Best Money Market Rates in Topeka, Kansas - June 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Topeka, Kansas and the surrounding area money market deposit account rates include Envista Federal Credit UnionEnvista Federal Credit Union3626 SW Wanamaker Rd, Topeka, KS 66614 4528A+5.0 ★Texas Ratio: 2.67% Business Performance Money Market at 3.50% APY, Azura Credit UnionAzura Credit Union610 SW 10th Ave, Topeka, KS 66612A+5.0 ★Texas Ratio: 3.53% Business Money Market at 2.53% APY, Denison State BankDenison State Bank3640 Sw Fairlawn Rd, Topeka, KS 66614A+5.0 ★Texas Ratio: 2.80% Money Market Savings at 1.25% APY, Communication Federal Credit UnionCommunication Federal Credit Union1015 SW Wanamaker Rd, Topeka, KS 66604 3806A5.0 ★Texas Ratio: 7.00% Liquid Gold Money Market at 1.25% APY, and Kaw Valley BankKaw Valley Bank1110 N Kansas Ave, Topeka, KS 66608A+5.0 ★Texas Ratio: 1.83% Advantage Plus Money Market at 0.69% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Topeka has 5 local institutions in our database, with money market rates as high as 3.50% APY from Envista Federal Credit Union at 3626 SW Wanamaker Rd, Topeka, KS 66614 4528. Use the table below to compare all available offers, including options from institutions serving the broader Kansas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Topeka, Kansas and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Topeka, Kansas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Liquid Gold Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
3640 Sw Fairlawn Rd, Topeka, KS 66614
Money Market Savings
1.25%
$100
▼
Rate1.24%
Min Deposit$100
Min Balance—
UpdatedJun 3, 2026
Details
Interest Compounded:
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Liquid Gold Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
3640 Sw Fairlawn Rd, Topeka, KS 66614
Money Market Savings
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedJun 3, 2026
Details
Interest Compounded:
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
0.80%
$0
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
0.80%
$0
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
0.80%
$0
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
0.70%
$0
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
Advantage Plus Money Market
0.69%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
3640 Sw Fairlawn Rd, Topeka, KS 66614
Money Market Savings
0.65%
$100
▼
Rate0.65%
Min Deposit$100
Min Balance—
UpdatedJun 3, 2026
Details
Interest Compounded:
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
0.60%
$0
▼
Rate0.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
Advantage Plus Money Market
0.60%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
Advantage Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
3640 Sw Fairlawn Rd, Topeka, KS 66614
Money Market Savings
0.40%
$100
▼
Rate0.40%
Min Deposit$100
Min Balance—
UpdatedJun 3, 2026
Details
Qualifying balance up to $2,499.99; Interest Compounded:
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Super Savings Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Liquid Gold Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Super Savings Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Kaw Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
Advantage Plus Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Super Savings Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Money Market
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Money Market Including Business and IRA
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Reverse Tiered Money Market 101
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Corporate Money Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Non-Profit Money Market
3.75%
$10,000
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedMay 23, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Introductory rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials 6-month guaranteed rate
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedJun 3, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials 6-month guaranteed rate
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedJun 3, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Premiere Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account.
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Corporate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Corporate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
Money Market
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedJun 3, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Balance: $250,000+
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.40%
$50
▼
Rate2.38%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Tiered balance rates. Rate range: 2.33% to 3.67%
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Corporate Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
Jumbo Money Market Including Business and IRA
2.25%
$250,000
▼
Rate2.23%
Min Deposit$250,000
Min Balance—
UpdatedMay 23, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Money Market Plus
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
All Amounts (no cap)
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.00%
$50
▼
Rate1.99%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.92%
$100
▼
Rate1.90%
Min Deposit$100
Min Balance—
UpdatedJun 3, 2026
Details
$250,000 and up; Compounding Frequency: Monthly
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
1.87%
$0
▼
Rate1.87%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Balance: $75,000 - $249,999.99
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investor Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
1.75%
$50
▼
Rate1.74%
Min Deposit$50
Min Balance—
UpdatedMay 17, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.68%
$0
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Tiered rates based on balance.
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
Tiered balance rates. Rate range: 1.61% to 2.33%
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investment Account above
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
$500,000.00
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 3, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.50%
$100
▼
Rate1.49%
Min Deposit$100
Min Balance—
UpdatedJun 3, 2026
Details
$150,000 - $249,999; Compounding Frequency: Monthly
Rate1.34%
Min Deposit$500
Min Balance—
UpdatedJun 3, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Topeka, Kansas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Topeka, KS Money Market Rate Trends
Compare local Topeka, KS money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KS Avg
3.214%
▼ 0.046 vs 7 days ago
Kansas high-yield MMA rates fell 0.046 points over the past 7 days to 3.214% APY.
Standard MMA — KS Avg
0.859%
▲ 0.024 vs 7 days ago
Kansas standard MMA rates rose 0.024 points over the past 7 days to 0.859% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Topeka, Kansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Topeka, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Topeka, Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Topeka, Kansas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.
Are Money Market accounts in Topeka, Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do MMA rates change in Topeka, Kansas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Topeka, Kansas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Topeka, Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Topeka, Kansas
Here are some of the highest money market account APYs currently available in Topeka, Kansas and the surrounding area:
- Envista Federal Credit Union
Business Performance Money Market — 3.50% APY - Azura Credit Union
Business Money Market — 2.53% APY - Denison State Bank
Money Market Savings — 1.25% APY - Communication Federal Credit Union
Liquid Gold Money Market — 1.25% APY - Kaw Valley Bank
Advantage Plus Money Market — 0.69% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Topeka, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 3, 2026
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