Best Money Market Rates in Funk, Nebraska (NE) - April 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Funk, Nebraska and the surrounding area money market rates include UMB BankUMB BankA+5.0 ★Texas Ratio: 0.71% UMB Retail Money Market at 3.71% APY, First Bank and Trust of FullertonFirst Bank and Trust of FullertonA+5.0 ★Texas Ratio: 0.00% Money Market (HIFI) at 3.56% APY, Sun Pacific Federal Credit UnionSun Pacific Federal Credit UnionA+5.0 ★Texas Ratio: 3.66% Sun Fund Money Market at 3.51% APY, Union Bank and Trust CompanyUnion Bank and Trust CompanyA+5.0 ★Texas Ratio: 0.93% Value Edge Money Market Account at 3.45% APY, and Madison County BankMadison County BankA+5.0 ★Texas Ratio: 0.99% Money Market TBill Checking Account at 3.35% APY. Money market rates as of April 4, 2026 according to verified data from MonitorBankRates.
Funk is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Nebraska area are available to Funk residents, with money market rates as high as 3.71% APY from UMB Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Funk, Nebraska and surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Money Market Rates Today in Funk, Nebraska & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Balance $50,000 or more
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Value Edge Money Market Account
3.45%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
$10,000 minimum to open
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market TBill Checking Account
3.35%
$100
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market TBill Checking Account Checking
3.35%
$100
▼
Rate3.30%
Min Deposit$100
Min Balance—
UpdatedApr 3, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
6-month money market
3.25%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
New deposits only
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
Personal Money Market
3.25%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
New deposits only.
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 5
3.06%
$100
▼
Rate3.02%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 4
3.01%
$100
▼
Rate2.97%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
3.00%
$100,000
▼
Rate2.96%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Cobalt Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Personal Prime Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
Prime Money Market*
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 3
2.96%
$100
▼
Rate2.92%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 2
2.91%
$100
▼
Rate2.87%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Value Edge Money Market Account
2.83%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
$10,000 minimum to open
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Elite Consumer Money Market - Tier 1
2.81%
$100
▼
Rate2.78%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
CBT Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Business Money Market
2.78%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Savings
2.75%
$10
▼
Rate2.72%
Min Deposit$10
Min Balance—
UpdatedApr 3, 2026
Details
Madison County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Savings Account
2.75%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 3, 2026
Details
Earn interest on all balances: 2.75% APY* on balances over $90,000.
First National Bank in Ord
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
Money Market Account 2
2.68%
$0
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
FirstBank of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Business Money Market
2.53%
$2,500
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market (HIFI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Columbus Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
CBT Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Bank and Trust of Fullerton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1stHeritage Club Money Market (HIFI)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Balance $10,000 or more
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Community Bank Beemer, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Insured Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
Premier Money Market*
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Premier Bank Omaha, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.07%
IRA Money Market
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Value Edge Money Market Account
2.32%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
$10,000 minimum to open
FirstBank of Nebraska
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Business Money Market
2.27%
$2,500
▼
Rate2.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
High Yield Money Market*
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High Yield Money Market
2.25%
$100,000
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.25%
$100,000
▼
Rate2.23%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Cattle Bank and Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
MONEY MARKET INVESTMENT ACCOUNTS
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Markets
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Markets money market account
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Nebraska Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
Money Market Investment Account
2.12%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High Yield Money Market
2.10%
$100,000
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
United Republic Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Business High Yield Money Market
2.10%
$100,000
▼
Rate2.08%
Min Deposit$100,000
Min Balance—
UpdatedApr 3, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Value Edge Money Market Account
2.08%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 29, 2026
Details
$10,000 minimum to open
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
First Westroads Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Consumer Money Market - Tier 4
2.05%
$100
▼
Rate2.03%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
Money Market Plus Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Sun Fund Money Market
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Balance $5,000 to less than $10,000
Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
High Yield Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
Money Market Plus Savings Account
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Metro Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
Money Market Plus Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Four Points Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
High Yield Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Union Pacific Streamliner Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Money Market Savings - Tier V
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Centris Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.42%
Advantage Plus Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
Money Market
1.25%
$1,000
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First Lincoln Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.83%
Money Market Plus Savings Account
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Funk, Nebraska and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Funk, NE Money Market Rate Trends
Compare local Funk, NE money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NE Avg
0.795%
▼ 0.470 vs 7 days ago
Nebraska high-yield MMA rates fell 0.470 points over the past 7 days to 0.795% APY.
Standard MMA — NE Avg
1.309%
▼ 0.045 vs 7 days ago
Nebraska standard MMA rates fell 0.045 points over the past 7 days to 1.309% APY.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Funk, Nebraska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Funk, Nebraska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Funk, Nebraska
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Nebraska.
Are Money Market accounts in Funk, Nebraska safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Nebraska up to $250,000 per depositor, per institution.
How often do MMA rates change in Funk, Nebraska?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Nebraska rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Funk, Nebraska
Here are some of the highest money market account APYs currently available in Funk, Nebraska and the surrounding area:
- UMB Bank
UMB Retail Money Market — 3.71% APY - First Bank and Trust of Fullerton
Money Market (HIFI) — 3.56% APY - Sun Pacific Federal Credit Union
Sun Fund Money Market — 3.51% APY - Union Bank and Trust Company
Value Edge Money Market Account — 3.45% APY - Madison County Bank
Money Market TBill Checking Account — 3.35% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Funk, Nebraska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
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