Massachusetts Personal Loan Rate Trends
Track current and weekly average personal loan rates in Massachusetts, view interactive rate trend charts, and compare local MA aprs against the national average.
Current Massachusetts Personal Loan Rate Trends
Personal Loan rates in Massachusetts fell 0.141 this week to 11.280%, down from 11.421% last week.
At 11.280%, Massachusetts’s average sits 0.236 above the current national average of 11.044%. This above-average spread may reflect local market conditions or regional lender competition in MA.
The Massachusetts personal loan rate averages on this page are calculated from 316 verified personal loan rate quotes collected across 115 banks and credit unions actively operating in Massachusetts. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Massachusetts Personal Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Massachusetts personal loan rate averages compiled from 316 current rate quotes across 115 banks and credit unions operating in MA, updated daily.
As of Oct 14, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Massachusetts
Quarterly average personal loan rates at credit unions headquartered in Massachusetts, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Massachusetts (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
