Utah Personal Loan Rate Trends
Track current and weekly average personal loan rates in Utah, view interactive rate trend charts, and compare local UT aprs against the national average.
Current Utah Personal Loan Rate Trends
Personal Loan rates in Utah held steady at a Personal Loan average of 11.637% this week.
At 11.637%, Utah’s average sits 0.912 above the current national average of 10.724%. This above-average spread may reflect local market conditions or regional lender competition in UT.
The Utah personal loan rate averages on this page are calculated from 117 verified personal loan rate quotes collected across 42 banks and credit unions actively operating in Utah. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Utah Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Utah personal loan rate averages compiled from 117 current rate quotes across 42 banks and credit unions operating in UT — updated daily.
As of Jul 27, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Utah
Quarterly average personal loan rates at credit unions headquartered in Utah, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Utah (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
