Best Personal Loan Rates in Westbrook, Maine (ME) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Westbrook, Maine include: Lincoln Maine Federal Credit UnionLincoln Maine Federal Credit Union2 Ledgeview Dr, Westbrook, ME, 04092 3939A5.0 ★Texas Ratio: 11.34% offering My Linc Loyalty Loan - Credit Check at 4.00% APR, Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union90 Riverside St, Westbrook, ME, 04092A+5.0 ★Texas Ratio: 2.96% offering Equipment Loan at 6.74% APR, Cumberland County Federal Credit UnionCumberland County Federal Credit Union150 Main St, Westbrook, ME, 04092 4738A+5.0 ★Texas Ratio: 5.16% offering Quick Cash Loans at 8.90% APR, Connected Credit UnionConnected Credit UnionA+5.0 ★Texas Ratio: 1.61% offering Recreational Loans 2020 & Newer at 4.50% APR, and Downeast Credit UnionDowneast Credit UnionA+5.0 ★Texas Ratio: 4.39% offering Recreational Loans at 4.89% APR. Personal loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Westbrook has 3 local institutions in our database, with personal loan rates as low as 4.00% APR from Lincoln Maine Federal Credit Union at 2 Ledgeview Dr, Westbrook, ME, 04092 3939. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Westbrook, Maine.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Westbrook, Maine. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 19, 2026
$1000; Qualified My Linc Program
$500; Qualified My Linc Program
Tiered based on credit score. As of 6/13/25, subject to change at any time.
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
As Low As; Rates start at 6.75% APR*
As Low As
As Low As
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Tiered based on credit score. As of 6/13/25, subject to change at any time.
As Low As
No additional details available.
Eligible My Link Program Member; Credit Rating 720+
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
Credit Rating 680-719
No additional details available.
Eligible My Link Program Member; Credit Rating 640-679
Credit Rating 640-679
As Low As
Eligible My Link Program Member; Credit Rating 600-639
Credit Rating 600-639
As Low As
As Low As
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As; Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required.
As Low As
As Low As
As Low As; Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.
Available for a Limited Time Only
No additional details available.
As Low As
As Low As
As Low As; Loan Amount: $3,000 to $5,999
As Low As
No additional details available.
As Low As; Loan Amount: $6,000 to $9,999
As Low As
As Low As
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As; Loan Amount: $10,000 to $12,499
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
No additional details available.
As Low As
As Low As; Loan Amount: $12,500 to $14,999
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
Limit $25,000 up to 20 yrs.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; Loan Amount: $15,000 & up
Loan Amount ?$10,000; Collateral Type Investment Property (60% LTV) Max $250,000; (Prime + 2.00%)
No additional details available.
As Low As
As Low As
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As
As Low As; Terms from 6 to 60 months
No additional details available.
As Low As
As Low As
As Low As
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Rates are fixed for the life of the loan.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000. Loan funds will be paid directly to supplier.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; $500-$25000 60 mos.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Maximum loan amount is $30,000. Certain restrictions may apply.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
Eligible My Link Program Member; Credit Rating 720+
Eligible My Link Program Member; Credit Rating 680-719
Credit Rating 720+
Credit Rating 680-719
Eligible My Link Program Member; Credit Rating 640-679
Credit Rating 640-679
As Low As
Eligible My Link Program Member; Credit Rating 600-639
Credit Rating 600-639
As Low As
As Low As
Eligible My Link Program Member; Credit Rating 550-599
Credit Rating 550-599
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
No additional details available.
As Low As
As Low As; Terms from 6 to 60 months
As Low As
As Low As
As Low As
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
As Low As; $500-$25000 60 mos.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As; Minimum loan amount $500. Maximum loan amount $30,000.
As Low As
As Low As
As Low As; Index Used: Prime (plus); Margin Used (for "as low as rate"): 2.99%; Floor: The floor equals the margin in effect
As Low As; Maximum loan amount is $30,000. Certain restrictions may apply.
As Low As
As Low As
Westbrook, ME Personal Loan Rate Trends
Compare local Westbrook, ME personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine personal loan rates fell 0.032 points over the past 7 days to 10.756% APR.
Maine signature loan rates rose 0.110 points over the past 7 days to 11.214% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Maine?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Maine?
Are credit unions or banks better for personal loans in Westbrook, Maine?
What are the best personal loan rates in Westbrook, Maine?
- Lincoln Maine Federal Credit Union: 4.00% (My Linc Loyalty Loan - Credit Check)
- Atlantic Regional Federal Credit Union: 6.74% (Equipment Loan)
- Cumberland County Federal Credit Union: 8.90% (Quick Cash Loans)
- Connected Credit Union: 4.50% (Recreational Loans 2020 & Newer)
- Downeast Credit Union: 4.89% (Recreational Loans)
Personal Loan Calculators
