Best Money Market Rates in Rutland, Vermont (VT) - May 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Rutland, Vermont and the surrounding area money market deposit account rates include EastRise Credit UnionEastRise Credit Union110 Merchants Row STE 101, Rutland, VT 05701A+5.0 ★Texas Ratio: 4.53% Essential Money Market at 4.50% APY, Citizens BankCitizens Bank47 Merchants Row, Rutland, VT 05701A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, The Bank of BenningtonThe Bank of Bennington143 Woodstock Ave, Rutland, VT 05701A+5.0 ★Texas Ratio: 2.81% Premier Money Market at 2.25% APY, Heritage Family Federal Credit UnionHeritage Family Federal Credit Union30 Allen St, Rutland, VT 05701A+5.0 ★Texas Ratio: 3.44% Money Market Share Accounts at 2.25% APY, and Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 0.52% ELEVATE 1 MMA - Tier 3 at 3.00% APY. Money market rates as of May 10, 2026 according to verified data from MonitorBankRates.
Rutland has 4 local institutions in our database, with money market rates as high as 4.50% APY from EastRise Credit Union at 110 Merchants Row STE 101, Rutland, VT 05701. Use the table below to compare all available offers, including options from institutions serving the broader Vermont area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Rutland, Vermont and surrounding area. Last Updated and Verified: May 10, 2026
Compare the Best Money Market Rates Today in Rutland, Vermont & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
110 Merchants Row STE 101, Rutland, VT 05701
Essential Money Market
4.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
143 Woodstock Ave, Rutland, VT 05701
Premier Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
143 Woodstock Ave, Rutland, VT 05701
Premier Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.55%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
143 Woodstock Ave, Rutland, VT 05701
Premier Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
30 Allen St, Rutland, VT 05701
Money Market Share Accounts
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
143 Woodstock Ave, Rutland, VT 05701
Premier Money Market
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
47 Merchants Row, Rutland, VT 05701
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
2.50%
$10
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
2.50%
$10
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
2.15%
$10
▼
Rate2.13%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
2.00%
$10
▼
Rate1.98%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Essential Money Market
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Up To
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
1.65%
$10
▼
Rate1.64%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
1.50%
$10
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
1.25%
$10
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
1.25%
$10
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
1.00%
$10
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
1.00%
$10
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
0.75%
$10
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
0.75%
$10
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.65%
$1,000
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
$50,000.00 & Above
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Premium Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Insured Cash Sweep (ICS) Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.50%
$1,000
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
$25,000.00 - $49,999.99
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
0.50%
$10
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
0.50%
$10
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Savings
0.45%
$10
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details
Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.40%
$1,000
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
$5,000.00 - $24,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Premium Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★ Texas Ratio: 8.83%
MONEY MARKETS
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Passumpsic Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Money Market Account* Variable Rate 1
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Rutland, Vermont and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Rutland, VT Money Market Rate Trends
Compare local Rutland, VT money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — VT Avg
3.194%
Unchanged vs 7 days ago
Vermont high-yield MMA rates currently average 3.194% APY.
Standard MMA — VT Avg
0.533%
Unchanged vs 7 days ago
Vermont standard MMA rates currently average 0.533% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Rutland, Vermont money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Rutland, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rutland, Vermont. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Rutland, Vermont
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Vermont.
Are Money Market accounts in Rutland, Vermont safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.
How often do MMA rates change in Rutland, Vermont?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Rutland, Vermont?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Rutland, Vermont require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Rutland, Vermont
Here are some of the highest money market account APYs currently available in Rutland, Vermont and the surrounding area:
- EastRise Credit Union
Essential Money Market — 4.50% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - The Bank of Bennington
Premier Money Market — 2.25% APY - Heritage Family Federal Credit Union
Money Market Share Accounts — 2.25% APY - Mascoma Bank
ELEVATE 1 MMA - Tier 3 — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rutland, Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 10, 2026
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