Best Money Market Rates in Mechanicsville, Virginia - July 2026
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Brian McKay
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Current Mechanicsville, Virginia and the surrounding area money market deposit account rates include TruistTruist7016 Mechanicsville Tpke, Mechanicsville, VA 23111A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Connects Federal Credit UnionConnects Federal Credit Union9280 Chamberlayne Rd Ste 100, Mechanicsville, VA 23116A5.0 ★Texas Ratio: 7.88% Money Market at 3.81% APY, Virginia Credit UnionVirginia Credit UnionCreighton Crossing Shopping Center, Mechanicsville, VA 23111 4595A5.0 ★Texas Ratio: 6.07% Premium Plus Money Market at 2.60% APY, Call Federal Credit UnionCall Federal Credit Union9397 Atlee Rd, Mechanicsville, VA 23116A+5.0 ★Texas Ratio: 1.61% Money Markets at 2.50% APY, and Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY. Money market rates as of July 13, 2026 according to verified data from MonitorBankRates.
Mechanicsville has 4 local institutions in our database, with money market rates as high as 4.00% APY from Truist at 7016 Mechanicsville Tpke, Mechanicsville, VA 23111. Use the table below to compare all available offers, including options from institutions serving the broader Virginia area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Mechanicsville, Virginia and surrounding area. Last Updated and Verified: July 13, 2026
Compare the Best Money Market Rates Today in Mechanicsville, Virginia & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
$250,000; Dividends compounded: Monthly; Dividends credited: Monthly; Dividend period: Monthly; Minimum balance to receive dividend: $100.00; Balance method: Daily balance
Dividends compounded: Monthly; Dividends credited: Monthly; Dividend period: Monthly; Balance method: Daily balance
Rates may change after account is opened.
Dividends compounded: Monthly; Dividends credited: Monthly; Dividend period: Monthly; Minimum balance to receive dividend: $100.00; Balance method: Daily balance
Bring Your Business Money Market to Beacon
Lock in your rate
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. The account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
APY = Annual Percentage Yield. Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
As high as
Balance range: $1,000,000 and over
Minimum opening deposit for 4.00% is $1,000,000
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Balance range: $500,000 to $999,999
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. The account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Premier Checking required to open the Premier Money Market.
APY = Annual Percentage Yield. Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 6/22/2026 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
Premier Checking required to open the Premier Money Market.
On balances of $25,000+
$200,000+
Compounded Monthly
Balance range: $250,000 to $499,999
Beacon's Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. The account cannot be funded with deposit money that is already in a Beacon deposit account. Dividend applied is based upon the highest tier applicable to your average daily balance when monthly processing occurs. Rates are subject to change.
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$125,000.00
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Mechanicsville, VA Money Market Rate Trends
Compare local Mechanicsville, VA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Virginia high-yield MMA rates fell 0.047 points over the past 7 days to 3.277% APY.
Virginia standard MMA rates fell 0.008 points over the past 7 days to 0.803% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mechanicsville, Virginia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Mechanicsville, Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mechanicsville, Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in VA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Mechanicsville, Virginia
What is a Money Market Account (MMA)?
Are Money Market accounts in Mechanicsville, Virginia safe?
How often do MMA rates change in Mechanicsville, Virginia?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Mechanicsville, Virginia?
Best Money Market Rates in Mechanicsville, Virginia
- Truist
Small Business Money Market Account — 4.00% APY - Connects Federal Credit Union
Money Market — 3.81% APY - Virginia Credit Union
Premium Plus Money Market — 2.60% APY - Call Federal Credit Union
Money Markets — 2.50% APY - Marine Federal Credit Union
Choice Money Market — 4.07% APY
Mechanicsville, Virginia Rates & Resources
