Track current and weekly average personal loan rates in Delaware, view interactive rate trend charts, and compare local DE aprs against the national average.
Personal Loan rates in Delaware held steady at a Personal Loan average of 11.216% this week.
At 11.216%, Delaware’s average sits 0.508 above the current national average of 10.708%. This above-average spread may reflect local market conditions or regional lender competition in DE.
The Delaware personal loan rate averages on this page are calculated from 30 verified personal loan rate quotes collected across 14 banks and credit unions actively operating in Delaware. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Delaware personal loan rate averages compiled from 30 current rate quotes across 14 banks and credit unions operating in DE — updated daily.
As of Jul 6, 2026 • Data provided by MonitorBankRates.com
Quarterly average personal loan rates at credit unions headquartered in Delaware, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Delaware (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.