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Best Money Market Rates in Vermont (VT) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 19, 2026

Current Vermont money market rates include New England Federal Credit UnionNew England Federal Credit Union141 Harvest Ln, Williston, VT 05495 7331A+5.0 ★Texas Ratio: 4.53% Essential Money Market at 4.50% APY, Mascoma BankMascoma Bank270 River St, Springfield, VT 05156A+5.0 ★Texas Ratio: 0.52% ELEVATE 1 MMA - Tier 3 at 3.00% APY, North Country Federal Credit UnionNorth Country Federal Credit Union69 Swift St, S Burlington, VT 05403A5.0 ★Texas Ratio: 7.37% Money Markets at 2.75% APY, Credit Union of Vermont Credit UnionCredit Union of Vermont Credit Union2 S Main St, Rutland, VT 05701 4262A+5.0 ★Texas Ratio: 0.16% Money Market at 2.75% APY, and Northfield Savings BankNorthfield Savings Bank33 S Main St, Northfield, VT 05663A+5.0 ★Texas Ratio: 4.01% Business Money Market Plus at 2.50% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Vermont side-by-side. Vermont money market rates currently reach as high as 4.50% APY from New England Federal Credit Union at 141 Harvest Ln, Williston, VT 05495 7331. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Vermont and surrounding area. Last Updated and Verified: April 19, 2026

Compare the Best Money Market Rates Today in Vermont

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
New England Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
141 Harvest Ln, Williston, VT 05495 7331
Essential Money Market
4.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

up to

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
2 S Main St, Rutland, VT 05701 4262
Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
69 Swift St, S Burlington, VT 05403
Money Markets
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
2.50%
$10
View
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market Plus
2.50%
$10
View
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
69 Swift St, S Burlington, VT 05403
Money Markets
2.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
2.15%
$10
View
▼
Rate2.13%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
69 Swift St, S Burlington, VT 05403
Money Markets
2.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 2
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market Plus
2.00%
$10
View
▼
Rate1.98%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

White River Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
96 N Main St, Rochester, VT 05767 9704
Essential Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Up To

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.70%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
1.65%
$10
View
▼
Rate1.64%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
69 Swift St, S Burlington, VT 05403
Money Markets
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.55%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
69 Swift St, S Burlington, VT 05403
Money Markets
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market Plus
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
1.48%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
69 Swift St, S Burlington, VT 05403
Money Markets
1.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
1.25%
$10
View
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
1.25%
$10
View
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
1.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
1.00%
$10
View
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market Plus
1.00%
$10
View
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.99%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
0.75%
$10
View
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
0.75%
$10
View
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 1
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.65%
$1,000
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

$50,000.00 & Above

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Premium Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Savings
0.60%
$10
View
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Insured Cash Sweep (ICS) Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
0.50%
$10
View
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
0.50%
$10
View
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.50%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000.00 - $49,999.99

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Savings
0.45%
$10
View
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Premium Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.40%
$1,000
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details

$5,000.00 - $24,999.99

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account* Variable Rate 1
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account* Variable Rate 1
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
0.35%
$10
View
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Savings
0.35%
$10
View
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
0.35%
$10
View
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
0.35%
$10
View
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedApr 17, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Vermont and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Vermont Money Market Rate Trends

Compare local Vermont money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont MMA Trends →
High-Yield MMA — VT Avg
3.194%
▲ 0.157 vs 7 days ago

Vermont high-yield MMA rates rose 0.157 points over the past 7 days to 3.194% APY.

Standard MMA — VT Avg
0.542%
▲ 0.010 vs 7 days ago

Vermont standard MMA rates rose 0.010 points over the past 7 days to 0.542% APY.

As of Apr 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Vermont. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Vermont

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Vermont.

Are Money Market accounts in Vermont safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.

