Gardendale, Alabama (AL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Gardendale, Alabama and the surrounding area include Avadian Credit UnionAvadian Credit Union405 Fieldstown Rd, Gardendale, AL 35071A+5.0 ★Texas Ratio: 3.11% Centsible Savings2 at 7.00% APY, FirstBank (TN)FirstBank (TN)651 Main St, Gardendale, AL 35071A5.0 ★Texas Ratio: 6.39% FirstUp Savings at 3.82% APY, Family Security Credit UnionFamily Security Credit Union951 Odum Rd, Gardendale, AL 35071A+5.0 ★Texas Ratio: 1.42% Share Savings Account at 2.12% APY, APCO Employees Credit UnionAPCO Employees Credit Union949 Main St, Gardendale, AL 35071A+5.0 ★Texas Ratio: 0.45% HIGH-YIELD Share Account at 0.75% APY, and eCO Credit UnioneCO Credit Union1233 Pecan Ave, Gardendale, AL 35071A+5.0 ★Texas Ratio: 2.38% Club Savings at 0.50% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Gardendale, Alabama, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Gardendale, Alabama (AL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Gardendale, Alabama and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Gardendale, Alabama & Surrounding Communities
Qualifying balance up to $1000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
No minimum balance; Available for minors under 18
No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $500.00
Complimentary Kids Savings stackable money bank and passbook at new account opening
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gardendale, AL Savings Rate Trends
Compare local Gardendale, AL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alabama high-yield savings rates fell 0.467 points this week to 1.084% APY, down from 1.551% last week.
Alabama standard savings rates rose 0.081 points this week to 0.537% APY, up from 0.456% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Gardendale, Alabama directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gardendale, Alabama. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Gardendale, Alabama
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Gardendale, Alabama safe?
How often do savings rates change in Gardendale, Alabama?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Gardendale, Alabama?
How do I open a savings account in Gardendale, Alabama?
Best Savings Rates in Gardendale, Alabama
- Avadian Credit Union
Centsible Savings2 — 7.00% APY - FirstBank (TN)
FirstUp Savings — 3.82% APY - Family Security Credit Union
Share Savings Account — 2.12% APY - APCO Employees Credit Union
HIGH-YIELD Share Account — 0.75% APY - eCO Credit Union
Club Savings — 0.50% APY
