Best Money Market Rates in Fitchburg, Massachusetts (MA) - May 2026
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Brian McKay
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Current Fitchburg, Massachusetts and the surrounding area money market deposit account rates include DCU Digital Federal Credit UnionDCU Digital Federal Credit Union350 John Fitch Hwy, Fitchburg, MA 01420A5.0 ★Texas Ratio: 9.98% Money Market at 3.50% APY, Webster First Federal Credit UnionWebster First Federal Credit Union65 North St, Fitchburg, MA 01420 4327A+5.0 ★Texas Ratio: 2.22% Money Market Plus at 3.50% APY, Workers Federal Credit UnionWorkers Federal Credit Union815 Main St, Fitchburg, MA 01420A5.0 ★Texas Ratio: 9.04% Workers Money Market at 1.75% APY, RBT Rollstone B&TRBT Rollstone B&T780 Main St, Fitchburg, MA 01420A+5.0 ★Texas Ratio: 0.62% Money Market at 0.40% APY, and IC Federal Credit UnionIC Federal Credit Union300 Bemis Rd, Fitchburg, MA 01420A-5.0 ★Texas Ratio: 15.06% Money Market at 0.10% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Fitchburg has 6 local institutions in our database, with money market rates as high as 3.50% APY from DCU Digital Federal Credit Union at 350 John Fitch Hwy, Fitchburg, MA 01420. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fitchburg, Massachusetts and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Fitchburg, Massachusetts & the Surrounding Area
A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
earn the advertised APY
A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
earn the advertised APY
A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
Qualifying balance up to $25,000.00
Boosted 6 Month APY
Qualifications Required
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
$15,000+
Open Online
up to
Balances $2,000,000-$4,000,000 (plus interest paid)
New Money Only
Open Online
Balances $2,000,000-$4,000,000 (plus interest paid)
Standard APY
Balance of $1,000,000.01 or More
Balances $250,000-$1,000,000 (plus interest paid)
Open Online
Balances $250,000 and above
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Balance of $500,000.01-$1,000,000.00
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
As High as
Over $200,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fitchburg, MA Money Market Rate Trends
Compare local Fitchburg, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates currently average 3.521% APY.
Massachusetts standard MMA rates currently average 0.444% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fitchburg, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Fitchburg, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fitchburg, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Fitchburg, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Fitchburg, Massachusetts safe?
How often do MMA rates change in Fitchburg, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Fitchburg, Massachusetts?
Best Money Market Rates in Fitchburg, Massachusetts
- DCU Digital Federal Credit Union
Money Market — 3.50% APY - Webster First Federal Credit Union
Money Market Plus — 3.50% APY - Workers Federal Credit Union
Workers Money Market — 1.75% APY - RBT Rollstone B&T
Money Market — 0.40% APY - IC Federal Credit Union
Money Market — 0.10% APY