How often do MMA rates change in Vermont?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Vermont

Here are some of the highest money market account APYs currently available in Vermont:
  • New England Federal Credit Union
    Essential Money Market — 4.50% APY
  • Mascoma Bank
    ELEVATE 1 MMA - Tier 3 — 3.00% APY
  • North Country Federal Credit Union
    Money Markets — 2.75% APY
  • Credit Union of Vermont Credit Union
    Money Market — 2.75% APY
  • Northfield Savings Bank
    Business Money Market Plus — 2.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026

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Cities in Vermont

  • East Ryegate
  • East Saint Johnsbury
  • East Thetford
  • East Wallingford
  • Eden
  • Eden Mills
  • Enosburg Falls
  • Essex
  • Essex Junction
  • Fair Haven
  • Fairfax
  • Fairfield
  • Fairlee
  • Ferrisburg
  • Fletcher
  • Florence
  • Forest Dale
  • Franklin
  • Gaysville
  • Gilman
  • Glover
  • Grafton
  • Granby
  • Grand Isle
  • Graniteville
  • Granville
  • Greensboro
  • Greensboro Bend
  • Groton
  • Guildhall
  • Hancock
  • Hardwick
  • Hartford
  • Hartland
  • Hartland Four Corners
  • Highgate Center
  • Highgate Springs
  • Hinesburg
  • Huntington
  • Hyde Park
  • Hydeville
  • Irasburg
  • Island Pond
  • Isle La Motte
  • Jacksonville
  • Jamaica
  • Jeffersonville
  • Jericho
  • Johnson
  • Jonesville
  • Killington
  • Lake Elmore
  • Lincoln
  • Londonderry
  • Lowell
  • Lower Waterford
  • Ludlow
  • Lunenburg
  • Lyndon
  • Lyndon Center
  • Lyndonville
  • Manchester
  • Manchester Center
  • Marlboro
  • Marshfield
  • McIndoe Falls
  • Middlebury
  • Middletown Springs
  • Milton
  • Monkton
  • Montgomery
  • Montgomery Center
  • Montpelier
  • Moretown
  • Morgan
  • Morrisville
  • Moscow
  • Mount Holly
  • New Haven
  • Newbury
  • Newfane
  • Newport
  • Newport Center
  • North Bennington
  • North Clarendon
  • North Concord
  • North Ferrisburg
  • North Hartland
  • North Hero
  • North Hyde Park
  • North Montpelier
  • North Pomfret
  • North Pownal
  • North Springfield
  • North Thetford
  • North Troy
  • Northfield
  • Northfield Falls
  • Norton
  • Norwich
  • Orleans
  • Orwell
  • Passumpsic
  • Pawlet
  • Peacham
  • Perkinsville
  • Peru
  • Pittsfield
  • Pittsford
  • Plainfield
  • Plymouth
  • Post Mills
  • Poultney
  • Pownal
  • Proctor
  • Proctorsville
  • Putney
  • Quechee
  • Randolph
  • Randolph Center
  • Reading
  • Readsboro
  • Richford
  • Richmond
  • Ripton
  • Rochester
  • Roxbury
  • Rupert
  • Rutland
  • Saint Albans
  • Saint Albans Bay
  • Saint Johnsbury
  • Saint Johnsbury Center
  • Salisbury
  • Saxtons River
  • Shaftsbury
  • Sharon
  • Sheffield
  • Shelburne
  • Sheldon
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  • Shoreham
  • South Barre
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  • South Londonderry
  • South Newfane
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  • South Woodstock
  • Springfield
  • Stannard
  • Starksboro
  • Stockbridge
  • Stowe
  • Strafford
  • Sudbury
  • Sutton
  • Swanton
  • Taftsville
  • Thetford
  • Thetford Center
  • Townshend
  • Troy
  • Tunbridge
  • Underhill
  • Underhill Center
  • Vergennes
  • Vernon
  • Vershire
  • Waitsfield
  • Wallingford
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  • Washington
  • Waterbury
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  • Waterville
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  • Wells
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  • Westminster
  • Westminster Station
  • Weston
  • White River Junction
  • Whiting
  • Whitingham
  • Wilder
  • Williamstown
  • Williamsville
  • Williston
  • Wilmington
  • Windsor
  • Winooski
  • Wolcott
  • Woodbury
  • Woodford
  • Woodstock
  • Worcester