Alaska Personal Loan Rate Trends
Track current and weekly average personal loan rates in Alaska, view interactive rate trend charts, and compare local AK aprs against the national average.
Current Alaska Personal Loan Rate Trends
Personal Loan rates in Alaska held steady at a Personal Loan average of 11.905% this week.
At 11.905%, Alaska’s average sits 1.193 above the current national average of 10.711%. This above-average spread may reflect local market conditions or regional lender competition in AK.
The Alaska personal loan rate averages on this page are calculated from 12 verified personal loan rate quotes collected across 9 banks and credit unions actively operating in Alaska. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Alaska Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Alaska personal loan rate averages compiled from 12 current rate quotes across 9 banks and credit unions operating in AK — updated daily.
As of May 1, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Alaska
Quarterly average personal loan rates at credit unions headquartered in Alaska, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Alaska (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
