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Best Money Market Rates in Lincoln, Nebraska (NE) - May 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 10, 2026

Current Lincoln, Nebraska and the surrounding area money market deposit account rates include Sun Pacific Federal Credit UnionSun Pacific Federal Credit Union1345 Old Cheney Rd, Lincoln, NE 68512 1266A+5.0 ★Texas Ratio: 3.66% Sun Fund Money Market at 3.51% APY, American National BankAmerican National Bank3801 Vermaas Pl, Lincoln, NE 68502A+5.0 ★Texas Ratio: 4.22% 6-month money market at 3.25% APY, Cobalt Federal Credit UnionCobalt Federal Credit Union2801 N 86th St, Lincoln, NE 68507 3447A5.0 ★Texas Ratio: 7.59% Personal Prime Money Market Account at 3.00% APY, Nebraska Bank of CommerceNebraska Bank of Commerce6000 Village Dr, Lincoln, NE 68516A+5.0 ★Texas Ratio: 0.00% Personal MMA at 0.55% APY, and University of Nebraska Federal Credit UnionUniversity of Nebraska Federal Credit Union1720 P St, Lincoln, NE 68508A+5.0 ★Texas Ratio: 3.72% Money Market Share Account at 0.30% APY. Money market rates as of May 10, 2026 according to verified data from MonitorBankRates.

Lincoln has 7 local institutions in our database, with money market rates as high as 3.51% APY from Sun Pacific Federal Credit Union at 1345 Old Cheney Rd, Lincoln, NE 68512 1266. Use the table below to compare all available offers, including options from institutions serving the broader Nebraska area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Lincoln, Nebraska and surrounding area. Last Updated and Verified: May 10, 2026

Compare the Best Money Market Rates Today in Lincoln, Nebraska & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
3.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Balance $50,000 or more

American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
3801 Vermaas Pl, Lincoln, NE 68502
6-month money market
3.25%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

New deposits only

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
Personal Prime Money Market Account
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Balance $10,000 or more

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1345 Old Cheney Rd, Lincoln, NE 68512 1266
Sun Fund Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Balance $5,000 to less than $10,000

Nebraska Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6000 Village Dr, Lincoln, NE 68516
Personal MMA
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Nebraska Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6000 Village Dr, Lincoln, NE 68516
Personal MMA
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

University of Nebraska Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
1720 P St, Lincoln, NE 68508
Money Market Share Account
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
IRA Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
Personal Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Nebraska Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
6000 Village Dr, Lincoln, NE 68516
Personal MMA
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
Money Market Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
IRA Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
Personal Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
Personal Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
IRA Money Market Account
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First Nebraska Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.07%
5070 N 32nd St, LINCOLN, NE 68504 1095
Money Market Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
IRA Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Liberty First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
501 N 46th St, Lincoln, NE 68503 3718
Money Market Investment
0.10%
$2,500
View
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
Personal Prime Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
Personal Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
Personal Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
2801 N 86th St, Lincoln, NE 68507 3447
IRA Money Market Account
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market TBill Checking
3.35%
$100
View
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market TBill Checking Account
3.35%
$100
View
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 5
3.06%
$100
View
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 4
3.01%
$100
View
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
3.00%
$100,000
View
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Prime Money Market*
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 3
2.96%
$100
View
▼
Rate2.92%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 2
2.91%
$100
View
▼
Rate2.87%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 1
2.81%
$100
View
▼
Rate2.78%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Savings Account
2.75%
$10
View
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Earn interest on all balances: 2.75% APY* on balances over $90,000.

Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Savings
2.75%
$10
View
▼
Rate2.72%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
Money Market Account 2
2.68%
$0
View
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Daily Balance $1,000,000 and up

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.63%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.50%
$100,000
View
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Insured Money Market
2.43%
$0
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Plus
2.34%
$0
View
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Minimum Balance of $1,000

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
IRA Money Market
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
Premier Money Market*
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$50,000 & above

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
High Yield Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$50,000 & above

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Plus
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Minimum Balance of $1,000

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High Yield Money Market
2.25%
$100,000
View
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Plus
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Minimum Balance of $1,000

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High Yield Money Market
2.10%
$100,000
View
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Business Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Jones Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Plus
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Minimum Balance of $1,000

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer Money Market - Tier 4
2.05%
$100
View
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
ACCESS Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
2.05%
$0
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
Money Market Account 2
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Daily Balance $100,000.00-999,999.99

Bank of the Valley
Institution Rating:
A+5.0 ★ Texas Ratio: 4.59%
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Custer Federal State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$25,000 to $49,999.99

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.00%
$100,000
View
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
Premier Money Market*
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
IRA Money Market
1.82%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
High Yield Money Market
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
ACCESS Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Business Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$10,000 to $24,999.99

First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer Money Market - Tier 3
1.70%
$100
View
▼
Rate1.69%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
High Yield Money Market
1.30%
$0
View
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Money Market Savings - Tier V
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Money Market
1.25%
$1,000
View
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 7, 2026
Details

Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
High Yield Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Money Market Savings - Tier IV
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

$2,500 to $9,999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lincoln, Nebraska and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lincoln, NE Money Market Rate Trends

Compare local Lincoln, NE money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Nebraska MMA Trends →
High-Yield MMA — NE Avg
3.023%
Unchanged vs 7 days ago

Nebraska high-yield MMA rates currently average 3.023% APY.

Standard MMA — NE Avg
1.096%
▲ 0.006 vs 7 days ago

Nebraska standard MMA rates rose 0.006 points over the past 7 days to 1.096% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lincoln, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lincoln, Nebraska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Lincoln, Nebraska

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nebraska.

Are Money Market accounts in Lincoln, Nebraska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.

How often do MMA rates change in Lincoln, Nebraska?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Lincoln, Nebraska?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Lincoln, Nebraska require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Lincoln, Nebraska

Here are some of the highest money market account APYs currently available in Lincoln, Nebraska and the surrounding area:
  • Sun Pacific Federal Credit Union
    Sun Fund Money Market — 3.51% APY
  • American National Bank
    6-month money market — 3.25% APY
  • Cobalt Federal Credit Union
    Personal Prime Money Market Account — 3.00% APY
  • Nebraska Bank of Commerce
    Personal MMA — 0.55% APY
  • University of Nebraska Federal Credit Union
    Money Market Share Account — 0.30% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lincoln, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 10, 2026

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