Best Personal Loan Rates in Cherry Point, North Carolina (NC) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cherry Point, North Carolina include: First Flight Federal Credit UnionFirst Flight Federal Credit Union2nd Avenue, Cherry Point, NC, 28533A+5.0 ★Texas Ratio: 3.94% offering First Flight Advance Loans at 25.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Excite Credit UnionExcite Credit UnionA5.0 ★Texas Ratio: 11.89% offering Unsecured Loan at 5.00% APR, Self-Help Credit UnionSelf-Help Credit UnionA5.0 ★Texas Ratio: 7.18% offering Solar Loans at 5.75% APR, and Allegacy Federal Credit UnionAllegacy Federal Credit UnionA5.0 ★Texas Ratio: 6.91% offering Share Loan at 5.75% APR. Personal loan rates as of April 11, 2026 according to verified data from MonitorBankRates.
Cherry Point has 1 local institution in our database, with personal loan rates as low as 25.00% APR from First Flight Federal Credit Union at 2nd Avenue, Cherry Point, NC, 28533. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cherry Point, North Carolina.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cherry Point, North Carolina. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 11, 2026
Qualifications Required: Membership eligibility required; Terms and Conditions apply; Approved loan amount based on Member's direct deposits over 61 days period before application; $20 application fee. Speak with a First Flight representative for full offer details.
No additional details available.
As Low As
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up to 240 months
up to 180 months
As Low As
Payroll Deduction or Automatic Draft APR
As Low As; Terms up to 12 months. Maximum loan amount is $5,000.
As Low As; Payroll Deduction or Automatic Draft
As Low As
Non-Payroll Deduction APR
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As Low As
As Low As
As Low As; Non-Payroll Deduction
As Low As
No additional details available.
$3000; Score: A+ = 750+
As Low As
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Up to 60 months
All rates are based on a term of 84 months
As Low As
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No additional details available.
$14,999
$3000; Score: B = 640-679
As Low As; Learn More
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Unsecured
As Low As
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$20,000; As Low As
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As Low As; Up to 48 Months
As Low As; MODEL YEAR: 2019-2025
As Low As
All rates are based on a term of 84 months
No additional details available.
As Low As; Payroll Deduction or Automatic Draft
As Low As
No additional details available.
Fixed 9.00% APR*
As Low As; Up to 60 Months
All rates are based on a term of 84 months
$15,000 -$25,000
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As Low As; Non-Payroll Deduction
$20,000; As Low As
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$5,000+; As Low As
As Low As
All rates are based on a term of 84 months
Payroll Deduction or Automatic Draft APR
As Low As; Rates as low as 9.90%
As Low As
As Low As; Up to 60 Months
As Low As
As Low As; Maximum term for lowest rate is 60 months.
Fixed Rates only. Terms available up to 60 months.
No additional details available.
$1500.00
$1499.00
As Low As
As Low As
As Low As
No additional details available.
$7,500+; As Low As
As Low As
As Low As
Score: A+ = 750+
No additional details available.
As Low As
Score: A+ = 750+
No additional details available.
$20,000 Maximum - Individual & Joint
Up to $5,000.00
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$10,000+; As Low As
All rates are based on a term of 84 months
As Low As
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As Low As
As Low As; Up to 36 months**
As Low As; Rates start as low as 10.75% APR* for well-qualified borrowers, but do not exceed 17.50% APR*. Length of term offered varies by the amount borrowed.
As Low As
$3000; Score: C = 600-639
Borrow: $500 to $1,200, with flexibility to increase if needed.
As Low As
As Low As
No additional details available.
Score: A+ = 750+
No additional details available.
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up to 48 months
No additional details available.
As Low As
Score: A+ = 750+
As Low As
As Low As
As Low As
All rates are based on a term of 84 months
Score: A = 680-749
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
No additional details available.
As Low As
No additional details available.
up to 48 months
No additional details available.
Score: B = 640-679
As Low As
$5,000.01-$15,000.00
As Low As
Terms up to 60 months. Debt protection available.
Score: B = 640-679
As Low As
Score: C = 600-639
Payroll Deduction or Automatic Draft APR
No additional details available.
As Low As
Score: C = 600-639
No additional details available.
No additional details available.
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No additional details available.
As Low As; Payroll Deduction or Automatic Draft APR
No additional details available.
$3000; Score: D = 550-599
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As Low As
As Low As
As Low As; Learn More
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$20,000; As Low As
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$20,000; As Low As
$5,000+; As Low As
Fixed Rates only. Terms available up to 60 months.
No additional details available.
$1500.00
$1499.00
As Low As
$7,500+; As Low As
Score: A+ = 750+
No additional details available.
No additional details available.
Score: A+ = 750+
$10,000+; As Low As
As Low As; Rates start as low as 10.75% APR* for well-qualified borrowers, but do not exceed 17.50% APR*. Length of term offered varies by the amount borrowed.
As Low As; Up to 36 months**
Score: A+ = 750+
No additional details available.
No additional details available.
No additional details available.
Score: A+ = 750+
No additional details available.
Score: A = 680-749
As Low As
Score: B = 640-679
As Low As
As Low As
Terms up to 60 months. Debt protection available.
Score: B = 640-679
Score: C = 600-639
No additional details available.
As Low As
Score: C = 600-639
No additional details available.
As Low As; Maximum term for lowest rate is 60 months.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
Up to 60 months
No additional details available.
Unsecured
As Low As; Rates as low as 9.90%
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As Low As
No additional details available.
No additional details available.
up to 48 months
As Low As
As Low As
No additional details available.
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
No additional details available.
up to 48 months
No additional details available.
Cherry Point, NC Personal Loan Rate Trends
Compare local Cherry Point, NC personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
North Carolina personal loan rates rose 0.320 points over the past 7 days to 10.849% APR.
North Carolina signature loan rates fell 0.285 points over the past 7 days to 12.616% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in North Carolina?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in North Carolina?
Are credit unions or banks better for personal loans in Cherry Point, North Carolina?
What are the best personal loan rates in Cherry Point, North Carolina?
- First Flight Federal Credit Union: 25.00% (First Flight Advance Loans)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Excite Credit Union: 5.00% (Unsecured Loan)
- Self-Help Credit Union: 5.75% (Solar Loans)
- Allegacy Federal Credit Union: 5.75% (Share Loan)
Cherry Point, North Carolina Rates & Resources
Personal Loan Calculators
