Best Money Market Rates in Wichita, Kansas - July 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Wichita, Kansas and the surrounding area money market deposit account rates include Sunflower BankSunflower Bank2073 N Webb Rd, Wichita, KS 67206A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, Legacy Bank Colwich, KSLegacy Bank Colwich, KS8725 W Central Ave, Wichita, KS 67212A+5.0 ★Texas Ratio: 1.85% Money Market at 2.50% APY, The Valley State BankThe Valley State Bank5310 S Broadway Ave, Wichita, KS 67216A+5.0 ★Texas Ratio: 3.63% Money Market Plus at 2.00% APY, Garden Plain State BankGarden Plain State Bank10526 W Maple St, Wichita, KS 67209A+5.0 ★Texas Ratio: 0.00% Money Market Investor Account at 1.75% APY, and Wheat State Credit UnionWheat State Credit Union1400 S Oliver Ave, Wichita, KS 67218 3226D3.6 ★Texas Ratio: 27.12% Money Market at 1.50% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Wichita has 7 local institutions in our database, with money market rates as high as 3.45% APY from Sunflower Bank at 2073 N Webb Rd, Wichita, KS 67206. Use the table below to compare all available offers, including options from institutions serving the broader Kansas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Wichita, Kansas and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Wichita, Kansas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
2073 N Webb Rd, Wichita, KS 67206
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
2073 N Webb Rd, Wichita, KS 67206
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
8725 W Central Ave, Wichita, KS 67212
Money Market
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
Money Market Plus
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance to obtain APY: $0
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 27.12%
1400 S Oliver Ave, Wichita, KS 67218 3226
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance: $100,000 +
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
8725 W Central Ave, Wichita, KS 67212
Money Market
1.20%
$2,500
▼
Rate1.19%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
8725 W Central Ave, Wichita, KS 67212
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 27.12%
1400 S Oliver Ave, Wichita, KS 67218 3226
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance: $50,000 - $99,999.99
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
8725 W Central Ave, Wichita, KS 67212
Money Market
0.60%
$2,500
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 27.12%
1400 S Oliver Ave, Wichita, KS 67218 3226
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance: $5,000 - $49,999.99
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 27.12%
1400 S Oliver Ave, Wichita, KS 67218 3226
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance: $500 - $4,999.99
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
0.37%
$0
▼
Rate0.37%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
11122 E Central Ave, WICHITA, KS 67206 2632
Money Market Checking
0.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
Super Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance to obtain APY: $0
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance to obtain APY: $0
Southwest National Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Kasasa Cash Executive Money Market Account Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
introductory rate for 6 months
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
3.56%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
4th Tier
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedJul 11, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Performance Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Protection Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market Account
3.16%
$0
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
3rd Tier
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Compounding Frequency: MONTHLY
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account. Early access to direct deposit funds depends on the timing of the payer's submission of deposits. We generally post such deposits on the day after they are received, which may be up to 2 days earlier than the payer's scheduled payment date.
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Open Online
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
2.69%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
2nd Tier
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Compounding Frequency: MONTHLY
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Performance Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.40%
$50
▼
Rate2.38%
Min Deposit$50
Min Balance—
UpdatedJul 12, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered rates based on balance.
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Protection Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Advantage Plus Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
Money Market Shares
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Money Market
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.00%
$50
▼
Rate1.99%
Min Deposit$50
Min Balance—
UpdatedJul 12, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Performance Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Protection Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Money Market
1.92%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
1st Tier
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ultra Money Market Account: $250,000 and up; Compounding Frequency: Monthly
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
1.87%
$0
▼
Rate1.87%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
1.75%
$50
▼
Rate1.74%
Min Deposit$50
Min Balance—
UpdatedJul 12, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.68%
$0
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered rates based on balance.
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered Rate
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Money Market Account
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Protection Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Performance Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ultra Money Market Account: $150,000 - $249,999; Compounding Frequency: Monthly
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Business Money Market
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Advantage Plus Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Liquid Gold Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Business Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market Advantage*
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
*Tiered rate structure
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Advantage Plus Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
CUDODGE Money Market Account
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
$25,000 & Over
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Advantage Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Advantage Plus Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.59%
Money Market Shares
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Up to
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Business Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Money Market Advantage*
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
*Tiered rate structure
Public Safety Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
As Low As; 1.00% APY
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Performance Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Business Protection Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.59%
Money Market - Tier 4
1.00%
$100,000
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedJul 6, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Wichita, Kansas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Wichita, KS Money Market Rate Trends
Compare local Wichita, KS money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KS Avg
3.189%
▼ 0.025 vs 7 days ago
Kansas high-yield MMA rates fell 0.025 points over the past 7 days to 3.189% APY.
Standard MMA — KS Avg
0.806%
▼ 0.016 vs 7 days ago
Kansas standard MMA rates fell 0.016 points over the past 7 days to 0.806% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wichita, Kansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Wichita, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wichita, Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Wichita, Kansas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.
Are Money Market accounts in Wichita, Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do MMA rates change in Wichita, Kansas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Wichita, Kansas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Wichita, Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Wichita, Kansas
Here are some of the highest money market account APYs currently available in Wichita, Kansas and the surrounding area:
- Sunflower Bank
Thrive Money Market — 3.45% APY - Legacy Bank Colwich, KS
Money Market — 2.50% APY - The Valley State Bank
Money Market Plus — 2.00% APY - Garden Plain State Bank
Money Market Investor Account — 1.75% APY - Wheat State Credit Union
Money Market — 1.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wichita, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026
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