North Brentwood, Maryland Money Market Rates - October 2026
Brian McKay
Brian McKay
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North Brentwood, Maryland money market account rates from banks and credit unions serving Maryland range from 1.10% to 4.05% APY, verified by MonitorBankRates as of October 14, 2026. Current North Brentwood, Maryland and the surrounding area money market deposit account rates include CFG BankCFG BankD3.3 ★Texas Ratio: 35.17%Real return: +1.25%APY minus 2.8% CPI (February 2026) CFG High Yield Money Market In Branch at 4.05% APY, Har-co Credit UnionHar-co Credit UnionA5.0 ★Texas Ratio: 9.57%Real return: +1.20%APY minus 2.8% CPI (February 2026) Business Advantage Money Market at 4.00% APY, Transit Employees Federal Credit UnionTransit Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.52%Real return: +0.95%APY minus 2.8% CPI (February 2026) Paramount Money Market at 3.75% APY, Partners 1st Federal Credit UnionPartners 1st Federal Credit UnionA+5.0 ★Texas Ratio: 5.29%Real return: +0.85%APY minus 2.8% CPI (February 2026) Business Money Market Account at 3.65% APY, and The Bank of Glen BurnieThe Bank of Glen BurnieB-3.4 ★Texas Ratio: 3.14%Real return: +0.71%APY minus 2.8% CPI (February 2026) Money Market ADVANTAGE Account at 3.51% APY. Money market rates as of October 14, 2026 according to verified data from MonitorBankRates.
North Brentwood is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Maryland area are available to North Brentwood residents, with money market rates as high as 4.05% APY from CFG Bank. Rates are continually updated, so we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in North Brentwood, Maryland and surrounding area. Last Updated and Verified: October 14, 2026
Compare the Best Money Market Rates Today in North Brentwood, Maryland & the Surrounding Area
Balance: $1,000+; May add deposits at anytime. See below for account details.
Balance: $1,000+; May add deposits at anytime, no check writing privileges. See below for account details.
Click for full details.
Balance: $25,000 - $250,000; 4.00% APY guaranteed through December 31, 2026; available to members who open or maintain a Business Savings Account; $2,000 minimum monthly daily balance to avoid minimum balance fee
Balance: $200,000.00+
Balance: $250,000; May add deposits at any time; Check writing allowed; ATM card upon request
Balance: $1,000,000+
Money Market ADVANTAGE Account
($25,000 or more)
Balance: $25,000 - $500,000; Mail-in application
- Oct 7, 20263.50%▲ from 1.50%
- Sep 27, 20261.50%first recorded
Balance: $25,000.00 - $250,000.00; 1.50% APY on higher balances; 0.10% APY on average daily balances under $25,000
Rhode Island rates; requires Citizens Private Client Checking account; preferred rates require a minimum of $25,000 of new money; $0 monthly maintenance fee with Citizens Private Client Checking; includes unlimited rebates on ATM fees charged by other banks; rates apply to new accounts and are variable
Rhode Island rates; requires Citizens Quest Checking account; preferred rates require a minimum of $25,000 of new money; $0 monthly maintenance fee with Citizens Quest Checking; rates apply to new accounts and are variable
Balance: Over $100,000
Intro rate; Balance: $15,000+
- Oct 10, 20263.50%▲ from 1.25%
- Sep 14, 20261.25%first recorded
Balance: $0.00 to $2,499.99
- Oct 10, 20263.50%▲ from 0.15%
- Sep 14, 20260.15%first recorded
Open a Money Market account and earn 3.50% APY on all balances through December 28, 2026. Minimum deposit to open the account is $2,500.
Relationship balance of $250,000 required; account may be converted to Bright Business Savings if the relationship balance falls below $250,000
Balance: $1,500,000 and above
May add deposits at anytime, check writing allowed, and ATM card issues upon request.
Balance: $1,000,000; Compounding Frequency: Daily
Balance: $500,000.00 - $999,999.99
Balance: $100,000.00 to $199,999.99
Balance: $250,000.00 - $499,999.99
Balance: $75,000.01 and up; Money Market accounts limited to 6 electronic transfers per month; 3 checks per month, minimum $250.00 each
Rate taken from product heading '2.50% APY Select Money Market Account'; balance tiers not stated on page
Balance: $500,000.00 and up
- Oct 14, 20262.48%▲ from 2.33%
- Sep 24, 20262.33%first recorded
Balance: $1,000,000 - $1,499,999
Balance: $250,000.00 - $499,999.99
- Oct 14, 20262.28%▲ from 2.13%
- Sep 24, 20262.13%first recorded
Balance: $25,000.01 - $75,000.00; Money Market accounts limited to 6 electronic transfers per month; 3 checks per month, minimum $250.00 each
Balance: $0.00 - $24,999.99; Limited time offer; requires minimum opening deposit of at least $25,000 in new money not currently on deposit with Atlantic Union Bank; $12 maintenance fee per statement cycle if daily balance falls below $2,500.00; not available for business accounts
Balance: $0.00 - $249,999.99
- Oct 14, 20262.18%▲ from 2.03%
- Sep 24, 20262.03%first recorded
Rate as high as
- Oct 13, 20262.05%▲ from 1.23%
- Sep 18, 20261.23%first recorded
Balance: $500,000.00 +
Balance: $2,000.00 - $25,000.00; Money Market accounts limited to 6 electronic transfers per month; 3 checks per month, minimum $250.00 each
Balance: $500,000 - $749,999.99
Balance: $1,000,000+
Balance: Minimum Daily Balance $250,000; Rates effective as of September 28, 2026
- Oct 13, 20262.00%▲ from 1.75%
- Sep 14, 20261.75%first recorded
Balance: greater than $50,000; Includes Traditional, Roth & Education IRAs
Balance: greater than $50,000
Balance: $249,999.01 - $999,999; Preferred Rates Available
Balance: $1,000,000 and up; $2,500 minimum balance required to avoid the monthly maintenance fee
Balance: $20,000 to $49,999; Includes Traditional, Roth & Education IRAs
Balance: $20,000 - $49,999
Balance: $250,000.00 - $499,999.99
Balance: $100,000 and above; All accounts shown below are variable rate accounts. Rates may change after the account is opened.
