Best Personal Loan Rates in Rancho Cucamonga, California (CA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Rancho Cucamonga, California include: Banner BankBanner Bank11930 Foothill Blvd, Rancho Cucamonga, CA, 91739A+5.0 ★Texas Ratio: 1.69% offering QuickStep Equipment Loan at 6.29% APR, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union10910 Foothill Blvd, Rancho Cucamonga, CA, 91730A+5.0 ★Texas Ratio: 5.68% offering Personal Loan at 7.99% APR, CHAFFEY Federal Credit UnionCHAFFEY Federal Credit Union11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969A+5.0 ★Texas Ratio: 2.08% offering Signature Loans at 8.99% APR, CAHP Credit UnionCAHP Credit Union9471 Pittsburgh Ave, Rancho Cucamonga, CA, 91730A+5.0 ★Texas Ratio: 0.58% offering Signature Loans at 11.95% APR, and Arrowhead Central Credit UnionArrowhead Central Credit Union8686 Haven Ave, Rancho Cucamonga, CA, 91730 9109A+5.0 ★Texas Ratio: 2.28% offering Signature Loan at 12.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Rancho Cucamonga has 5 local institutions in our database, with personal loan rates as low as 6.29% APR from Banner Bank at 11930 Foothill Blvd, Rancho Cucamonga, CA, 91739. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Rancho Cucamonga, California.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Rancho Cucamonga, California. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
As Low As; 5-Year fixed rate
No additional details available.
As Low As; Rate reflects a 0.75% discount for payment by automatic transfer from your SchoolsFirst FCU account. Rate, terms and conditions may vary based on creditworthiness, amount financed and program qualifications.
No additional details available.
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate (APR) may vary. Please call for current rates. All loans granted on approval of credit (OAC). Loan rates are based on credit score and term of loan.
No additional details available.
No additional details available.
As Low As
As Low As; Terms up to 120 months; Competitive rates - as low as you'll find anywhere! Can even cost less than promotional dealer financing; Pre-approvals to make shopping easy; Loan refinance from other lender; No pre-payment penalty; No application fee
As Low As; Maximum term 48 months; Up to $10,000
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; No money down and no pre-payment penalties; No payment for 90 days; Quick application turnaround; Contractors must be approved by the credit union; Terms up to 300 months
As Low As
No additional details available.
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
As Low As
As Low As
As Low As
$3,000 Max
As Low As
Fixed / APR; above dividend rate being paid on the Share Certificate Account securing the loan
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
As Low As
As Low As
As Low As
$50,000; As Low As
As Low As; (Fixed); Must use a State-Approved Contractor
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
$2,500; As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
Loan Amount: $5,000 Maximum; Requires proof of purchase (receipt) or purchase order (invoice) at the time of funding. Limit of one technology loan per member. All proceeds will be paid directly to the member.
As Low As
Approximate Term: Up to 24 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; Maximum Loan Amount: $125,000
As Low As
No additional details available.
As Low As
Require checking with Direct Deposit
As Low As
As Low As
As Low As; Primary Residence
No additional details available.
Approximate Term: Up to 60 months
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As
As Low As; (Fixed)
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
As Low As
As Low As
As Low As
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
As Low As
As Low As
Approximate Term: Up to 72 months
As Low As
As Low As
As Low As
Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking.
As Low As; Up to $40,000
As Low As
New loans (No refinancing); Rate base on automatic payments; No current delinquencies, charge off or collections; Offer valid from November - February
Approximate Term: Up to 84 months
No additional details available.
Solar loans will have a UCC Filing attached to them.
Up to $50,000
As Low As; Loan To Value up to 85%. Rates subject to change without notice. This loan is secured by your home. Property must be located in the following counties: Orange, Los Angeles, Riverside, San Bernardion, Ventura and San Diego. Property must be owner-occupied. Rates and terms quoted are for single family dwellings. Member fees may include appraisal, title change, recording fees and any other related fees.
No additional details available.
As Low As
As Low As
As Low As
$100,000; As Low As
As Low As
As Low As
As Low As
As Low As; Maximum Loan Amount: $125,000
$10,000; As Low As
As Low As
As Low As
over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
$20,000; As Low As
No additional details available.
Up to $50,000
As Low As
As Low As
$500 - $2,000
As Low As; Up to $40,000
up to $250,000; As Low As; 10 year fixed
No additional details available.
As Low As
$10,000; As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
(Fixed)
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Limited-Time Offer
Up to $50,000
No additional details available.
As Low As; Maximum Loan Amount: $125,000
As Low As
No additional details available.
Contact Credit Union for qualifying terms and individual rates
$10,000; As Low As
As Low As
No additional details available.
As Low As; Up to $15,000, 60 months over 10K borrowed
No additional details available.
As Low As
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% to 1386%, APRs for installment loans range from 6.63% to 485%, and APRs for personal loans range from 4.99% to 450% and vary by lender.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; $30,000 maximum - consolidate your high rate loans
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; Annual Percentage Rate (APR) may vary. Please call for current rates. All loans granted on approval of credit (OAC). Loan rates are based on credit score and term of loan.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
Contact Credit Union for qualifying terms and individual rates
No additional details available.
As Low As; Up to $15,000, 60 months over 10K borrowed
Rancho Cucamonga, CA Personal Loan Rate Trends
Compare local Rancho Cucamonga, CA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California personal loan rates rose 0.055 points over the past 7 days to 10.664% APR.
California signature loan rates rose 0.052 points over the past 7 days to 11.228% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in California?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in California?
Are credit unions or banks better for personal loans in Rancho Cucamonga, California?
What are the best personal loan rates in Rancho Cucamonga, California?
- Banner Bank: 6.29% (QuickStep Equipment Loan)
- SchoolsFirst Federal Credit Union: 7.99% (Personal Loan)
- CHAFFEY Federal Credit Union: 8.99% (Signature Loans)
- CAHP Credit Union: 11.95% (Signature Loans)
- Arrowhead Central Credit Union: 12.99% (Signature Loan)
Rancho Cucamonga, California Rates & Resources
Personal Loan Calculators
