Best Money Market Rates in Kansas (KS) - April 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kansas money market rates include The Bank of TescottThe Bank of Tescott104 S Main St, Tescott, KS 67484A+5.0 ★Texas Ratio: 2.34% Executive Money Market Account at 4.00% APY, Premier Members Credit UnionPremier Members Credit Union610 E Cloud Ave, Andover, KS 67002 8952A+5.0 ★Texas Ratio: 4.73% Money Market Including Business and IRA at 4.00% APY, Mid-America BankMid-America Bank802 Ames St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 0.00% Business Money Market at 3.82% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union11737 E 21st St N, Wichita, KS 67206 3502A+5.0 ★Texas Ratio: 4.67% Corporate Money Market at 3.80% APY, and Golden Belt Bank, FSAGolden Belt Bank, FSA1100 E 27th St, Hays, KS 67601A5.0 ★Texas Ratio: 6.19% Business Money Market at 3.67% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Kansas side-by-side. Kansas money market rates currently reach as high as 4.00% APY from The Bank of Tescott at 104 S Main St, Tescott, KS 67484. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kansas and surrounding area. Last Updated and Verified: April 22, 2026
Compare the Best Money Market Rates Today in Kansas
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $50,000.00
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Reverse Tiered Money Market 101
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Money Market Including Business and IRA
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Money Market Accounts
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Business Money Market
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Non-Profit Money Market
3.75%
$10,000
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedApr 18, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$1,000,000.00 and up
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
APY introductory rate for 6 months*
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 16, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.01 & Above
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Money Market Accounts
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Business Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
Money Market
3.09%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Money Market Accounts
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Rates effective as of - 04/22/2026.
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Business Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Money Market Accounts
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
2.40%
$50
▼
Rate2.38%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
Money Market Account
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$500,000.00 - $999,999.99
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Jumbo Money Market Including Business and IRA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
2.15%
$75,000
▼
Rate2.13%
Min Deposit$75,000
Min Balance—
UpdatedApr 19, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account Tier 3 and over
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$25,000.01
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedApr 19, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Money Market
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $50,000 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS 67501
Money Market Shares
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
2.00%
$50
▼
Rate1.99%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
3730 W 13th St N, Wichita, KS 67203 4402
Money Market Account
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Premier Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Jumbo Money Market Including Business and IRA
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Flex Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
All Amounts (no cap)
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
Money Market Plus
2.00%
$50,000
▼
Rate1.98%
Min Deposit$50,000
Min Balance—
UpdatedApr 16, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
Money Market Account
1.87%
$0
▼
Rate1.87%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market
1.79%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
1.75%
$50
▼
Rate1.74%
Min Deposit$50
Min Balance—
UpdatedApr 17, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
1.68%
$0
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$250,000.00 - $499,999.99
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS 66106
Money Market Account1
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
1.60%
$10,000
▼
Rate1.59%
Min Deposit$10,000
Min Balance—
UpdatedApr 19, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Money Market Investment Account above
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$500,000.00
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $25,000 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS 67501
Money Market Shares
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
$2,500.01
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
Money Market
1.50%
$100,000
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedApr 19, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
3730 W 13th St N, Wichita, KS 67203 4402
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market
1.34%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 22, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Money Market Accounts
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
Business Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
1.30%
$2,500
▼
Rate1.29%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Liquid Gold Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$100,000.00 - $249,999.99
KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS 66216 1869
Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Business Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Credit Union of Dodge City Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
802 W Trail St, Dodge City, KS 67801
CUDODGE Money Market Account
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$25,000 & Over
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Business Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kansas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kansas Money Market Rate Trends
Compare local Kansas money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KS Avg
3.267%
▲ 0.018 vs 7 days ago
Kansas high-yield MMA rates rose 0.018 points over the past 7 days to 3.267% APY.
Standard MMA — KS Avg
0.842%
▼ 0.148 vs 7 days ago
Kansas standard MMA rates fell 0.148 points over the past 7 days to 0.842% APY.
As of Apr 22, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kansas
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.
Are Money Market accounts in Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do MMA rates change in Kansas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Kansas
Here are some of the highest money market account APYs currently available in Kansas:
- The Bank of Tescott
Executive Money Market Account — 4.00% APY - Premier Members Credit Union
Money Market Including Business and IRA — 4.00% APY - Mid-America Bank
Business Money Market — 3.82% APY - Meritrust Federal Credit Union
Corporate Money Market — 3.80% APY - Golden Belt Bank, FSA
Business Money Market — 3.67% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026
Cities in Kansas
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