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Best Money Market Rates in Saint Albans, Vermont (VT) - May 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 15, 2026

Current Saint Albans, Vermont and the surrounding area money market deposit account rates include Citizens BankCitizens Bank152 S Main St, Saint Albans, VT 05478A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Union Bank Morrisville, VTUnion Bank Morrisville, VT15 Mapleville Depot, Saint Albans, VT 05478A+5.0 ★Texas Ratio: 3.26% Money Market at 0.55% APY, Peoples Trust Co. of St. AlbansPeoples Trust Co. of St. Albans25 Kingman St, Saint Albans, VT 05478A+5.0 ★Texas Ratio: 3.62% Business Money Market at 0.35% APY, EastRise Credit UnionEastRise Credit UnionA+5.0 ★Texas Ratio: 4.53% Essential Money Market at 4.50% APY, and Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 0.52% ELEVATE 1 MMA - Tier 3 at 3.00% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.

Saint Albans has 3 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 152 S Main St, Saint Albans, VT 05478. Use the table below to compare all available offers, including options from institutions serving the broader Vermont area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Saint Albans, Vermont and surrounding area. Last Updated and Verified: May 15, 2026

Compare the Best Money Market Rates Today in Saint Albans, Vermont & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
152 S Main St, Saint Albans, VT 05478
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
152 S Main St, Saint Albans, VT 05478
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Money Market
0.55%
$0
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Money Market
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Business Money Market
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Money Market
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Business Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Personal Money Market Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Personal Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Business Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
152 S Main St, Saint Albans, VT 05478
Citizens Private Client® Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Personal Money Market Accounts
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
25 Kingman St, Saint Albans, VT 05478
Business Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
152 S Main St, Saint Albans, VT 05478
Citizens Quest® Money Market
0.03%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
152 S Main St, Saint Albans, VT 05478
Personal Money Market
0.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Union Bank Morrisville, VT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
15 Mapleville Depot, Saint Albans, VT 05478
Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Essential Money Market
4.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
ELEVATE 1 MMA - Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
2.50%
$10
View
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
2.50%
$10
View
▼
Rate2.47%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
2.15%
$10
View
▼
Rate2.13%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
2.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
ELEVATE 1 MMA - Tier 2
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
2.00%
$10
View
▼
Rate1.98%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Essential Money Market
1.80%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Up To

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.70%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
1.65%
$10
View
▼
Rate1.64%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.55%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

The Bank of Bennington
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Premier Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
1.50%
$10
View
▼
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
1.48%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Qualifying balance up to $4,999,999.99

North Country Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Money Markets
1.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.44%
Money Market Share Accounts
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
1.25%
$10
View
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
1.25%
$10
View
▼
Rate1.24%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
1.01%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Qualifying balance up to $4,999,999.99

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Government Money Market
1.00%
$10
View
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market Plus
1.00%
$10
View
▼
Rate1.00%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Qualifying balance up to $1,999,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
0.96%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Qualifying balance up to $499,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
0.77%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Qualifying balance up to $99,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Money Market
0.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Qualifying balance up to $49,999.99

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Checking
0.75%
$10
View
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
0.75%
$10
View
▼
Rate0.75%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Mascoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
ELEVATE 1 MMA - Tier 1
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Brattleboro S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Money Market Account
0.65%
$1,000
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 15, 2026
Details

$50,000.00 & Above

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Insured Cash Sweep (ICS) Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Money Market Savings
0.60%
$10
View
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

Wells River Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Premium Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Northfield Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.01%
Business Money Market
0.50%
$10
View
▼
Rate0.50%
Min Deposit$10
Min Balance—
UpdatedMay 5, 2026
Details

802 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.91%
Money Markets
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

SeaComm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
Money Market Account
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Saint Albans, Vermont and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Saint Albans, VT Money Market Rate Trends

Compare local Saint Albans, VT money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Vermont MMA Trends →
High-Yield MMA — VT Avg
3.194%
Unchanged vs 7 days ago

Vermont high-yield MMA rates currently average 3.194% APY.

Standard MMA — VT Avg
0.533%
Unchanged vs 7 days ago

Vermont standard MMA rates currently average 0.533% APY.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Albans, Vermont money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Saint Albans, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Albans, Vermont. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Saint Albans, Vermont

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Vermont.

Are Money Market accounts in Saint Albans, Vermont safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.

How often do MMA rates change in Saint Albans, Vermont?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Saint Albans, Vermont?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Saint Albans, Vermont require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Saint Albans, Vermont

Here are some of the highest money market account APYs currently available in Saint Albans, Vermont and the surrounding area:
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Union Bank Morrisville, VT
    Money Market — 0.55% APY
  • Peoples Trust Co. of St. Albans
    Business Money Market — 0.35% APY
  • EastRise Credit Union
    Essential Money Market — 4.50% APY
  • Mascoma Bank
    ELEVATE 1 MMA - Tier 3 — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Albans, Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026

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