Louisiana Personal Loan Rate Trends
Track current and weekly average personal loan rates in Louisiana, view interactive rate trend charts, and compare local LA aprs against the national average.
Current Louisiana Personal Loan Rate Trends
Personal Loan rates in Louisiana fell 0.035 this week to 10.414%, down from 10.449% last week.
At 10.414%, Louisiana’s average sits 0.606 below the current national average of 11.020%. LA borrowers may have a competitive advantage relative to the national market.
The Louisiana personal loan rate averages on this page are calculated from 160 verified personal loan rate quotes collected across 66 banks and credit unions actively operating in Louisiana. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Louisiana Personal Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Louisiana personal loan rate averages compiled from 160 current rate quotes across 66 banks and credit unions operating in LA, updated daily.
As of Oct 13, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Louisiana
Quarterly average personal loan rates at credit unions headquartered in Louisiana, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Louisiana (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
