Oregon Personal Loan Rate Trends
Track current and weekly average personal loan rates in Oregon, view interactive rate trend charts, and compare local OR aprs against the national average.
Current Oregon Personal Loan Rate Trends
Personal Loan rates in Oregon fell 0.733 this week to 10.477%, down from 11.210% last week.
At 10.477%, Oregon’s average sits 0.195 below the current national average of 10.672%. OR borrowers may have a competitive advantage relative to the national market.
The Oregon personal loan rate averages on this page are calculated from 91 verified personal loan rate quotes collected across 30 banks and credit unions actively operating in Oregon. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Oregon Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Oregon personal loan rate averages compiled from 91 current rate quotes across 30 banks and credit unions operating in OR — updated daily.
As of May 3, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Oregon
Quarterly average personal loan rates at credit unions headquartered in Oregon, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Oregon (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
