type of account

Rate History
No change since Sep 11, 2026 · 2.53% APY · checked 7 times
2.03%2.53%3.03%Sep 11, 2026: 2.53% APYSep 11, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
High Yield Money Market
2.50%
N/A
▼
RateN/A
Min DepositN/A
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000 - $249,999

Rate History
No change since Sep 27, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 27, 2026: 2.50% APYSep 27, 2026Oct 14, 2026
Peoples State Bank Ellettsville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 1.12%
Prestige Money Market Checking Account and Prestige Savings Account
2.50%
N/A
▼
Rate2.47%
Min DepositN/A
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $25,000.01 and over

Rate History
No change since Sep 20, 2026 · 2.50% APY · checked 6 times
2.00%2.50%3.00%Sep 20, 2026: 2.50% APYSep 20, 2026Oct 14, 2026
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in New Palestine, Indiana and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Top Money Market Rates from New Palestine, Indiana Institutions

Highest verified APYs available today, updated October 14, 2026

B Top 5 Bank Rates
Greenfield Banking Company Greenfield, IN
Money Market
A+ 5.0 ★ TX: 5.68%
Min: $2,500
2.30%
Everence Trust Company
Indexed money market (Tier 1)
A+ 5.0 ★ TX: 0.00%
Min: N/A
4.00%
First Internet Bank of Indiana
Business Money Market Savings
A 5.0 ★ TX: 10.17%
Min: N/A
3.88%
Merchants Bank of Indiana
Money Market Account
A 5.0 ★ TX: 11.97%
Min: $50
3.75%
Horizon Bank Michigan City, IN
Money Market Savings
A+ 5.0 ★ TX: 4.40%
Min: N/A
3.75%
CU Top 5 Credit Union Rates
Hoosier Hills Credit Union
High Yield Money Market
A 5.0 ★ TX: 7.37%
Min: N/A
4.05%
Interra Credit Union
Business LINked Money Market Share Account
A+ 5.0 ★ TX: 1.39%
Min: $10,000
4.03%
Inova Federal Credit Union
Shield Money Market
A 5.0 ★ TX: 8.94%
Min: N/A
4.00%
Liberty Federal Credit Union
Money Market Share Account
A+ 5.0 ★ TX: 2.97%
Min: $1,000,000
4.00%
United Federal Credit Union
Money Market Special
A+ 5.0 ★ TX: 4.11%
Min: $15,000
4.00%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all money market products.
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New Palestine, IN Money Market Rate Trends

Compare local New Palestine, IN money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Indiana MMA Trends
High-Yield MMA IN Avg
3.097%
▼ 0.008 vs 7 days ago

Indiana high-yield MMA rates fell 0.008 points over the past 7 days to 3.097% APY.

Standard MMA IN Avg
0.501%
▼ 0.011 vs 7 days ago

Indiana standard MMA rates fell 0.011 points over the past 7 days to 0.501% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

New Palestine, Indiana Money Market Rate Forecast, Next 12 Months

Money market rates move with Federal Reserve policy. Our model uses the current IN high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.

Current HY MMA Avg, IN
3.097%
As of Oct 14, 2026
6-Month Forecast
3.147%
Fed hold assumed
12-Month Forecast
3.197%
Range: 2.947%, 3.397%

Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current IN high-yield money market average of 3.097% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.

Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in New Palestine, Indiana.

Powered byMonitorBankRates

Money Market Account Earnings in New Palestine, Indiana

Annual interest earnings at current IN average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.

Balance HY Money Market (3.097% APY) Monthly Earnings Standard MMA (0.501% APY) Monthly Earnings
$10,000 $309.69 / year $25.81 $50.08 / year $4.17
$25,000 $774.23 / year $64.52 $125.20 / year $10.43
$50,000 $1,548.45 / year $129.04 $250.40 / year $20.87
$100,000 $3,096.90 / year $258.08 $500.80 / year $41.73
Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: New Palestine, Indiana money market rate averages as of October 14, 2026.
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1
Institutions with Money Market Rates in New Palestine
1 Banks

About Our New Palestine, Indiana Money Market Rate Database

MonitorBankRates found 1 institution with branches in New Palestine, plus 52 additional state-chartered and national online institutions available to New Palestine residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Greenfield Banking Company Greenfield, IN offers a money market account at 2.30% APY with a minimum deposit of $2,500. Use the rate table above to compare all current offers in New Palestine, Indiana.

How to Find the Best Money Market Rates in New Palestine, Indiana

What to compare when shopping for a money market account in New Palestine, Indiana

To find the best money market APYs in New Palestine, Indiana, start with credit unions and online-only banks: New Palestine, Indiana has 33 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.

Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000 to $25,000, with lower rates (or monthly fees) below that threshold. The current IN high-yield money market average is 3.097% Use the table above to find the best available offer.

Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.

When a Money Market Account Makes Sense

  • Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. New Palestine, Indiana high-yield money market rates currently average 3.097% APY, far above a typical checking account.
  • Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
  • Parking cash between investments: A high-yield money market account at New Palestine, Indiana institutions keeps idle cash working harder while remaining fully accessible.
  • You prefer banking locally: 53 institutions in New Palestine, Indiana report money market rates to our database.
  • No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.

Consider an Alternative If…

New Palestine, Indiana Financial Snapshot

Local demographics and economic context for savers . Source: U.S. Census Bureau

Population 65+
13.9%
National avg: 17.3%
Median Individual Earnings
$59,231
National avg: $47,340
Poverty Rate
5.7%
National avg: 11.1%
Unemployment Rate
4.1%
National avg: 4.8%
MMA Earnings on 10% of Salary
$183/yr
At IN HY MMA avg 3.097% APY

13.9% of residents are 65 or older, below the national average of 17.3%. At today’s IN high-yield money market average of 3.097%, saving 10% of the local median salary ($5,923/year) would earn an additional $183 annually in interest.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

Money Market Accounts vs. Other New Palestine, Indiana Options

How money market deposit accounts compare to other deposit products available at banks and credit unions in New Palestine, Indiana.

Feature Money Market High-Yield Savings Standard Savings CD (12-Month)
Current IN Avg APY 3.097% View Savings Rates 0.501%(Standard MMA) View CD Rates
Rate Type Variable Variable Variable Fixed for term
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Withdraw Anytime ✓ Yes ✓ Yes ✓ Yes ✗ Penalty applies
Check Writing ✓ Often yes ✗ No ✗ No ✗ No
Debit / ATM Card ✓ Often yes Some institutions ✗ Rarely ✗ No
Typical Min Deposit $0 to $2,500 $0 to $100 $25 to $100 $500 to $1,000
Rate Risk Variable, moves with Fed policy Variable, moves with Fed policy Variable, moves with Fed policy None, locked for term
Best For Active savers wanting flexibility + check writing Emergency fund, short-term goals, parking cash Everyday saving, low-balance accounts Locking in a rate for a defined period

APY data reflects New Palestine, Indiana averages tracked in our database as of October 14, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

New Palestine, Indiana Money Market Account Calculator

See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current New Palestine, Indiana rate on the right to apply it instantly. Interest compounds monthly.

Interest Earned
$0
Total Contributions
$0
Ending Balance
$0

Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.

Current New Palestine, Indiana Money Market Rates

Verified October 14, 2026, click a rate to use it
Rates shown are actual verified offers available in New Palestine, Indiana and statewide averages from our monitoring database. See the full rate table above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Palestine, Indiana money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for New Palestine, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Palestine, Indiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution’s official website. Last Updated and Verified: October 14, 2026

Frequently Asked Questions about Money Market Accounts in New Palestine, Indiana

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Indiana.

Are Money Market accounts in New Palestine, Indiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.

How often do MMA rates change in New Palestine, Indiana?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in New Palestine, Indiana?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in New Palestine, Indiana require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Can I lose money in a Money Market Account?

No. You cannot lose your principal in a money market deposit account as long as the bank is FDIC insured or the credit union is NCUA insured, up to $250,000 per depositor. This makes MMAs different from money market mutual funds, which are investments and are not federally insured.

What is the difference between a Money Market Account and a Money Market Fund?

A Money Market Account (MMA) is a federally insured bank or credit union deposit account. A money market fund is a mutual fund investment offered by brokerages that is not FDIC or NCUA insured and can, in rare cases, lose value. The rates on this page are for insured money market deposit accounts.

Do I have to pay taxes on money market account interest?

Yes. Interest earned on money market deposit accounts is taxable income in the U.S. You will typically receive a Form 1099-INT if you earn more than $10 in interest annually.

Are online banks better than local banks in New Palestine, Indiana for money market accounts?

Online banks often offer higher money market APYs because they have lower overhead costs. However, local banks and credit unions in New Palestine, Indiana offer in-person service and may waive minimum balance requirements for existing customers, which some savers prefer.

Best Money Market Rates in New Palestine, Indiana

Here are some of the highest money market account APYs currently available in New Palestine, Indiana and the surrounding area:
  • Greenfield Banking Company Greenfield, IN
    Money Market: 2.30% APY
  • Hoosier Hills Credit Union
    High Yield Money Market: 4.05% APY
  • Interra Credit Union
    Business LINked Money Market Share Account: 4.03% APY
  • Inova Federal Credit Union
    Shield Money Market: 4.00% APY
  • Everence Trust Company
    Indexed money market (Tier 1): 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Palestine, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: October 14, 2026

New Palestine, Indiana Rates & Resources