MonitorBankRates
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Best Money Market Rates in Allentown, Pennsylvania - July 2026

Current Allentown, Pennsylvania and the surrounding area money market deposit account rates include TruistTruist645 Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, United Federal Credit UnionUnited Federal Credit Union4703 Hamilton Blvd, Allentown, PA 18103A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Fulton BankFulton Bank4127 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 4.98% Money Market at 3.55% APY, QNB BankQNB Bank950 Mill Creek Rd, Allentown, PA 18106A+5.0 ★Texas Ratio: 3.11% Business High Yield Money Market at 3.30% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union740 W Hamilton St, Allentown, PA 18101B4.4 ★Texas Ratio: 17.71% Money Market Plus at 3.25% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.

Allentown has 11 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 645 Hamilton St, Allentown, PA 18101. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Allentown, Pennsylvania and surrounding area. Last Updated and Verified: July 12, 2026

Compare the Best Money Market Rates Today in Allentown, Pennsylvania & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
645 Hamilton St, Allentown, PA 18101
Small Business Money Market Account
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA 18103
Money Market Special
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Introductory rate for the first six months.

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Money Market
3.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
4703 Hamilton Blvd, Allentown, PA 18103
Elevate Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Save more with rates up to 3.50% APY and still have flexible access to your money.

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal High Yield Money Market
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business High Yield Money Market
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
3100 West Tilghman Street, Allentown, PA 18104
Premium Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal High Yield Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
Money Market Plus
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business High Yield Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business High Yield Money Market
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal High Yield Money Market
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
3100 West Tilghman Street, Allentown, PA 18104
Premium Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
3100 West Tilghman Street, Allentown, PA 18104
Premium Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
3015 W Emaus Ave, Allentown, PA 18103 7107
Business Money Market
2.65%
$0
Rate2.62%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balance: $1,000,000 & Over

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business High Yield Money Market
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal High Yield Money Market
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal High Yield Money Market
2.55%
$0
Rate2.52%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business High Yield Money Market
2.55%
$0
Rate2.52%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business High Yield Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal High Yield Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
e-Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Annual Percentage Yields (APY) current as of July 11, 2026

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
Premium Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

People First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.39%
2141 Downyflake Ln, Allentown, PA 18103 4774
Money Market
2.30%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedJul 8, 2026
Details

Dividends earned on balances of $2,500 or more. Write up to a total of 6 checks per month.

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
e-Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Annual Percentage Yields (APY) current as of July 11, 2026

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
Premium Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA 18103
Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
1710 Union Blvd, Allentown, PA 18109
Personal Money Market Account Tier 3
2.05%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal High Yield Money Market
2.05%
$0
Rate2.03%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business High Yield Money Market
2.05%
$0
Rate2.03%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
e-Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Annual Percentage Yields (APY) current as of July 11, 2026

American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
Premium Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
1710 Union Blvd, Allentown, PA 18109
Personal Money Market Account Tier 3
2.00%
$0
Rate1.95%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
1710 Union Blvd, Allentown, PA 18109
Personal Money Market Account Tier 1
2.00%
$0
Rate1.95%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Quaint Oak Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
1710 Union Blvd, Allentown, PA 18109
Personal Money Market Account Tier 2
2.00%
$0
Rate1.95%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Platinum Money Market
1.95%
$0
Rate1.93%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA 18103
Money Market
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
3015 W Emaus Ave, Allentown, PA 18103 7107
Business Money Market
1.75%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balance: $500,000 - $999,999.99

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA 18103
Money Market
1.70%
$0
Rate1.69%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Platinum Money Market
1.64%
$0
Rate1.63%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA 18103
Money Market
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
3015 W Emaus Ave, Allentown, PA 18103 7107
Business Money Market
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balance: $250,000 - $499,999.99

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business Select Money Market
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
3015 W Emaus Ave, Allentown, PA 18103 7107
Business Money Market
1.15%
$0
Rate1.14%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balance: $0.01 - $99,999.99

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business Select Money Market
1.15%
$0
Rate1.14%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Platinum Money Market
0.94%
$0
Rate0.94%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business Select Money Market
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
Money Market Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
Money Market Account
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal Select Money Market
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
Money Market Account
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
Money Market Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business Select Money Market
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Platinum Money Market
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal Select Money Market
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business Select Money Market
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal Select Money Market
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal Select Money Market
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Platinum Money Market
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
IRA Money Market
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business Escrow Money Market
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
4127 W Tilghman St, Allentown, PA 18104
Platinum Money Market
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Personal Select Money Market
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
950 Mill Creek Rd, Allentown, PA 18106
Business Escrow Money Market
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
3100 West Tilghman Street, Allentown, PA 18104
Ultra Money Market
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
3100 West Tilghman Street, Allentown, PA 18104
Ultra Money Market
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
3720 Hamilton Blvd, Allentown, PA 18103
Money Market
0.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA 18101
Money Market Plus Account
0.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Parkview Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Relationship Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

