Best Money Market Rates in Hardwick, Vermont (VT) - April 2026
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Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Hardwick, Vermont and the surrounding area money market rates include New England Federal Credit UnionNew England Federal Credit UnionA+5.0 ★Texas Ratio: 4.53% Essential Money Market at 4.50% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 0.52% ELEVATE 1 MMA - Tier 3 at 3.00% APY, NBT BankNBT BankA+5.0 ★Texas Ratio: 1.76% Accelerate Money Market at 2.78% APY, and Northfield Savings BankNorthfield Savings BankA+5.0 ★Texas Ratio: 4.01% Business Money Market Plus at 2.50% APY. Money market rates as of April 5, 2026 according to verified data from MonitorBankRates.
Hardwick is a smaller community with no bank or credit union branches currently in our database. 117 institutions serving the Vermont area are available to Hardwick residents, with money market rates as high as 4.50% APY from New England Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Hardwick, Vermont and surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Money Market Rates Today in Hardwick, Vermont & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
New England Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Essential Money Market
4.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
up to
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
2.50%
$10
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
2.50%
$10
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
2.15%
$10
▼
Rate2.13%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Business Money Market Savings Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
2.00%
$10
▼
Rate1.98%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
White River Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
Essential Money Market
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Up To
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Business Money Market Savings Account
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
1.65%
$10
▼
Rate1.64%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Business Money Market Savings Account
1.55%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.55%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $4,999,999.99
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Business Money Market Savings Account
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
1.25%
$10
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
1.25%
$10
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $4,999,999.99
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
1.00%
$10
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
1.00%
$10
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $1,999,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $499,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $99,999.99
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
0.75%
$10
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $49,999.99
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
0.75%
$10
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.65%
$1,000
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
$50,000.00 & Above
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Insured Cash Sweep (ICS) Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Premium Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.50%
$1,000
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
$25,000.00 - $49,999.99
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
0.50%
$10
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
0.50%
$10
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Savings
0.45%
$10
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.40%
$1,000
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
$5,000.00 - $24,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $1,999,999.99
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Premium Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
National Bank of Middlebury
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Money Market Account* Variable Rate 1
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Hardwick, Vermont and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hardwick, VT Money Market Rate Trends
Compare local Hardwick, VT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — VT Avg
1.254%
▲ 0.964 vs 7 days ago
Vermont high-yield MMA rates rose 0.964 points over the past 7 days to 1.254% APY.
Standard MMA — VT Avg
1.319%
▲ 0.334 vs 7 days ago
Vermont standard MMA rates rose 0.334 points over the past 7 days to 1.319% APY.
As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Hardwick, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hardwick, Vermont. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Hardwick, Vermont
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Vermont.
Are Money Market accounts in Hardwick, Vermont safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.
How often do MMA rates change in Hardwick, Vermont?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Hardwick, Vermont
Here are some of the highest money market account APYs currently available in Hardwick, Vermont and the surrounding area:
- New England Federal Credit Union
Essential Money Market — 4.50% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Mascoma Bank
ELEVATE 1 MMA - Tier 3 — 3.00% APY - NBT Bank
Accelerate Money Market — 2.78% APY - Northfield Savings Bank
Business Money Market Plus — 2.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hardwick, Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026
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