Balance: $100 to $19,999; Includes Traditional, Roth & Education IRAs
Balance: $2,500 - $19,999
Balance: $175,000.00 - $249,999.99
Balance: $250,000.00 +
Balance: $100,000.00 and over; Money Market accounts require $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY
Balance: $500,000; Compounding Frequency: Daily
Balance: $100,000.01 & Over; FedPerks Members earn an .10% bonus when they are part of the program.
- Oct 12, 20261.75%▲ from 1.65%
- Oct 4, 20261.65%▲ from 1.15%
- Sep 20, 20261.15%first recorded
Balance: Over $100,000 to $250,000; A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Balance: $25,000.00 to $99,999.99
Balance: $500,001-1,000,000
Effective 2/1/2026; Dividends earned only on balances over $2,500; No minimum balance required to open
Balance: $35,000 and Over; Rate = Dividend Rate; Minimum deposit of $35,000 to earn the stated rate
Balance: $1,000,000.00 and over
Balance: $125,000.00 - $174,999.99
Balance: $500,000 - $999,999
Balance: Minimum Daily Balance $100,000; Rates effective as of September 28, 2026
- Oct 13, 20261.70%▲ from 1.55%
- Sep 14, 20261.55%first recorded
Balance: $1,000,000.01 and above
Balance: $1,000,000.01 and above; Annual Percentage Yield
Balance: $1,000,000.00 and over; Variable rate
Balance: $100,000.01 & Over; FedPerks Members earn an .10% bonus when they are part of the program.
- Oct 4, 20261.65%▲ from 1.15%
- Sep 20, 20261.15%first recorded
Balance: $99,999.01 - $249,999; Preferred Rates Available
Balance: $50,000 and Over; Rate = Dividend Rate
Balance: $300,000.00 - $499,999.99
Effective September 1, 2026; Dividends compounded monthly; Fees may reduce earnings
Effective September 1, 2026; Dividends compounded monthly; Fees may reduce earnings
Balance: $300,000 - $999,999.99; Variable rate
Balance: $50,000 to $99,999.99; All accounts shown below are variable rate accounts. Rates may change after the account is opened.
Balance: $75,000.00 - $124,999.99
Balance: $250,000+
Balance: $250,000+; Dividends compounded Monthly; Dividend period Monthly (calendar); Balance method Average Daily Balance
- Oct 9, 20261.51%▲ from 1.50%
- Oct 5, 20261.50%first recorded
Balance: $50,000.00 to $99,999.99; Money Market accounts require $1,000.00 Minimum Balance to Avoid a Service Fee and $2,500.00 Minimum Balance to Earn Stated APY
Balance: $500,000.01 and over
- Oct 2, 20261.50%▲ from 1.40%
- Sep 27, 20261.40%first recorded
Balance: $50,000.01 to $100,000.00; FedPerks Members earn an .10% bonus when they are part of the program.
- Oct 12, 20261.50%▲ from 1.40%
- Oct 4, 20261.40%▲ from 0.90%
- Sep 20, 20260.90%first recorded
Balance: Over $25,000 to $50,000; A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Balance: $200,000 - $499,999.99
Balance: $250,001-$500,000
Balance: $250,000.01 - $500,000.00
- Oct 2, 20261.30%▲ from 1.20%
- Sep 27, 20261.20%first recorded
Balance: $100,000.00 - $199,999.99
Balance: $100,000; Compounding Frequency: Daily
Balance: $250,000 - $499,999
Balance: $100,000 - $299,999.99; Variable rate
Balance: $100,000.01 - $250,000.00
- Oct 2, 20261.10%▲ from 0.99%
- Sep 27, 20260.99%first recorded
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
North Brentwood, MD Money Market Rate Trends
Compare local North Brentwood, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Maryland high-yield MMA rates fell 0.007 points over the past 7 days to 3.272% APY.
Maryland standard MMA rates fell 0.012 points over the past 7 days to 0.684% APY.
