Best Money Market Rates in Norwich, New York - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current Norwich, New York and the surrounding area money market deposit account rates include Visions Federal Credit UnionVisions Federal Credit Union5411 State Highway 12, Norwich, NY 13815 3203A+5.0 ★Texas Ratio: 4.19% Money Market Offer at 3.60% APY, GHS Federal Credit UnionGHS Federal Credit Union35 E Main St, Norwich, NY 13815D3.2 ★Texas Ratio: 31.38% Money Market Plus at 1.75% APY, Carver Federal Savings BankCarver Federal Savings BankC3.9 ★Texas Ratio: 28.07% Money Market Accounts at 4.25% APY, UFirst Federal Credit UnionUFirst Federal Credit UnionA+5.0 ★Texas Ratio: 4.05% High-Yield Money Market at 4.00% APY, and Ridgewood Savings BankRidgewood Savings BankA5.0 ★Texas Ratio: 7.75% Smart MoveMoney Market at 3.75% APY. Money market rates as of June 23, 2026 according to verified data from MonitorBankRates.
Norwich has 2 local institutions in our database, with money market rates as high as 3.60% APY from Visions Federal Credit Union at 5411 State Highway 12, Norwich, NY 13815 3203. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Norwich, New York and surrounding area. Last Updated and Verified: June 23, 2026
Compare the Best Money Market Rates Today in Norwich, New York & the Surrounding Area
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
No amount is too small to kick-start your savings journey when you're earning up to 4.25% APY.
Earn up to 4.00% APY with tiered rates. Up to 3 withdrawals a month.
$125,000.00 - $250,000
$10,000.00 - $74,999.99
Preferred
Qualifying balance up to $49,999.99
$15,000+
New money only
New money only
Special Offer; Apply online with just a few clicks and put your business on a better path.
Tier: $25,000 minimum
Rate accurate as of the date shown and may change at any time without notice. Up to six (6) withdrawals or transfers per statement cycle are permitted.
No minimum deposit required when you open a Business Money Market Account. A balance of $0.01 is required to earn interest.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.
Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.
Personal, Business, Non-profit, Trusts, Estates
Minimum Average Daily Balance to Earn APY: $500 to $999,999.99
Money Market rates shown reflect anticipated monthly dividends and may change based on market conditions. Savings, Money Market, IRA, and Club Accounts are variable rate accounts and rates may change after account opening.
Minimum Balance of $10,000.00 Required to Earn Dividends; Deposit cannot exceed $500,000.00
New money only. Daily balances at or below $24,999.99 earn an APY of 1.50%. This account has no check writing privileges.
Tier 5 rate. APY accurate as of 12/18/2025. Subject to change.
Balance Tier: $1,000,000 and Over
APY for 6 months
$500,000 and Over
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
As high as 3.00% APY*
Tier: $250,000 and over
Personal, Business, Non-profit, Trusts, Estates
Tier: $1,000,000 and over
Variable rate product. Subject to change after account opening.
Tier 4 rate. APY accurate as of 12/18/2025. Subject to change.
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
$1,000,000; Dividend Rate: 2.72%
Balance Tier: $500,000 - $999,999.99
Tier 3 rate. APY accurate as of 12/18/2025. Subject to change.
The service is only available to business customers and may not be used for personal, family, or household purposes
Tier 2 rate. APY accurate as of 12/18/2025. Subject to change.
70% of the indexed rate
Tiered rates reward higher balances with bigger earnings. Deposit or withdraw as needed. No monthly service fee.
Balance Tier: $250,000 - $499,999.99
Personal, Business, Non-profit, Trusts, Estates
$300,000
Minimum balance required to receive dividends. Call (607) 547-5700 for more information and to apply.
As High As
$250,000
Balance Tier: $100,000 to $249,999.99
$100,000
$100,000 - $249,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Norwich, NY Money Market Rate Trends
Compare local Norwich, NY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield MMA rates fell 0.030 points over the past 7 days to 3.254% APY.
New York standard MMA rates rose 0.071 points over the past 7 days to 0.613% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Norwich, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Norwich, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Norwich, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Norwich, New York
What is a Money Market Account (MMA)?
Are Money Market accounts in Norwich, New York safe?
How often do MMA rates change in Norwich, New York?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Norwich, New York?
Best Money Market Rates in Norwich, New York
- Visions Federal Credit Union
Money Market Offer — 3.60% APY - GHS Federal Credit Union
Money Market Plus — 1.75% APY - Carver Federal Savings Bank
Money Market Accounts — 4.25% APY - UFirst Federal Credit Union
High-Yield Money Market — 4.00% APY - Ridgewood Savings Bank
Smart MoveMoney Market — 3.75% APY
