Best Money Market Rates in Kansas - July 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Kansas money market deposit account rates include The Bank of TescottThe Bank of Tescott104 S Main St, Tescott, KS 67484A+5.0 ★Texas Ratio: 2.34% Kasasa Cash Executive Money Market Account Checking at 4.00% APY, Bank of the Flint HillsBank of the Flint Hills806 5th St, Wamego, KS 66547A-5.0 ★Texas Ratio: 15.48% Money Market at 3.66% APY, Academy BankAcademy Bank10000 College Blvd, Overland Park, KS 66210A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Alva State Bank & Trust CompanyAlva State Bank & Trust Company546 Main St, Kiowa, KS 67070A+5.0 ★Texas Ratio: 2.51% Money Market at 3.56% APY, and Envista Federal Credit UnionEnvista Federal Credit Union3626 SW Wanamaker Rd, Topeka, KS 66614 4528A+5.0 ★Texas Ratio: 2.67% Business Performance Money Market at 3.50% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Kansas side-by-side. Kansas money market rates currently reach as high as 4.00% APY from The Bank of Tescott at 104 S Main St, Tescott, KS 67484. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Kansas and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Kansas
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Kasasa Cash Executive Money Market Account Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
introductory rate for 6 months
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St, Kiowa, KS 67070
Money Market
3.56%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
4th Tier
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedJul 11, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market Account
3.16%
$0
▼
Rate3.12%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St, Kiowa, KS 67070
Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
3rd Tier
Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
Money Market
3.09%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Compounding Frequency: MONTHLY
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account. Early access to direct deposit funds depends on the timing of the payer's submission of deposits. We generally post such deposits on the day after they are received, which may be up to 2 days earlier than the payer's scheduled payment date.
NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Open Online
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St, Kiowa, KS 67070
Money Market
2.69%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
2nd Tier
Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Compounding Frequency: MONTHLY
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
223 S Main St, Pratt, KS 67124
Money Market
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
Money Market Account
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
2.40%
$50
▼
Rate2.38%
Min Deposit$50
Min Balance—
UpdatedJul 12, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered rates based on balance.
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Money Market
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.72%
1601 N Lorraine St, Hutchinson, KS 67501
Money Market Shares
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
Money Market Plus
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance to obtain APY: $0
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
2.00%
$50
▼
Rate1.99%
Min Deposit$50
Min Balance—
UpdatedJul 12, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ultra Money Market Account: $250,000 and up; Compounding Frequency: Monthly
Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St, Kiowa, KS 67070
Money Market
1.92%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
1st Tier
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
Money Market Account
1.87%
$0
▼
Rate1.87%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market
1.80%
$500
▼
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
1.75%
$50
▼
Rate1.74%
Min Deposit$50
Min Balance—
UpdatedJul 12, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
1.68%
$0
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered Rate
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered rates based on balance.
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS 66106
Money Market Account
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ultra Money Market Account: $150,000 - $249,999; Compounding Frequency: Monthly
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 27.12%
1400 S Oliver Ave, Wichita, KS 67218 3226
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance: $100,000 +
TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS 67801
Business Money Market
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market
1.35%
$500
▼
Rate1.34%
Min Deposit$500
Min Balance—
UpdatedJul 11, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
Money Market Savings
1.25%
$100
▼
Rate1.24%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Balances $100,000.00 to $249,999.99
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Ultra Money Market Account: $100,000 - $149,999; Compounding Frequency: Monthly
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Liquid Gold Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered rates based on balance.
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiered Rate
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS 67801
CUDODGE Money Market Account
1.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
$25,000 & Over
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Business Money Market Advantage
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
223 S Main St, Pratt, KS 67124
Money Market
1.20%
$2,500
▼
Rate1.19%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Money Market Advantage*
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
*Tiered rate structure
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account
1.16%
$2,500
▼
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account
1.16%
$2,500
▼
Rate1.15%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market Account
1.13%
$0
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market
1.13%
$0
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Legacy Money Market
1.13%
$0
▼
Rate1.12%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Money Market Advantage*
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
*Tiered rate structure
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Business Money Market Advantage
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Liquid Gold Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.59%
200 W 2nd Ave, Buhler, KS 67522 2245
Money Market - Tier 4
1.00%
$100,000
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedJul 6, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
7721 W 123rd St, Overland Park, KS 66213 1303
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
As Low As; 1.00% APY
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 13.59%
200 W 2nd Ave, Buhler, KS 67522 2245
Money Market Shares
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Up to
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
2830 Ohio St, Augusta, KS 67010 2361
Money Market
1.00%
$2,500
▼
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
$2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS 66106
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 27.12%
1400 S Oliver Ave, Wichita, KS 67218 3226
Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Balance: $50,000 - $99,999.99
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
802 W Trail St, Dodge City, KS 67801
CUDODGE Money Market Account
0.98%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
$15,000 - $24,999
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kansas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Kansas Money Market Rate Trends
Compare local Kansas money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KS Avg
3.189%
▼ 0.025 vs 7 days ago
Kansas high-yield MMA rates fell 0.025 points over the past 7 days to 3.189% APY.
Standard MMA — KS Avg
0.806%
▼ 0.016 vs 7 days ago
Kansas standard MMA rates fell 0.016 points over the past 7 days to 0.806% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Kansas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.
Are Money Market accounts in Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do MMA rates change in Kansas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Kansas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Kansas
Here are some of the highest money market account APYs currently available in Kansas:
- The Bank of Tescott
Kasasa Cash Executive Money Market Account Checking — 4.00% APY - Bank of the Flint Hills
Money Market — 3.66% APY - Academy Bank
Premier Money Market — 3.65% APY - Alva State Bank & Trust Company
Money Market — 3.56% APY - Envista Federal Credit Union
Business Performance Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026
Cities in Kansas
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