North Brentwood, Maryland Money Market Rate Forecast, Next 12 Months
Money market rates move with Federal Reserve policy. Our model uses the current MD high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current MD high-yield money market average of 3.272% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in North Brentwood, Maryland.
Money Market Account Earnings in North Brentwood, Maryland
Annual interest earnings at current MD average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.
| Balance | HY Money Market (3.272% APY) | Monthly Earnings | Standard MMA (0.684% APY) | Monthly Earnings |
|---|---|---|---|---|
| $10,000 | $327.21 / year | $27.27 | $68.36 / year | $5.70 |
| $25,000 | $818.03 / year | $68.17 | $170.90 / year | $14.24 |
| $50,000 | $1,636.05 / year | $136.34 | $341.80 / year | $28.48 |
| $100,000 | $3,272.10 / year | $272.68 | $683.60 / year | $56.97 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: North Brentwood, Maryland money market rate averages as of October 14, 2026. | ||||
Available in North Brentwood, Maryland Area
About Our North Brentwood, Maryland Money Market Rate Database
MonitorBankRates tracks money market rate offers from 46 banks and credit unions available to North Brentwood, Maryland residents via statewide and national offers. No branch locations physically in North Brentwood are currently in our database, but all listed offers are open to North Brentwood depositors. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: CFG Bank offers a money market account at 4.05% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in North Brentwood, Maryland.
How to Find the Best Money Market Rates in North Brentwood, Maryland
What to compare when shopping for a money market account in North Brentwood, Maryland
To find the best money market APYs in North Brentwood, Maryland, start with credit unions and online-only banks: North Brentwood, Maryland has 30 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000 to $25,000, with lower rates (or monthly fees) below that threshold. The current MD high-yield money market average is 3.272% but top local institutions are offering as high as 4.05%, so shopping around pays off.
Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.
When a Money Market Account Makes Sense
- Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. North Brentwood, Maryland high-yield money market rates currently average 3.272% APY, far above a typical checking account.
- Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
- Parking cash between investments: A high-yield money market account at North Brentwood, Maryland institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 46 institutions in North Brentwood, Maryland report money market rates to our database.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return North Brentwood, Maryland CD rates
- You don’t need check writing and want a lower minimum North Brentwood, Maryland savings rates
- You need daily transaction access North Brentwood, Maryland checking rates
Maryland Financial Snapshot
Local demographics and economic context for savers . Source: U.S. Census Bureau (state-level data shown; city data not available)
16.7% of residents are 65 or older, below the national average of 17.3%. At today’s MD high-yield money market average of 3.272%, saving 10% of the local median salary ($5,698/year) would earn an additional $186 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Money Market Accounts vs. Other North Brentwood, Maryland Options
How money market deposit accounts compare to other deposit products available at banks and credit unions in North Brentwood, Maryland.
| Feature | Money Market | High-Yield Savings | Standard Savings | CD (12-Month) |
|---|---|---|---|---|
| Current MD Avg APY | 3.272% | View Savings Rates | 0.684%(Standard MMA) | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✓ Often yes | ✗ No | ✗ No | ✗ No |
| Debit / ATM Card | ✓ Often yes | Some institutions | ✗ Rarely | ✗ No |
| Typical Min Deposit | $0 to $2,500 | $0 to $100 | $25 to $100 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Active savers wanting flexibility + check writing | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Locking in a rate for a defined period |
APY data reflects North Brentwood, Maryland averages tracked in our database as of October 14, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
North Brentwood, Maryland Money Market Account Calculator
See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current North Brentwood, Maryland rate on the right to apply it instantly. Interest compounds monthly.
Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.
Money Market & Savings Calculators for North Brentwood, Maryland
At MD’s top money market rate of 4.05% from CFG Bank, a $10,000 deposit earns $405 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median North Brentwood, Maryland earner is roughly $14,200. At 3.272% APY in a money market account, saving $1,190/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. Liquid Deposit AccountMaryland’s high-yield money market average is 3.272% APY, variable, always accessible, and often with check-writing. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median North Brentwood, Maryland earner makes $56,984/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 3.272% APY.
Retirement PlannerA $25,000 money market balance earning 3.272% APY grows to roughly $47,599 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our North Brentwood, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for North Brentwood, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in North Brentwood, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in North Brentwood, Maryland
What is a Money Market Account (MMA)?
Are Money Market accounts in North Brentwood, Maryland safe?
How often do MMA rates change in North Brentwood, Maryland?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in North Brentwood, Maryland?
Can I lose money in a Money Market Account?
What is the difference between a Money Market Account and a Money Market Fund?
Do I have to pay taxes on money market account interest?
Are online banks better than local banks in North Brentwood, Maryland for money market accounts?
Best Money Market Rates in North Brentwood, Maryland
- CFG Bank
CFG High Yield Money Market In Branch: 4.05% APY - Har-co Credit Union
Business Advantage Money Market: 4.00% APY - Transit Employees Federal Credit Union
Paramount Money Market: 3.75% APY - Partners 1st Federal Credit Union
Business Money Market Account: 3.65% APY - The Bank of Glen Burnie
Money Market ADVANTAGE Account: 3.51% APY
North Brentwood, Maryland Rates & Resources
