Best Money Market Rates in River Falls, Wisconsin (WI) - May 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current River Falls, Wisconsin and the surrounding area money market deposit account rates include WESTconsin Credit UnionWESTconsin Credit Union1207 N Main St, River Falls, WI 54022A+5.0 ★Texas Ratio: 4.45% Achieve Money Market at 1.92% APY, Royal Credit UnionRoyal Credit Union1150 N Main St, River Falls, WI 54022 3509A+5.0 ★Texas Ratio: 5.10% Money Market at 1.65% APY, River Falls State BankRiver Falls State Bank124 S 2nd St, River Falls, WI 54022A+5.0 ★Texas Ratio: 0.00% Money Market at 1.51% APY, FNB of River FallsFNB of River Falls104 E Locust St, River Falls, WI 54022A+5.0 ★Texas Ratio: 0.68% Personal Tiered Money Market at 1.20% APY, and Shoreline Credit UnionShoreline Credit UnionA+5.0 ★Texas Ratio: 5.83% Elite Money Market at 4.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
River Falls has 4 local institutions in our database, with money market rates as high as 1.92% APY from WESTconsin Credit Union at 1207 N Main St, River Falls, WI 54022. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in River Falls, Wisconsin and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in River Falls, Wisconsin & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
1207 N Main St, River Falls, WI 54022
Achieve Money Market
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
1207 N Main St, River Falls, WI 54022
Money Market
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
1207 N Main St, River Falls, WI 54022
Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Royal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
1150 N Main St, River Falls, WI 54022 3509
Money Market
1.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
1207 N Main St, River Falls, WI 54022
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
124 S 2nd St, River Falls, WI 54022
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$250,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)
River Falls State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
124 S 2nd St, River Falls, WI 54022
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)
WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
1207 N Main St, River Falls, WI 54022
Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
1207 N Main St, River Falls, WI 54022
Achieve Money Market
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Business Tiered Money Market Tier and over
1.20%
$15,000
▼
Rate1.19%
Min Deposit$15,000
Min Balance—
UpdatedMay 5, 2026
Details
$250,000
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Personal Tiered Money Market
1.20%
$15,000
▼
Rate1.19%
Min Deposit$15,000
Min Balance—
UpdatedMay 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
124 S 2nd St, River Falls, WI 54022
Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$50,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Business Tiered Money Market Tier
0.80%
$15,000
▼
Rate0.80%
Min Deposit$15,000
Min Balance—
UpdatedMay 5, 2026
Details
$50,000-$99,999.99
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Personal Tiered Money Market
0.80%
$15,000
▼
Rate0.80%
Min Deposit$15,000
Min Balance—
UpdatedMay 5, 2026
Details
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Personal Tiered Money Market
0.60%
$15,000
▼
Rate0.60%
Min Deposit$15,000
Min Balance—
UpdatedMay 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
124 S 2nd St, River Falls, WI 54022
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$1,000.00 minimum to earn tiered rate (otherwise reverts to lower tiered rate)
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Business Tiered Money Market Tier
0.60%
$15,000
▼
Rate0.60%
Min Deposit$15,000
Min Balance—
UpdatedMay 5, 2026
Details
$15,000-$49,999.99
WESTconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
1207 N Main St, River Falls, WI 54022
Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Business Tiered Money Market Tier
0.10%
$15,000
▼
Rate0.10%
Min Deposit$15,000
Min Balance—
UpdatedMay 5, 2026
Details
$0.00-$14,999.99
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Personal Tiered Money Market
0.10%
$15,000
▼
Rate0.10%
Min Deposit$15,000
Min Balance—
UpdatedMay 5, 2026
Details
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Business Money Market
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
FNB of River Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
104 E Locust St, River Falls, WI 54022
Money Market
0.10%
$1,000
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
River Falls State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
124 S 2nd St, River Falls, WI 54022
Money Market
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$1,000.00 minimum to open & avoid fees
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Elite Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.95%
$0
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.90%
$0
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Money Market Special
3.87%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifying balance up to $1,000.00
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Bank of Lake Mills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
High-Yield Money Market Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Advantage Money Market
3.55%
$10,000
▼
Rate3.49%
Min Deposit$10,000
Min Balance—
UpdatedMay 5, 2026
Details
New Money**
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.55%
$5,000,000
▼
Rate3.50%
Min Deposit$5,000,000
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.50%
$5
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$5,000,000 And Greater
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate with Checking
Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Fox Rewards Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Qualifications Required; Qualifying balance up to $14,999.99
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
3.40%
$0
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details
Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.39%
$0
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Dividend Rate without Checking
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
Money Market Checking
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$3,000,000 - $4,999,999.99
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Platinum Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Thrive Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.15%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
As High As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Investor's Indexed Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Money Market Savings
3.05%
$250,000
▼
Rate3.00%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
$1000 to open/HSA Money Market Savings (no minimum)
Headwaters State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
First Addition Money Market Tier 5
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.04%
$1,000,000
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details
Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
3.04%
$1,000,000
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
3.00%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Signature Business Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
Elite Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.00%
$5
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$1,000,000 - $2,999,999.99
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Member's Choice IRA Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
with active checking*
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Business Money Market
2.95%
$1,000
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
Money Market
2.94%
$0
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.89%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.90%
$1,000
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Money Market Platinum Select
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
Business SelectMoney Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Relationship Money Market
2.85%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.80%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details
The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Hiawatha National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
HNB Money Market
2.78%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details
F&M Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Commercial Premier Money Market
2.77%
$1,000,000
▼
Rate2.70%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 5, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
2.75%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Business Ultimate Money Market
2.75%
$5,000
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 5, 2026
Details
No Monthly Fee*
Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Premium Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in River Falls, Wisconsin and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
River Falls, WI Money Market Rate Trends
Compare local River Falls, WI money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — WI Avg
2.981%
Unchanged vs 7 days ago
Wisconsin high-yield MMA rates currently average 2.981% APY.
Standard MMA — WI Avg
0.884%
▼ 0.022 vs 7 days ago
Wisconsin standard MMA rates fell 0.022 points over the past 7 days to 0.884% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for River Falls, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in River Falls, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in River Falls, Wisconsin
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.
Are Money Market accounts in River Falls, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do MMA rates change in River Falls, Wisconsin?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in River Falls, Wisconsin?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in River Falls, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in River Falls, Wisconsin
Here are some of the highest money market account APYs currently available in River Falls, Wisconsin and the surrounding area:
- WESTconsin Credit Union
Achieve Money Market — 1.92% APY - Royal Credit Union
Money Market — 1.65% APY - River Falls State Bank
Money Market — 1.51% APY - FNB of River Falls
Personal Tiered Money Market — 1.20% APY - Shoreline Credit Union
Elite Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in River Falls, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026
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