Best Personal Loan Rates in South Portland, Maine (ME) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Portland, Maine include: Town & Country Federal Credit UnionTown & Country Federal Credit Union557 Main St, South Portland, ME, 04106 5408A+5.0 ★Texas Ratio: 3.10% offering Heating Fuel Loan at 5.99% APR, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union600 Sable Oaks Dr Ste 100, South Portland, ME, 04106 3292A+5.0 ★Texas Ratio: 2.96% offering Equipment Loan at 6.74% APR, Trademark Federal Credit UnionTrademark Federal Credit Union340 Main St, South Portland, ME, 04106 5535A5.0 ★Texas Ratio: 12.44% offering Personal at 6.99% APR, Coast Line Credit UnionCoast Line Credit Union333 Cottage Rd, South Portland, ME, 04106 3919A+5.0 ★Texas Ratio: 1.05% offering Personal Loans at 7.75% APR, and Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME799 Broadway, South Portland, ME, 04106A5.0 ★Texas Ratio: 8.27% offering EasyCash Loan at 8.99% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
South Portland has 6 local institutions in our database, with personal loan rates as low as 5.99% APR from Town & Country Federal Credit Union at 557 Main St, South Portland, ME, 04106 5408. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Portland, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Portland, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
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As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
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$1000; Qualified My Linc Program
$500; Qualified My Linc Program
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No additional details available.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As; Rates start at 6.75% APR*
No additional details available.
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As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Loan Amount: $3,000 to $5,999
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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As Low As; Loan Amount: $10,000 to $12,499
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Loan Amount: $12,500 to $14,999
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Tiered based on credit score. As of 6/13/25, subject to change at any time.
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As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount: $15,000 & up
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
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Eligible My Link Program Member; Credit Rating 720+
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Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
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As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Credit Rating 680-719
Eligible My Link Program Member; Credit Rating 640-679
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Credit Rating 640-679
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As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Eligible My Link Program Member; Credit Rating 600-639
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Credit Rating 600-639
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Credit Builder Loan provides funds for shared secured loan to help build or rebuild credit. Rates are effective 11/01/2023 and subject to change without notice. Fees, amount financed and actual term may affect the actual APR and rate of your loan. SVCU loans are done using risk-based pricing to determine the interest rate and are based on the borrowers term and credit worthiness. All rates and loans are subject to credit approval. Other terms and rates may be available. Contact an SVCU loan officer for more information.
No additional details available.
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Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
For a 12-month, fixed-rate Whatever loan for $1,000, a member would pay 11 monthly payments of $90.44 each and a 12th payment of $90.34
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Eligible My Link Program Member; Credit Rating 720+
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Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
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Credit Rating 680-719
Eligible My Link Program Member; Credit Rating 640-679
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
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Credit Rating 640-679
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Eligible My Link Program Member; Credit Rating 600-639
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Credit Rating 600-639
No additional details available.
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
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South Portland, ME Personal Loan Rate Trends
Compare local South Portland, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.021 points over the past 7 days to 10.776% APR.
Maine signature loan rates rose 0.127 points over the past 7 days to 11.221% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in South Portland, Maine?
What are the best personal loan rates in South Portland, Maine?
- Town & Country Federal Credit Union: 5.99% (Heating Fuel Loan)
- Atlantic Regional Federal Credit Union: 6.74% (Equipment Loan)
- Trademark Federal Credit Union: 6.99% (Personal)
- Coast Line Credit Union: 7.75% (Personal Loans)
- Evergreen Credit Union Portland, ME: 8.99% (EasyCash Loan)
Personal Loan Calculators
