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Best Money Market Rates in Vermont - June 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 30, 2026

Current Vermont money market deposit account rates include EastRise Credit UnionEastRise Credit Union141 Harvest Ln, Williston, VT 05495 7331A+5.0 ★Texas Ratio: 4.41% Essential Money Market at 4.50% APY, Citizens BankCitizens Bank47 Merchants Row, Rutland, VT 05701A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Mascoma BankMascoma Bank270 River St, Springfield, VT 05156A+5.0 ★Texas Ratio: 0.52% ELEVATE 1 MMA - Tier 3 at 3.00% APY, North Country Federal Credit UnionNorth Country Federal Credit Union69 Swift St, S Burlington, VT 05403A5.0 ★Texas Ratio: 6.89% Money Markets at 2.75% APY, and Northfield Savings BankNorthfield Savings Bank33 S Main St, Northfield, VT 05663A+5.0 ★Texas Ratio: 4.01% Business Money Market Plus at 2.50% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Vermont side-by-side. Vermont money market rates currently reach as high as 4.50% APY from EastRise Credit Union at 141 Harvest Ln, Williston, VT 05495 7331. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Vermont and surrounding area. Last Updated and Verified: May 30, 2026

Compare the Best Money Market Rates Today in Vermont

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Essential Money Market
4.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Essential Money Market Account
4.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 22, 2026
Details

Qualifying balance up to $2,499.99

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Qualifying balance up to $1,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Qualifying balance up to $1,000.00

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
69 Swift St, S Burlington, VT 05403
Money Markets
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Green Money Market Account
2.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
2.50%
$10
View
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market Plus
2.50%
$10
View
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Green Money Market Account
2.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Business Money Market Accounts
2.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
69 Swift St, S Burlington, VT 05403
Money Markets
2.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Business Money Market Accounts
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
2.15%
$10
View
▼
Rate2.13%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
69 Swift St, S Burlington, VT 05403
Money Markets
2.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Business Money Market Accounts
2.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Green Money Market Account
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market Plus
2.00%
$10
View
▼
Rate1.98%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 2
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Business Money Market Accounts
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
614 N Hartland Rd, White River Junction, VT 05001 4720
Essential Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Up To

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.70%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
1.65%
$10
View
▼
Rate1.64%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
69 Swift St, S Burlington, VT 05403
Money Markets
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.55%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market Plus
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
155 North St, Bennington, VT 05201
Premier Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
69 Swift St, S Burlington, VT 05403
Money Markets
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
1.48%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Green Money Market Account
1.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.89%
69 Swift St, S Burlington, VT 05403
Money Markets
1.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
141 Harvest Ln, Williston, VT 05495 7331
Business Money Market Accounts
1.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
1.25%
$10
View
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
1.25%
$10
View
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
1.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
1.00%
$10
View
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market Plus
1.00%
$10
View
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.96%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.77%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
0.75%
$10
View
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
0.75%
$10
View
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
270 River St, Springfield, VT 05156
ELEVATE 1 MMA - Tier 1
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.65%
$1,000
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details

$50,000.00 & Above

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Insured Cash Sweep (ICS) Money Market
0.60%
$1
View
▼
Rate0.60%
Min Deposit$1
Min Balance—
UpdatedMay 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Savings
0.60%
$10
View
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Premium Money Market Account
0.60%
$25,000
View
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMay 28, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
0.50%
$10
View
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.50%
$1,000
View
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details

$25,000.00 - $49,999.99

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market AccountMinimum 24 mos
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

$100; Enhanced Loyalty Rewards up to 2.60%

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
614 N Hartland Rd, White River Junction, VT 05001 4720
Money Markets
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Business Money Market
0.50%
$10
View
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market AccountMinimum 18 mos
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

$100; Enhanced Loyalty Rewards up to 2.55%

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
20 Main St, Morrisville, VT 05661
Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Savings
0.45%
$10
View
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market AccountMinimum 12 mos
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

$100; Enhanced Loyalty Rewards up to 2.50%

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
215 North St, Bennington, VT 05201
Money Market
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.58%
130 Fisher Rd, Berlin, VT 05602
MONEY MARKETS
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
221 Main St, Brattleboro, VT 05301
Money Market Account
0.40%
$1,000
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details

$5,000.00 - $24,999.99

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account* Variable Rate 1
0.40%
$1,000
View
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
34 Main St N, Wells River, VT 05081
Premium Money Market Account
0.40%
$25,000
View
▼
Rate0.40%
Min Deposit$25,000
Min Balance—
UpdatedMay 28, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Government Money Market
0.35%
$10
View
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Checking
0.35%
$10
View
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
33 S Main St, Northfield, VT 05663
Money Market Savings
0.35%
$10
View
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedMay 29, 2026
Details

Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
53 Route 2 W, Danville, VT 05828
Money Market Account* Variable Rate 1
0.35%
$1,000
View
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMay 28, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market AccountMinimum 6 mos
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

$100; Enhanced Loyalty Rewards up to 2.45%

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1680 Shelburne Rd, South Burlington, VT 05403 7718
Money Market Account
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Vermont and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Vermont Money Market Rate Trends

Compare local Vermont money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont MMA Trends →
High-Yield MMA — VT Avg
3.194%
Unchanged vs 7 days ago

Vermont high-yield MMA rates currently average 3.194% APY.

Standard MMA — VT Avg
0.549%
Unchanged vs 7 days ago

Vermont standard MMA rates currently average 0.549% APY.

As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Vermont money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Vermont. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Vermont

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Vermont.

Are Money Market accounts in Vermont safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.

How often do MMA rates change in Vermont?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Vermont?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Vermont require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Vermont

Here are some of the highest money market account APYs currently available in Vermont:
  • EastRise Credit Union
    Essential Money Market — 4.50% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Mascoma Bank
    ELEVATE 1 MMA - Tier 3 — 3.00% APY
  • North Country Federal Credit Union
    Money Markets — 2.75% APY
  • Northfield Savings Bank
    Business Money Market Plus — 2.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 30, 2026

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Cities in Vermont

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