New Mexico Personal Loan Rate Trends
Track current and weekly average personal loan rates in New Mexico, view interactive rate trend charts, and compare local NM aprs against the national average.
Current New Mexico Personal Loan Rate Trends
Personal Loan rates in New Mexico fell 0.167 this week to 11.097%, down from 11.264% last week.
At 11.097%, New Mexico’s average sits 0.262 above the current national average of 10.835%. This above-average spread may reflect local market conditions or regional lender competition in NM.
The New Mexico personal loan rate averages on this page are calculated from 109 verified personal loan rate quotes collected across 28 banks and credit unions actively operating in New Mexico. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
New Mexico Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
New Mexico personal loan rate averages compiled from 109 current rate quotes across 28 banks and credit unions operating in NM — updated daily.
As of May 25, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in New Mexico
Quarterly average personal loan rates at credit unions headquartered in New Mexico, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in New Mexico (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
