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Best Money Market Rates in Nebraska (NE) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 22, 2026

Current Nebraska money market rates include First Bank and Trust of FullertonFirst Bank and Trust of Fullerton230 Broadway St, Fullerton, NE 68638A+5.0 ★Texas Ratio: 0.00% 1stHeritage Club Money Market (HIFI) at 3.56% APY, Sun Pacific Federal Credit UnionSun Pacific Federal Credit Union1345 Old Cheney Rd, Lincoln, NE 68512 1266A+5.0 ★Texas Ratio: 3.66% Sun Fund Money Market at 3.51% APY, Madison County BankMadison County Bank103 S 4th St, Albion, NE 68620A+5.0 ★Texas Ratio: 0.99% Money Market TBill Checking Account at 3.35% APY, American National BankAmerican National Bank3147 Ames Ave, Omaha, NE 68111A+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY, and First Westroads BankFirst Westroads Bank15750 W Dodge Rd, Omaha, NE 68118A+5.0 ★Texas Ratio: 0.00% Elite Consumer Money Market - Tier 5 at 3.06% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Nebraska side-by-side. Nebraska money market rates currently reach as high as 3.56% APY from First Bank and Trust of Fullerton at 230 Broadway St, Fullerton, NE 68638. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Nebraska and surrounding area. Last Updated and Verified: April 22, 2026

Compare the Best Money Market Rates Today in Nebraska

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
1stHeritage Club Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Balance $50,000 or more

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market TBill Checking Account
3.35%
$100
View
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market TBill Checking Account Checking
3.35%
$100
View
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
1stHeritage Club Money Market (HIFI)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
Money Market (HIFI)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3147 Ames Ave, Omaha, NE 68111
6-month money market
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Valid as of 3/20. New deposits only.

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 5
3.06%
$100
View
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 4
3.01%
$100
View
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
15325 Weir St, Omaha, NE 68137 5061
Personal Prime Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
Prime Money Market*
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
3.00%
$100,000
View
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 3
2.96%
$100
View
▼
Rate2.92%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 2
2.91%
$100
View
▼
Rate2.87%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Elite Consumer Money Market - Tier 1
2.81%
$100
View
▼
Rate2.78%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings
2.75%
$10
View
▼
Rate2.72%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
103 S 4th St, Albion, NE 68620
Money Market Savings Account
2.75%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Earn interest on all balances: 2.75% APY* on balances over $90,000.

First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
Money Market Account 2
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
Money Market Investment Account
2.63%
$250,000
View
▼
Rate2.60%
Min Deposit$250,000
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
1stHeritage Club Money Market (HIFI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
Money Market (HIFI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Balance $10,000 or more

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
301 Main St, Bancroft, NE 68004
Insured Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
Money Market Investment Account
2.38%
$100,000
View
▼
Rate2.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Money Market Plus
2.34%
$0
View
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Balance of $1,000

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Money Market Plus
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Balance of $1,000

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
High Yield Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$50,000 & above

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$50,000 & above

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

Cattle Bank and Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
104 S 5th St, Seward, NE 68434
MONEY MARKET INVESTMENT ACCOUNTS
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Money Market Plus
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Balance of $1,000

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
Money Market Investment Account
2.12%
$50,000
View
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 17, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
203 S 6th St, Seward, NE 68434
Money Market Plus
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Minimum Balance of $1,000

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
ACCESS Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 4
2.05%
$100
View
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
341 S 10th Ave, Broken Bow, NE 68822
Money Market
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
123 S Galway St, Greeley, NE 68842
Money Market Account 2
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Bank of the Valley
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
100 S 3rd St, Humphrey, NE 68642
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$25,000 to $49,999.99

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
Business High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
111 N 181st St, Elkhorn, NE 68022
High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
Money Market Investment Account
1.87%
$25,000
View
▼
Rate1.85%
Min Deposit$25,000
Min Balance—
UpdatedApr 17, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
Premier Money Market*
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
16802 Burke St, Omaha, NE 68118
IRA Money Market
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Balance $5,000 to less than $10,000

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$10,000 to $24,999.99

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
7223 S 84th St, La Vista, NE 68128
ACCESS Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15750 W Dodge Rd, Omaha, NE 68118
Consumer Money Market - Tier 3
1.70%
$100
View
▼
Rate1.69%
Min Deposit$100
Min Balance—
UpdatedApr 17, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
1000 S Main St, Emerson, NE 68733
Money Market Investment Account
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Thayer County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
402 Lincoln Ave, Hebron, NE 68370
Money Market - Business and Public Funds
1.64%
$2,500
View
▼
Rate1.63%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

Nebraska Bank
Institution Rating:
B4.5 ★ Texas Ratio: 20.75%
101 N Thayer St, Spencer, NE 68777
Money Market Accounts
1.52%
$50
View
▼
Rate1.51%
Min Deposit$50
Min Balance—
UpdatedApr 16, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 Broadway St, Fullerton, NE 68638
1stHeritage Club Money Market (HIFI)
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier V
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
Money Market
1.25%
$1,000
View
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Plus Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
517 Broadway, Imperial, NE 69033 3119
Money Market
1.11%
$0
View
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12240 L St, Omaha, NE 68137 2258
High Yield Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
1400 Douglas St, Omaha, NE 68179
Money Market Savings - Tier IV
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
14509 F St, Omaha, NE 68137 1054
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

$2,500 to $9,999.99

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
3000 Plaza Dr, South Sioux City, NE 68776
Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 18, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
3575 L St, Omaha, NE 68107
Advantage Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Nebraska and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Nebraska Money Market Rate Trends

Compare local Nebraska money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska MMA Trends →
High-Yield MMA — NE Avg
3.023%
▲ 0.016 vs 7 days ago

Nebraska high-yield MMA rates rose 0.016 points over the past 7 days to 3.023% APY.

Standard MMA — NE Avg
1.114%
▲ 0.040 vs 7 days ago

Nebraska standard MMA rates rose 0.040 points over the past 7 days to 1.114% APY.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nebraska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Nebraska

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nebraska.

Are Money Market accounts in Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do MMA rates change in Nebraska?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Nebraska

Here are some of the highest money market account APYs currently available in Nebraska:
  • First Bank and Trust of Fullerton
    1stHeritage Club Money Market (HIFI) — 3.56% APY
  • Sun Pacific Federal Credit Union
    Sun Fund Money Market — 3.51% APY
  • Madison County Bank
    Money Market TBill Checking Account — 3.35% APY
  • American National Bank
    6-month money market — 3.25% APY
  • First Westroads Bank
    Elite Consumer Money Market - Tier 5 — 3.06% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026

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