Washington Personal Loan Rate Trends
Track current and weekly average personal loan rates in Washington, view interactive rate trend charts, and compare local WA aprs against the national average.
Current Washington Personal Loan Rate Trends
Personal Loan rates in Washington rose 0.045 this week, pushing the Personal Loan average to 11.458%, up from 11.413% last week.
At 11.458%, Washington’s average sits 0.747 above the current national average of 10.711%. This above-average spread may reflect local market conditions or regional lender competition in WA.
The Washington personal loan rate averages on this page are calculated from 126 verified personal loan rate quotes collected across 52 banks and credit unions actively operating in Washington. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Washington Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Washington personal loan rate averages compiled from 126 current rate quotes across 52 banks and credit unions operating in WA — updated daily.
As of Apr 30, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Washington
Quarterly average personal loan rates at credit unions headquartered in Washington, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Washington (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