As Low As; Make more of your money. Earn as much as 3.45 % APY

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Grow Business Money Market Account - New Money Only
3.20%
$2,500
Rate3.15%
Min Deposit$2,500
Min Balance
UpdatedJul 6, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
GROW Money Market Account
3.20%
$2,500
Rate
Min Deposit$2,500
Min Balance
UpdatedJul 6, 2026
Details

New Money Required. No Maximum deposit. During any month in which the average daily balance falls below $2,500, a monthly maintenance fee of $10 will be applied. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Rates are subject to change without notice.

Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.40%
Grow Money Market Account - New Money Only
3.20%
$2,500
Rate3.15%
Min Deposit$2,500
Min Balance
UpdatedJul 6, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Business Money Market Tier 3
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Business Money Market Tier 4
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
Business Money Market Tier 2
3.00%
$0
Rate2.97%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.84%
$0
Rate2.80%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

MC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.74%
Money Market Accounts
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

APY = Annual Percentage Yield. Rates current as of 08/22/2025. All rates, terms, conditions, and programs are subject to change at the discretion of the Credit Union. Fees may reduce earnings. Minimum balance required to earn the stated APY listed above. MC Federal Credit Union membership is required.

Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.41%
Money Market Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balance: $100,000.01 or greater

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
IRA Money Markets-Traditional and Roth (S6/S12)
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.85%
Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Earn as much as

New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
Money Market Fund - Tier 5
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.65%
$0
Rate2.61%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.

PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Money Market Savings
2.63%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

June 2026 Declared APR: 2.60%, APY*: 2.63%; July 2026 Anticipated APR: 2.60%, APY*: 2.63%

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.63%
$0
Rate2.60%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.42%
Money Market
2.60%
$0
Rate2.60%
Min Deposit$0
Min Balance
UpdatedJul 12, 2026
Details

Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Platinum Money Market
2.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balances exceeding $15,000. Self-service transfers allowed! Gain full control over your money market balance Transfer funds within our mobile app and online banking applications

Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.33%
Money Market-Platinum
2.60%
$0
Rate2.60%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balances $15,000 or more

PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Money Market Checking
2.58%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

June 2026 Declared: APR 2.55%, APY* 2.58%; July 2026 Anticipated: APR 2.55%, APY* 2.58%

PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Money Market Savings
2.58%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

June 2026 Declared APR: 2.55%, APY*: 2.58%; July 2026 Anticipated APR: 2.55%, APY*: 2.58%

PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Money Market Checking
2.53%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

June 2026 Declared: APR 2.50%, APY* 2.53%; July 2026 Anticipated: APR 2.50%, APY* 2.53%

PALCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Money Market Savings
2.53%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

June 2026 Declared APR: 2.50%, APY*: 2.53%; July 2026 Anticipated APR: 2.50%, APY*: 2.53%

Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
Choice Money Market*
2.51%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market
2.50%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
2.43%
$0
Rate2.40%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Allentown, Pennsylvania and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Allentown, PA Money Market Rate Trends

Compare local Allentown, PA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania MMA Trends →
High-Yield MMA — PA Avg
3.046%
▼ 0.244 vs 7 days ago

Pennsylvania high-yield MMA rates fell 0.244 points over the past 7 days to 3.046% APY.

Standard MMA — PA Avg
0.704%
▲ 0.126 vs 7 days ago

Pennsylvania standard MMA rates rose 0.126 points over the past 7 days to 0.704% APY.

As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Allentown, Pennsylvania money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Allentown, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Allentown, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Allentown, Pennsylvania

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Pennsylvania.

Are Money Market accounts in Allentown, Pennsylvania safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.

How often do MMA rates change in Allentown, Pennsylvania?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Allentown, Pennsylvania?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Allentown, Pennsylvania require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Allentown, Pennsylvania

Here are some of the highest money market account APYs currently available in Allentown, Pennsylvania and the surrounding area:
  • Truist
    Small Business Money Market Account — 4.00% APY
  • United Federal Credit Union
    Money Market Special — 4.00% APY
  • Fulton Bank
    Money Market — 3.55% APY
  • QNB Bank
    Business High Yield Money Market — 3.30% APY
  • UNIFY Financial Federal Credit Union
    Money Market Plus — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Allentown, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026