Trinidad, Colorado (CO) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Trinidad, Colorado and the surrounding area include 5Star Bank5Star Bank125 N Commercial St, Trinidad, CO 81082A+5.0 ★Texas Ratio: 0.13% Money Market personal personal savings money market at 2.00% APY, First National Bank in TrinidadFirst National Bank in Trinidad100 E Main St, Trinidad, CO 81082B+4.8 ★Texas Ratio: 17.17% Savings Account at 0.25% APY, Power Credit UnionPower Credit Union220 Pine St, Trinidad, CO 81082 2460A5.0 ★Texas Ratio: 9.62% IRA Shares at 0.20% APY, Century SLACentury SLA233 E Main St, Trinidad, CO 81082A+5.0 ★Texas Ratio: 4.12% Statement Savings at 0.20% APY, and Red Rocks Credit UnionRed Rocks Credit Union8195 Southpark Ln, Littleton, CO 80120 4520A+5.0 ★Texas Ratio: 5.02% Reverse Tier Savings Account at 5.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Trinidad, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Trinidad, Colorado (CO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Trinidad, Colorado and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Trinidad, Colorado & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Money Market personal personal savings money market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Money Market personal personal savings money market
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Money Market personal personal savings money market
1.30%
$1,000
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Money Market personal personal savings money market
1.15%
$1,000
▼
Rate1.14%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Money Market personal personal savings money market
1.00%
$1,000
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Money Market personal personal savings money market
0.70%
$1,000
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Basic Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Basic Savings personal personal savings personal savings account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Money Market personal personal savings money market
0.60%
$1,000
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
125 N Commercial St, Trinidad, CO 81082
Money Market personal personal savings money market
0.40%
$1,000
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
Savings Account
0.25%
$10
▼
Rate0.25%
Min Deposit$10
Min Balance—
UpdatedMar 26, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
220 Pine St, Trinidad, CO 81082 2460
IRA Shares
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
233 E Main St, Trinidad, CO 81082
Statement Savings
0.20%
$10
▼
Rate0.20%
Min Deposit$10
Min Balance—
UpdatedMar 25, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
220 Pine St, Trinidad, CO 81082 2460
Secondary Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
220 Pine St, Trinidad, CO 81082 2460
Power Shares
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings Account
5.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $2,000.00
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings
5.75%
$0
▼
Rate5.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Your Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
7670 5th St, Wellington, CO 80549
Accelerated Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings for New Members
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
4.50%
$0
▼
Rate4.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Solera National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
319 S Sheridan Blvd, Lakewood, CO 80226
Money Market High Yield Savings
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Interest compounded daily and paid monthly.
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
Premier Savings
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
New Customer***
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
3.82%
$25
▼
Rate3.75%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
$500,000.00 and up
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
High Yield Savings
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
3.75%
$25
▼
Rate3.75%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
$500,000.00 and up
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Contact your local banker for more details!
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
3.35%
$0
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Youth Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
11210 Huron St, Northglenn, CO 80234
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 1 year
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday Account w/High-Yield Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
rate applies to savings account only
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday w/ High-Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Make your money work for you.
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
EVOLUTION SHARE
3.04%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1549 E Abriendo Ave, Pueblo, CO 81004 3403
High Yield Savings
3.04%
$25,000
▼
Rate3.00%
Min Deposit$25,000
Min Balance—
UpdatedMar 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $2,500.00
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
Share Savings
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
above current savings product rate
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
2.90%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
High Yield Savings Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Business Peak Performance Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Peak Tiered Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 2 year
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 5-7 year
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 3-5 year
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Savings Account
2.70%
$0
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account**
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
2.53%
$25
▼
Rate2.50%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
$250,000.00-499,999.99
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
2.50%
$25
▼
Rate2.50%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
$250,000.00-499,999.99
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
High-Yield Money Marketing Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
High-Yield Money Marketing Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
Non-Profit Reserve Savings**
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Trinidad, CO Savings Rate Trends
Compare local Trinidad, CO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CO Avg
0.976%
▼ 2.088 from last week
Colorado high-yield savings rates fell 2.088 points this week to 0.976% APY, down from 3.064% last week.
Standard Savings — CO Avg
0.809%
▲ 0.004 from last week
Colorado standard savings rates rose 0.004 points this week to 0.809% APY, up from 0.805% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Trinidad, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Trinidad, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Trinidad, Colorado
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.
Are savings accounts in Trinidad, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do savings rates change in Trinidad, Colorado?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Trinidad, Colorado may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Trinidad, Colorado?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Trinidad, Colorado offer in-person customer service, which some customers prefer.
How do I open a savings account in Trinidad, Colorado?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Trinidad, Colorado
Here are recent savings rates observed in Trinidad, Colorado and the surrounding area:
- 5Star Bank
Money Market personal personal savings money market — 2.00% APY - First National Bank in Trinidad
Savings Account — 0.25% APY - Power Credit Union
IRA Shares — 0.20% APY - Century SLA
Statement Savings — 0.20% APY - Red Rocks Credit Union
Reverse Tier Savings Account — 5.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Trinidad, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
