Georgia Personal Loan Rate Trends
Track current and weekly average personal loan rates in Georgia, view interactive rate trend charts, and compare local GA aprs against the national average.
Current Georgia Personal Loan Rate Trends
Personal Loan rates in Georgia rose 0.136 this week, pushing the Personal Loan average to 9.494%, up from 9.358% last week.
At 9.494%, Georgia’s average sits 1.178 below the current national average of 10.672%. GA borrowers may have a competitive advantage relative to the national market.
The Georgia personal loan rate averages on this page are calculated from 108 verified personal loan rate quotes collected across 39 banks and credit unions actively operating in Georgia. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Georgia Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Georgia personal loan rate averages compiled from 108 current rate quotes across 39 banks and credit unions operating in GA — updated daily.
As of May 3, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Georgia
Quarterly average personal loan rates at credit unions headquartered in Georgia, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Georgia (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
