Best Money Market Rates in Saint Paul, Minnesota - June 2026
Brian McKay
Brian McKay
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Current Saint Paul, Minnesota and the surrounding area money market deposit account rates include Baxter Credit UnionBaxter Credit Union4201 Lexington Ave N, Saint Paul, MN 55126 6164A5.0 ★Texas Ratio: 7.04% Money Market Special Intro rate at 3.50% APY, Royal Credit UnionRoyal Credit Union2640 Rice St, Saint Paul, MN 55113 3712A+5.0 ★Texas Ratio: 4.76% Business Money Market at 3.25% APY, Old National BankOld National Bank1570 Concordia Ave, Saint Paul, MN 55104A+5.0 ★Texas Ratio: 5.09% Market Monitor Money Market at 3.25% APY, The Huntington National BankThe Huntington National Bank1988 Suburban Ave, Saint Paul, MN 55119A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, and Associated Healthcare Credit UnionAssociated Healthcare Credit Union360 Sherman St, Saint Paul, MN 55102A+5.0 ★Texas Ratio: 2.23% Money Market at 2.75% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Saint Paul has 7 local institutions in our database, with money market rates as high as 3.50% APY from Baxter Credit Union at 4201 Lexington Ave N, Saint Paul, MN 55126 6164. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Saint Paul, Minnesota and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Saint Paul, Minnesota & the Surrounding Area
$15,000+
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.
Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Rate is indexed on the 3-month US Treasury rate. APY is based on 3-month US Treasury Rate minus a margin of 0.50%.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Up to *
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Compounding and Crediting of Interest: Monthly
Compounding and Crediting of Interest: Monthly
Compounding and Crediting of Interest: Monthly
Compounding and Crediting of Interest: Monthly
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Compounding and Crediting of Interest: Monthly
Compounding and Crediting of Interest: Quarterly
$15,000+
Compounding and Crediting of Interest: Quarterly
Compounding and Crediting of Interest: Monthly
APY is determined by the account balance. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.
Compounding and Crediting of Interest: Monthly
Compounding and Crediting of Interest: Monthly
Rate is indexed on the 3-month US Treasury rate. APY is based on 3-month US Treasury Rate minus a margin of 3.00%.
Compounding and Crediting of Interest: Monthly
Compounding and Crediting of Interest: Quarterly
Compounding and Crediting of Interest: Quarterly
Compounding and Crediting of Interest: Quarterly
$15,000
Requires a minimum of $250,000 on deposit.
Requires a minimum of $75,000 on deposit.
Requires a minimum of $250,000 on deposit.
Up to $3,000,000.00
Up to $3,000,000.00
Requires a minimum of $75,000 on deposit.
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
Requires a minimum of $250,000 on deposit.
Subject to a below balance minimum fee.
Requires a minimum of $75,000 on deposit.
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
Earn interest based on your account balance: $250,000+
Balance Tier
Elite Money Market Savings*
APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
Minimum balance requirement to obtain APR/APY
Rates effective 06-16-2026. Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. APY = Annual Percentage Yield. Rate may change after account is opened.
Daily Balances of $150,000.00-10,000,000.00
Requires a minimum of $250,000 on deposit.
Daily Balances of $100,000.00-149,999.99
Earn interest based on your account balance: $100,000-249,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Saint Paul, MN Money Market Rate Trends
Compare local Saint Paul, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield MMA rates rose 0.021 points over the past 7 days to 3.120% APY.
Minnesota standard MMA rates rose 0.002 points over the past 7 days to 1.088% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Paul, Minnesota money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Saint Paul, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Paul, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Saint Paul, Minnesota
What is a Money Market Account (MMA)?
Are Money Market accounts in Saint Paul, Minnesota safe?
How often do MMA rates change in Saint Paul, Minnesota?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Saint Paul, Minnesota?
Best Money Market Rates in Saint Paul, Minnesota
- Baxter Credit Union
Money Market Special Intro rate — 3.50% APY - Royal Credit Union
Business Money Market — 3.25% APY - Old National Bank
Market Monitor Money Market — 3.25% APY - The Huntington National Bank
High-Yield Money Market — 3.20% APY - Associated Healthcare Credit Union
Money Market — 2.75% APY
Saint Paul, Minnesota Rates & Resources
