Best Money Market Rates in Leominster, Massachusetts - July 2026
Brian McKay
Brian McKay
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Current Leominster, Massachusetts and the surrounding area money market deposit account rates include Workers Federal Credit UnionWorkers Federal Credit Union881 Merriam Ave, Leominster, MA 01453A5.0 ★Texas Ratio: 8.41% Workers Money Market at 1.75% APY, Avidia BankAvidia Bank470 Lancaster St, Leominster, MA 01453A+5.0 ★Texas Ratio: 4.30% Avidia Premier Plus Money Market at 1.16% APY, RBT Rollstone B&TRBT Rollstone B&T721 Central St, Leominster, MA 01453A+5.0 ★Texas Ratio: 0.62% Money Market at 0.40% APY, Hometown Bank Oxford, MAHometown Bank Oxford, MA9 Sack Blvd, Leominster, MA 01453A+5.0 ★Texas Ratio: 3.60% Get More Tiered Money MarketSM at 0.30% APY, and Fidelity Co-operative BankFidelity Co-operative Bank9 Leominster Connector, Leominster, MA 01453A+5.0 ★Texas Ratio: 1.53% Premier Money Market at 0.09% APY. Money market rates as of July 13, 2026 according to verified data from MonitorBankRates.
Leominster has 5 local institutions in our database, with money market rates as high as 1.75% APY from Workers Federal Credit Union at 881 Merriam Ave, Leominster, MA 01453. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Leominster, Massachusetts and surrounding area. Last Updated and Verified: July 13, 2026
Compare the Best Money Market Rates Today in Leominster, Massachusetts & the Surrounding Area
Minimum Daily Balance for Stated APY: $100,000 or more
Minimum Daily Balance for Stated APY: $100,000 or more
Minimum Daily Balance for Stated APY: $25,000-$99,999.99
Minimum Daily Balance for Stated APY: $25,000-$99,999.99
Minimum Daily Balance for Stated APY: $50-$9,999.99
Minimum Daily Balance for Stated APY: $50-$9,999.99
Minimum Balance to Obtain APY*: $50
$10 minimum to open. A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
Minimum Balance to Obtain APY*: $50
Tiered Rate
Tiered Rate
Tiered Rate
$10 minimum to open. A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
Tiered Rate
$10 minimum to open. A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
Tiered Rate
Balance: $25,000 and above
Balance: $25,000 and above
Balance: $10-$24,999.99
Balance: $10,000-$24,999.99
$10 minimum to open. A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
Balance: $25,000 and above
Balance: $25,000 and above
Balance: $10-$9,999.99
Balance: $10,000-$24,999.99
Balance: $10,000-$24,999.99
Balance: $10-$9,999.99
Balance: $10-$9,999.99
Boost Your Savings up to 4.00% Annual Percentage Yield with a Money Market. Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million.
Boost Your Savings up to 4.00% Annual Percentage Yield with a Money Market. Get up to 3.25% APY plus a 0.75% APY boost for 6 months on balances of $25,000 to $10 million when you open a Money Market Plus.
Premier Checking required to open the Premier Money Market.
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Available to Premium Checking customers when linked with a Premium Checking Account. No monthly maintenance fees. Easy online access and flexibility to move funds when needed.
Compounding: Daily
APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Qualifying balance $1,000,000+
As Low As
Premier Checking required to open the Premier Money Market.
Compounding: Daily
New Money Only: Yes
Boosted 6 Month APY: 4.00%, Boosted 6 Month Interest Rate: 3.93%
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply.
Premier Checking required to open the Premier Money Market.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Leominster, MA Money Market Rate Trends
Compare local Leominster, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates rose 0.064 points over the past 7 days to 3.553% APY.
Massachusetts standard MMA rates rose 0.115 points over the past 7 days to 0.549% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Leominster, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Leominster, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Leominster, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Leominster, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Leominster, Massachusetts safe?
How often do MMA rates change in Leominster, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Leominster, Massachusetts?
Best Money Market Rates in Leominster, Massachusetts
- Workers Federal Credit Union
Workers Money Market — 1.75% APY - Avidia Bank
Avidia Premier Plus Money Market — 1.16% APY - RBT Rollstone B&T
Money Market — 0.40% APY - Hometown Bank Oxford, MA
Get More Tiered Money MarketSM — 0.30% APY - Fidelity Co-operative Bank
Premier Money Market — 0.09% APY
Leominster, Massachusetts Rates & Resources
