Best Money Market Rates in Ann Arbor, Michigan - June 2026
Brian McKay
Brian McKay
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Current Ann Arbor, Michigan and the surrounding area money market deposit account rates include LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union3201 S State ST, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 2.33% Max Money Market at 4.00% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.02% Premier Money Market at 3.70% APY, Citizens BankCitizens Bank455 E Eisenhower Pkwy, Ann Arbor, MI 48108A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Old National BankOld National Bank2723 S State St, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 5.09% Market Monitor Money Market at 3.25% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1555 Woodridge Ave # 7, Ann Arbor, MI 48105B4.4 ★Texas Ratio: 17.71% Money Market Plus Account at 3.25% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Ann Arbor has 9 local institutions in our database, with money market rates as high as 4.00% APY from LMCU Lake Michigan Credit Union at 3201 S State ST, Ann Arbor, MI 48108. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ann Arbor, Michigan and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Ann Arbor, Michigan & the Surrounding Area
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.
Standard rates. Must have a Citizens Private Client® Checking account.
Standard rates. Must have a Citizens Quest® Checking account.
Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.
Special rate
New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.
Open a Money Market Account and earn up to 3.65% APY*.
$1,000,000.00 +
Tier 5: $1,000,000.00 +
$500,000.00 -$999,999.99
Tier 4: $500,000.00 -$999,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ann Arbor, MI Money Market Rate Trends
Compare local Ann Arbor, MI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield MMA rates fell 0.013 points over the past 7 days to 3.270% APY.
Michigan standard MMA rates currently average 0.637% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ann Arbor, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ann Arbor, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ann Arbor, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ann Arbor, Michigan
What is a Money Market Account (MMA)?
Are Money Market accounts in Ann Arbor, Michigan safe?
How often do MMA rates change in Ann Arbor, Michigan?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Ann Arbor, Michigan?
Best Money Market Rates in Ann Arbor, Michigan
- LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - Dfcu Financial Credit Union
Premier Money Market — 3.70% APY - Citizens Bank
Citizens Private Client® Money Market — 3.50% APY - Old National Bank
Market Monitor Money Market — 3.25% APY - UNIFY Financial Federal Credit Union
Money Market Plus Account — 3.25% APY
