Best Money Market Rates in Portland, Maine - July 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Portland, Maine and the surrounding area money market deposit account rates include University Credit Union Orono, MEUniversity Credit Union Orono, ME391 Forest Ave, Portland, ME 04101 2001A+5.0 ★Texas Ratio: 3.93% Money Market at 3.25% APY, cPort Credit UnioncPort Credit Union50 Riverside Industrial Pkwy, Portland, ME 04103A5.0 ★Texas Ratio: 6.67% Money Market Plus Account at 2.78% APY, Kennebec Savings BankKennebec Savings Bank53 Baxter Boulevard, Portland, ME 04103A+5.0 ★Texas Ratio: 1.44% Premier Money Market at 2.55% APY, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME225 Riverside St, Portland, ME 04103 1038A5.0 ★Texas Ratio: 7.69% APEX Business Money Market at 2.30% APY, and Androscoggin Savings BankAndroscoggin Savings Bank130 Middle St, Portland, ME 04101A+5.0 ★Texas Ratio: 2.03% Flex Personal Money Market Account at 2.25% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Portland has 12 local institutions in our database, with money market rates as high as 3.25% APY from University Credit Union Orono, ME at 391 Forest Ave, Portland, ME 04101 2001. Use the table below to compare all available offers, including options from institutions serving the broader Maine area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Portland, Maine and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Portland, Maine & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
See details for more tiers. Terms and conditions apply.
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Preferred Money Market, IRA & Coverdell ESA
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Preferred Money Market, IRA & Coverdell ESA
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
53 Baxter Boulevard, Portland, ME 04103
Premier Money Market
2.55%
$100
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
2.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Preferred Money Market, IRA & Coverdell ESA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Flex Personal Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
*New to Bank money only
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Flex Business Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
*New to Bank money only
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
287 Marginal Way, Portland, ME 04101
Integrity Plus Money Market
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
2.10%
$250,000
▼
Rate2.08%
Min Deposit$250,000
Min Balance—
UpdatedJul 11, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
136 Commercial St, Portland, ME 04101
Essential Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Preferred Money Market, IRA & Coverdell ESA
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Champion High-Yield Money Market
2.00%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Ultimate Insured Money Market
1.90%
$250,000
▼
Rate1.89%
Min Deposit$250,000
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Treasury Advantage Business Money Market
1.89%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
136 Commercial St, Portland, ME 04101
Essential Money Market
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Preferred Money Market, IRA & Coverdell ESA
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Treasury Advantage Business Money Market
1.69%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
287 Marginal Way, Portland, ME 04101
Integrity Plus Money Market
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Treasury Advantage Business Money Market
1.51%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
1.50%
$100,000
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedJul 11, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Flex Personal Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
*New to Bank money only
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Essential Money Market
1.50%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Preferred Money Market, IRA & Coverdell ESA
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Flex Business Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
*New to Bank money only
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
53 Baxter Boulevard, Portland, ME 04103
Premier Money Market
1.40%
$100
▼
Rate1.39%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
287 Marginal Way, Portland, ME 04101
Integrity Plus Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Ultimate Insured Money Market
1.30%
$100,000
▼
Rate1.30%
Min Deposit$100,000
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
1.30%
$50,000
▼
Rate1.30%
Min Deposit$50,000
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Money Market
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
1.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Smart Business Money Market
1.25%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
136 Commercial St, Portland, ME 04101
Essential Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
287 Marginal Way, Portland, ME 04101
Integrity Plus Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Treasury Advantage Business Money Market
1.13%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Ultimate Insured Money Market
1.10%
$50,000
▼
Rate1.10%
Min Deposit$50,000
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Money Market
1.10%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
53 Baxter Boulevard, Portland, ME 04103
Premier Money Market
1.10%
$100
▼
Rate1.09%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Champion High-Yield Money Market
1.00%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
287 Marginal Way, Portland, ME 04101
Integrity Plus Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
136 Commercial St, Portland, ME 04101
Essential Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
53 Baxter Boulevard, Portland, ME 04103
Premier Money Market
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
883 Forest Ave, Portland, ME 04103
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Minimum balance $250,000.00 and over
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Treasury Advantage Business Money Market
0.75%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
883 Forest Ave, Portland, ME 04103
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Minimum balance $100,000 - $249,999.99
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Smart Business Money Market
0.60%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Business Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
883 Forest Ave, Portland, ME 04103
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Minimum balance $50,000 - $99,999.99
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
IRA Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Ultimate Insured Money Market
0.50%
$15,000
▼
Rate0.50%
Min Deposit$15,000
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
53 Baxter Boulevard, Portland, ME 04103
Premier Money Market
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Champion High-Yield Money Market
0.50%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
287 Marginal Way, Portland, ME 04101
Integrity Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Personal Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
136 Commercial St, Portland, ME 04101
Essential Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Smart Business Money Market
0.45%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
0.40%
$2,500
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
Ultimate Insured Money Market
0.40%
$2,500
▼
Rate0.40%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
0.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Champion High-Yield Money Market
0.40%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
1200 Congress St, Portland, ME 04102
inBusiness Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
How to Apply
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
27 Pearl St, Portland, ME 04101
Value Money Market
0.40%
$0
▼
Rate0.39%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Treasury Advantage Business Money Market
0.37%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Business Money Market Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
1200 Congress St, Portland, ME 04102
inBusiness Money Market Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
How to Apply
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Personal Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Business Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME 04101
Personal Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
136 Commercial St, Portland, ME 04101
Essential Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Champion High-Yield Money Market
0.25%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Essential Money Market
0.25%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
883 Forest Ave, Portland, ME 04103
Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Minimum balance $25,000 - $49,999.99
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
220 Middle St, Portland, ME 04101
Money Market
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Essential Money Market
0.20%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
287 Marginal Way, Portland, ME 04101
Integrity Plus Money Market
0.20%
$2,500
▼
Rate0.20%
Min Deposit$2,500
Min Balance—
UpdatedJul 11, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
1 India St, Portland, ME 04101
Smart Business Money Market
0.20%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJul 12, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
883 Forest Ave, Portland, ME 04103
Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Minimum balance $0.00 - $24,999.99
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
391 Forest Ave, Portland, ME 04101 2001
Preferred Money Market, IRA & Coverdell ESA
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Tiered balance; APY**
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (5)
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
As High As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.88%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
See Our Rates
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (4)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Portland, Maine and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Portland, ME Money Market Rate Trends
Compare local Portland, ME money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ME Avg
3.046%
▼ 0.008 vs 7 days ago
Maine high-yield MMA rates fell 0.008 points over the past 7 days to 3.046% APY.
Standard MMA — ME Avg
0.408%
▼ 0.061 vs 7 days ago
Maine standard MMA rates fell 0.061 points over the past 7 days to 0.408% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Portland, Maine money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Portland, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Portland, Maine. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Portland, Maine
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maine.
Are Money Market accounts in Portland, Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do MMA rates change in Portland, Maine?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Portland, Maine?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Portland, Maine require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Portland, Maine
Here are some of the highest money market account APYs currently available in Portland, Maine and the surrounding area:
- University Credit Union Orono, ME
Money Market — 3.25% APY - cPort Credit Union
Money Market Plus Account — 2.78% APY - Kennebec Savings Bank
Premier Money Market — 2.55% APY - Evergreen Credit Union Portland, ME
APEX Business Money Market — 2.30% APY - Androscoggin Savings Bank
Flex Personal Money Market Account — 2.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Portland, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026
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