Best Personal Loan Rates in Westbrook, Maine - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Westbrook, Maine include: Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union90 Riverside St, Westbrook, ME, 04092A+5.0 ★Texas Ratio: 2.79% offering 36 Months Loan at 3.99% APR, Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit Union2 Ledgeview Dr, Westbrook, ME, 04092 3939A5.0 ★Texas Ratio: 11.09% offering Qualified My Linc Program Loan at 4.00% APR, Saco & Biddeford SavingsSaco & Biddeford Savings2 Hannaford Dr, Westbrook, ME, 04092A+5.0 ★Texas Ratio: 4.27% offering New (untitled) - 3 years Loan at 6.53% APR, Cumberland County Federal Credit UnionCumberland County Federal Credit Union150 Main St, Westbrook, ME, 04092 4738A+5.0 ★Texas Ratio: 4.94% offering Personal Loans at 7.50% APR, and Lighthouse Credit UnionLighthouse Credit Union17 Westbrook Cmn, Westbrook, ME, 04092 2804A+5.0 ★Texas Ratio: 1.59% offering Credit Builder Loan at 7.69% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Westbrook has 5 local institutions in our database, with personal loan rates as low as 3.99% APR from Atlantic Regional Federal Credit Union at 90 Riverside St, Westbrook, ME, 04092. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Westbrook, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Westbrook, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Westbrook Personal Loan Rates
As Low As
As Low As
No credit check
As Low As
As Low As
As Low As
As Low As
As Low As
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Tiered based on credit score
Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
No additional details available.
No additional details available.
Rates subject to credit approval, terms and conditions subject to change at any time, based on individual creditworthiness. APR = Annual Percentage Rate, "up-to" subject to approval, "starting at" subject to creditworthiness. Accurate as of 12/3/25 subject to change at any time.
No additional details available.
No additional details available.
No additional details available.
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No additional details available.
No additional details available.
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As Low As
As Low As
Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
No additional details available.
Minimum loan amount of $500; maximum loan amount of $2,000.
As Low As
As Low As
Rate as low as 7.9%APR
As Low As
As Low As
As Low As
Tiered based on credit score
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Eligible My Link Program Member: 8.99%
Eligible My Link Program Member: 9.24%
Eligible My Link Program Member: 9.99%
As Low As
As Low As
$75,000 Maximum
Eligible My Link Program Member: 11.99%
As Low As
As Low As
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As Low As
Eligible My Link Program Member: 17.50%
Eligible My Link Program Member: 17.50%
As Low As
As Low As
As Low As
As Low As
Loan is subject to underwriting, credit qualifications, and approval. Other restrictions may apply. Must be or become a member at Brewer FCU. $3,500 loan for 11 months @ 4.99% = approx. $326 per month.
Rates As Low As; APR*
Rates As Low As; APR*
Rates As Low As; APR*
No additional details available.
As Low As
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As Low As
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As Low As
As low as
APR* as low as
Rates As Low As; APR*
Rates As Low As; APR*
Rates As Low As; APR*
As Low As
As Low As
No additional details available.
As Low As
As low as
APR* as low as
No additional details available.
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As low as
As Low As
As Low As; Unsecured Personal / Signature Loan
No additional details available.
Rates As Low As; APR*
Rates As Low As; APR*
APR* as low as
No additional details available.
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Rates As Low As; APR*
No additional details available.
Rates As Low As; APR*
As low as
Rates As Low As; APR*
Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As
As Low As; 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
Rates As Low As; APR*
No additional details available.
No additional details available.
Rates As Low As; APR*
Maximum Loan to Value: Up to 85%
As Low As
As Low As; Loan Amount: $3,000 to $5,999
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
No additional details available.
As Low As; Loan Amount: $6,000 to $9,999
No additional details available.
As Low As
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Consolidation Loan
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As; Loan Amount: $10,000 to $12,499
As Low As
As Low As; Loan Amount: $2501 and Over
Maximum Loan to Value: Up to 85%
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
No additional details available.
As Low As; Loan Amount: $2501 and Over
As Low As
As Low As
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
Lines with Total Exposure Limits: $10,000-$1,000,000; Maximum Loan to Value: Up to 85%
Maximum Loan to Value: Up to 85%
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $12,500 to $14,999
Maximum Loan to Value: Up to 85%
As low as
No additional details available.
No additional details available.
As Low As; Loan Amount: $2501 and Over
As Low As
Minimum loan amount $500. Maximum loan amount $30,000.
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount: $15,000 & up
No additional details available.
No additional details available.
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APR*
As low as
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.
As Low As; APR*
No additional details available.
No additional details available.
No additional details available.
As Low As; *
APR*
As Low As; Loan Amount: $2501 and Over
As low as
As Low As
As Low As; APR*
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Westbrook Personal Loan Rates
As Low As
Eligible My Link Program Member: 8.99%
Eligible My Link Program Member: 9.24%
Eligible My Link Program Member: 9.99%
As Low As
Eligible My Link Program Member: 11.99%
As Low As
As Low As
Eligible My Link Program Member: 17.50%
Eligible My Link Program Member: 17.50%
Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As; Loan Amount: $2501 and Over
As Low As
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Loan Amount: $2501 and Over
As low as
As Low As; Loan Amount: $2501 and Over
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; APR*
As Low As; Loan Amount: $2501 and Over
As Low As; APR*
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Westbrook Debt Consolidation Loan Rates
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As; Maximum Amount: $10,000
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *
Westbrook Signature Loan Rates
$75,000 Maximum
As Low As; Unsecured Personal / Signature Loan
APR*
APR*
Westbrook, ME Personal Loan Rate Trends
Compare local Westbrook, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.648 points over the past 7 days to 11.294% APR.
Maine signature loan rates rose 1.116 points over the past 7 days to 12.191% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Westbrook, Maine personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Westbrook, Maine directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Westbrook, Maine. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ME.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Westbrook, Maine?
What are the best personal loan rates in Westbrook, Maine?
- Atlantic Regional Federal Credit Union: 3.99% (36 Months Loan)
- Lincoln Maine Federal Credit Union: 4.00% (Qualified My Linc Program Loan)
- Saco & Biddeford Savings: 6.53% (New (untitled) - 3 years Loan)
- Cumberland County Federal Credit Union: 7.50% (Personal Loans)
- Lighthouse Credit Union: 7.69% (Credit Builder Loan)
Personal Loan Calculators
