Best Personal Loan Rates in Rochester, New Hampshire (NH) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Rochester, New Hampshire include: Granite State Credit UnionGranite State Credit Union7 Two Rod Rd, Rochester, NH, 03867 4328A+5.0 ★Texas Ratio: 5.41% offering Other Collateral Loans 2019-2026 at 4.39% APR, Service Federal Credit UnionService Federal Credit Union90 S Main St, Rochester, NH, 03867A5.0 ★Texas Ratio: 11.03% offering Energy Efficiency Loan at 9.24% APR, Holy Rosary Credit Union Rochester, NHHoly Rosary Credit Union Rochester, NH133 Brock St, Rochester, NH, 03867A+5.0 ★Texas Ratio: 2.05% offering Unsecured Personal Loan at 10.99% APR, MVSBMVSB21 Farmington Rd, Rochester, NH, 03867A+5.0 ★Texas Ratio: 4.06% offering Personal Unsecured at 12.13% APR, and Pentucket BankPentucket BankA+5.0 ★Texas Ratio: 0.68% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Rochester has 4 local institutions in our database, with personal loan rates as low as 4.39% APR from Granite State Credit Union at 7 Two Rod Rd, Rochester, NH, 03867 4328. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Rochester, New Hampshire.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Rochester, New Hampshire. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 14, 2026
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All proceeds deposited to a separate savings account until the loan is paid in full.
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Rochester, NH Personal Loan Rate Trends
Compare local Rochester, NH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Hampshire personal loan rates currently average 11.515% APR.
New Hampshire signature loan rates rose 0.049 points over the past 7 days to 11.104% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in New Hampshire?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Hampshire?
Are credit unions or banks better for personal loans in Rochester, New Hampshire?
What are the best personal loan rates in Rochester, New Hampshire?
- Granite State Credit Union: 4.39% (Other Collateral Loans 2019-2026)
- Service Federal Credit Union: 9.24% (Energy Efficiency Loan)
- Holy Rosary Credit Union Rochester, NH: 10.99% (Unsecured Personal Loan)
- MVSB: 12.13% (Personal Unsecured)
- Pentucket Bank: 5.00% (Credit Builder Loan)
Personal Loan Calculators
