Best Money Market Rates in Allentown, Pennsylvania - June 2026
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Brian McKay
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Current Allentown, Pennsylvania and the surrounding area money market deposit account rates include United Federal Credit UnionUnited Federal Credit Union4703 Hamilton Blvd, Allentown, PA 18103A+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Gold Credit UnionGold Credit Union835 W Hamilton St, Allentown, PA 18101 2426A+5.0 ★Texas Ratio: 3.83% Money Market Special at 4.00% APY, Visions Federal Credit UnionVisions Federal Credit Union3015 W Emaus Ave, Allentown, PA 18103 7107A+5.0 ★Texas Ratio: 4.19% Business Money Market at 3.60% APY, Fulton BankFulton Bank4127 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 4.98% Money Market New Money at 3.55% APY, and TruistTruist645 Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY. Money market rates as of June 3, 2026 according to verified data from MonitorBankRates.
Allentown has 12 local institutions in our database, with money market rates as high as 4.00% APY from United Federal Credit Union at 4703 Hamilton Blvd, Allentown, PA 18103. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Allentown, Pennsylvania and surrounding area. Last Updated and Verified: June 3, 2026
Compare the Best Money Market Rates Today in Allentown, Pennsylvania & the Surrounding Area
for the first six months.
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Money Market Offer: Earn up to 3.60% APY!* For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Money Market Offer: Earn up to 3.60% APY!* For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Requires a minimum new money deposit of $10,000.
Minimum new money deposit of $10,000.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new Truist Business Money Market account. Promotional Interest Rate is 3.34% and the Annual Percentage Yield (APY) is 3.40% for balances $0.01 and greater. Your new Money Market Account could initially earn a rate lower than 3.40% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.40% APY rate. The standard interest rate and APY are 0.01%. Fees may reduce earnings.
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Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
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Dividends earned on balances of $2,500 or more; Write up to a total of 6 checks per month; Earn more than a standard savings account
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$100,000.00 and higher
$2,500 - $99,999.99
$1,000.00 - $2,499.99
$0.00 - $999.99
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Rates may change after account is opened. Fees may reduce earnings on the account.
Rates may change after account is opened. Fees may reduce earnings on the account.
APY with Bonus Rate: 0.400%; Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.
Rates may change after account is opened. Fees may reduce earnings on the account.
Rates may change after account is opened. Fees may reduce earnings on the account.
APY with Bonus Rate: 0.00%; Rates may change after account is opened. Fees may reduce earnings on the account. This product is only available as a consumer account.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Allentown, PA Money Market Rate Trends
Compare local Allentown, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield MMA rates rose 0.006 points over the past 7 days to 3.359% APY.
Pennsylvania standard MMA rates rose 0.002 points over the past 7 days to 0.682% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Allentown, Pennsylvania money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Allentown, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Allentown, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Allentown, Pennsylvania
What is a Money Market Account (MMA)?
Are Money Market accounts in Allentown, Pennsylvania safe?
How often do MMA rates change in Allentown, Pennsylvania?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Allentown, Pennsylvania?
Best Money Market Rates in Allentown, Pennsylvania
- United Federal Credit Union
Money Market Special — 4.00% APY - Gold Credit Union
Money Market Special — 4.00% APY - Visions Federal Credit Union
Business Money Market — 3.60% APY - Fulton Bank
Money Market New Money — 3.55% APY - Truist
Small Business Money Market Account — 3.40% APY
Allentown, Pennsylvania Rates & Resources
