Best Money Market Rates in Papillion, Nebraska - July 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Papillion, Nebraska and the surrounding area money market deposit account rates include Cobalt Federal Credit UnionCobalt Federal Credit Union11650 S 73rd St, Papillion, NE 68046 1500A5.0 ★Texas Ratio: 6.75% Personal Prime Money Market Account at 3.00% APY, Metro Federal Credit UnionMetro Federal Credit Union9530 S 71st Plaza, Papillion, NE 68133A+5.0 ★Texas Ratio: 1.31% Money Market at 2.25% APY, Access BankAccess Bank774 Olson Dr Ste 101, Papillion, NE 68046A+5.0 ★Texas Ratio: 0.13% ACCESS Money Market at 2.05% APY, Meridian Trust Federal Credit UnionMeridian Trust Federal Credit UnionA+5.0 ★Texas Ratio: 3.44% Momentum Money Market at 6.00% APY, and First Bank and Trust of FullertonFirst Bank and Trust of FullertonA+5.0 ★Texas Ratio: 0.00% Money Market (HIFI) at 3.56% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Papillion has 3 local institutions in our database, with money market rates as high as 3.00% APY from Cobalt Federal Credit Union at 11650 S 73rd St, Papillion, NE 68046 1500. Use the table below to compare all available offers, including options from institutions serving the broader Nebraska area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Papillion, Nebraska and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Papillion, Nebraska & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Personal Prime Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
9530 S 71st Plaza, Papillion, NE 68133
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
9530 S 71st Plaza, Papillion, NE 68133
High Yield Money Market*
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
Business Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
ACCESS Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
9530 S 71st Plaza, Papillion, NE 68133
Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
9530 S 71st Plaza, Papillion, NE 68133
Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Business Prime Money Market Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
Business Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
ACCESS Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
Business Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
ACCESS Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
ACCESS Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
Business Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
ACCESS Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
Business Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Business Prime Money Market Account
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
ACCESS Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
9530 S 71st Plaza, Papillion, NE 68133
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
Access Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
774 Olson Dr Ste 101, Papillion, NE 68046
Business Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Personal and IRA Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Personal and IRA Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Personal and IRA Money Market Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Personal Prime Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Accounts not meeting qualifications
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Personal and IRA Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
11650 S 73rd St, Papillion, NE 68046 1500
Personal and IRA Money Market Account
0.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Momentum Money Market
6.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1Heritage Club Money Market (HIFI)
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1Heritage Club Money Market (HIFI)
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 5
3.06%
$100
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 4
3.01%
$100
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiers: $5,000,000 & Over
Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Prime Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 3
2.96%
$100
▼
Rate2.92%
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 2
2.91%
$100
▼
Rate2.87%
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 1
2.81%
$100
▼
Rate2.78%
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Savings Account
2.75%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedJul 12, 2026
Details
APY* on balances over $90,000.
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Savings
2.75%
$10
▼
Rate2.72%
Min Deposit$10
Min Balance—
UpdatedJul 12, 2026
Details
First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
Money Market Account
2.68%
$0
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1Heritage Club Money Market (HIFI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiers: $2,500,000 - $4,999,999.99
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Momentum Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 8, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Insured Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
Premier Money Market
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
IRA Money Market (Traditional or Roth)
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiers: $1,000,000 - $2,499,999.99
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High Yield Money Market
2.25%
$100,000
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedJul 11, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Investment Account
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High Yield Money Market
2.10%
$100,000
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedJul 11, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiers: $500,000 - $999,999.99
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Current Advantage Plus Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer Money Market - Tier 4
2.05%
$100
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Advantage Plus Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Custer Federal State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.02%
$1,000
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details
Balance Tier: $200,000.00 and over
First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High Yield Money Market
2.00%
$100,000
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedJul 11, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tiers: $250,000 - $499,999.99
First Nebraska Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Advantage Plus Money Market
1.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Advantage Plus Money Market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Current Advantage Plus Money Market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
Premier Money Market
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
IRA Money Market (Traditional or Roth)
1.82%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
High Yield Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Advantage Plus Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Current Advantage Plus Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer Money Market - Tier 3
1.70%
$100
▼
Rate1.69%
Min Deposit$100
Min Balance—
UpdatedJul 12, 2026
Details
Thayer County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.27%
Money Market - Business and Public Funds Account
1.64%
$0
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Fees may reduce yield on these accounts. Interest Rate & APY may change.
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Advantage Plus Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Current Advantage Plus Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
High Yield Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market Savings - Tier V
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Advantage Plus Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Current Advantage Plus Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.20%
Advantage Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
High Yield Money Market
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
Money Market Savings - Tier IV
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Omaha Douglas Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
Money Market Accounts
0.74%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Papillion, Nebraska and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Papillion, NE Money Market Rate Trends
Compare local Papillion, NE money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NE Avg
2.904%
▲ 0.066 vs 7 days ago
Nebraska high-yield MMA rates rose 0.066 points over the past 7 days to 2.904% APY.
Standard MMA — NE Avg
1.041%
▼ 0.124 vs 7 days ago
Nebraska standard MMA rates fell 0.124 points over the past 7 days to 1.041% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Papillion, Nebraska money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Papillion, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Papillion, Nebraska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Papillion, Nebraska
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nebraska.
Are Money Market accounts in Papillion, Nebraska safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.
How often do MMA rates change in Papillion, Nebraska?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Papillion, Nebraska?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Papillion, Nebraska require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Papillion, Nebraska
Here are some of the highest money market account APYs currently available in Papillion, Nebraska and the surrounding area:
- Cobalt Federal Credit Union
Personal Prime Money Market Account — 3.00% APY - Metro Federal Credit Union
Money Market — 2.25% APY - Access Bank
ACCESS Money Market — 2.05% APY - Meridian Trust Federal Credit Union
Momentum Money Market — 6.00% APY - First Bank and Trust of Fullerton
Money Market (HIFI) — 3.56% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Papillion, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026
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