Best Personal Loan Rates in Soda Springs, Idaho (ID) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Soda Springs, Idaho include: Advantage Plus Federal Credit UnionAdvantage Plus Federal Credit Union70 E 2nd S, Soda Springs, ID, 83276 1408A+5.0 ★Texas Ratio: 3.63% offering Signature Loan at 13.99% APR, CAPITAL EDUCATORSCAPITAL EDUCATORSA5.0 ★Texas Ratio: 7.10% offering Educator Loan at 4.00% APR, Northwest Christian Credit UnionNorthwest Christian Credit UnionA+5.0 ★Texas Ratio: 4.47% offering Church/ Ministry Loans at 6.25% APR, Numerica Credit UnionNumerica Credit UnionA+5.0 ★Texas Ratio: 2.80% offering Toy Loans1 at 6.74% APR, and America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Soda Springs has 1 local institution in our database, with personal loan rates as low as 13.99% APR from Advantage Plus Federal Credit Union at 70 E 2nd S, Soda Springs, ID, 83276 1408. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Soda Springs, Idaho.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Soda Springs, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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$1,501 - $3,000
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As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
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APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
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Soda Springs, ID Personal Loan Rate Trends
Compare local Soda Springs, ID personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho personal loan rates fell 0.221 points over the past 7 days to 10.784% APR.
Idaho signature loan rates rose 0.006 points over the past 7 days to 11.681% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Idaho?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Idaho?
Are credit unions or banks better for personal loans in Soda Springs, Idaho?
What are the best personal loan rates in Soda Springs, Idaho?
- Advantage Plus Federal Credit Union: 13.99% (Signature Loan)
- CAPITAL EDUCATORS: 4.00% (Educator Loan)
- Northwest Christian Credit Union: 6.25% (Church/ Ministry Loans)
- Numerica Credit Union: 6.74% (Toy Loans1)
- America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
Personal Loan Calculators
