The best savings rates for Princeton, Illinois and the surrounding area include Heartland Bank and Trust CompanyHeartland Bank and Trust Company606 S Main St, Princeton, IL 61356A+5.0 ★Texas Ratio: 1.53% Simply Savings at 0.50% APY, Central Bank IllinoisCentral Bank Illinois317 S Main St, Princeton, IL 61356A+5.0 ★Texas Ratio: 0.63% Health Savings Account (HSA) at 0.25% APY, First State Bank (IL)First State Bank (IL)1693 N Main St, Princeton, IL 61356A+5.0 ★Texas Ratio: 5.02% Business Savings at 0.15% APY, Illinois Valley Credit UnionIllinois Valley Credit Union200 Ace Rd Ste 1, Princeton, IL 61356A5.0 ★Texas Ratio: 6.43% Regular Shares (Savings 01 at 0.14% APY, and Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)242 Wall St, East Dubuque, IL 61025A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Princeton, Illinois, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Princeton, Illinois (IL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Princeton, Illinois and the surrounding area. Last Updated and Verified: March 25, 2026
$300.00 Minimum to Open
$25.00 Minimum to Open
Minimum $25.00
Minimum $25.00
Minimum $25.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Terms and Conditions apply.
Intro rate subject to change
$250,000.00 - $499,999.99
Daily Balances Of $5,000-$100,000
$150,000.00 - $249,999.99
Minimum of $5,000 not currently deposited at Huntington.
Compare local Princeton, IL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield savings rates rose 0.794 points this week to 2.304% APY, up from 1.510% last week.
Illinois standard savings rates fell 0.166 points this week to 0.481% APY, down from 0.647% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Princeton, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Princeton, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.