South Portland, Maine (ME) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for South Portland, Maine and the surrounding area include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292A+5.0 ★Texas Ratio: 2.96% Business Savings at 4.00% APY, Saco & Biddeford SavingsSaco & Biddeford Savings601 Broadway, South Portland, ME 04106A+5.0 ★Texas Ratio: 4.27% High Balance Savings at 3.30% APY, Maine Community BankMaine Community Bank395 Gorham Rd, South Portland, ME 04106A+5.0 ★Texas Ratio: 1.80% 207 Savings at 1.77% APY, Coast Line Credit UnionCoast Line Credit Union333 Cottage Rd, South Portland, ME 04106 3919A+5.0 ★Texas Ratio: 1.05% IRA Savings at 0.75% APY, and Bangor Savings BankBangor Savings Bank180 Waterman Drive, South Portland, ME 04106A+5.0 ★Texas Ratio: 2.55% Savings Account at 0.50% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in South Portland, Maine, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in South Portland, Maine (ME) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in South Portland, Maine and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in South Portland, Maine & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Business Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Youth Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$250,000 - $499,999
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
High Balance Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
High Balance Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
Mutual High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
High Balance Savings
2.99%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Business Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Youth Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 - $249,999
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
High Balance Savings
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Youth Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 - $99,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Business Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
395 Gorham Rd, South Portland, ME 04106
207 Savings
1.77%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Qualifying balance up to $249,999.99
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Youth Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$10,000 - $49,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Business Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
Kids Savings Account
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Business Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Youth Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$5,000 - $9,999
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME 04106 3919
IRA Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Youth Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$1,000 - $4,999 (Savings)
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Business Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
(Savings)
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
395 Gorham Rd, South Portland, ME 04106
Health Savings Account
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Savings Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Market Rate Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
inBusinessTM Money Market Savings2
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
Kids Savings Account
0.32%
$0
▼
Rate0.32%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Health Savings Account (HSA)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
332 Cummings Rd, South Portland, ME 04106
Savings
0.30%
$25
▼
Rate0.30%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
inBusinessTM Money Market Savings2
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Maine Media Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
295 Gannett Dr, South Portland, ME 04106 6910
SAVINGS
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Health Savings Account (HSA)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
332 Cummings Rd, South Portland, ME 04106
Savings
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Maine Solutions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
209 Western Ave Unit B, South Portland, ME 04106
IRA Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Market Rate Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
332 Cummings Rd, South Portland, ME 04106
Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Market Rate Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
332 Cummings Rd, South Portland, ME 04106
Savings
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
Savings Solutions
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
1
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
Health Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
Health Savings Account
0.12%
$0
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME 04106 3919
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
Youth Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
557 Main St, South Portland, ME 04106 5408
Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
395 Gorham Rd, South Portland, ME 04106
Smart Business Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 14, 2026
Details
Qualifying balance up to $9,999.99
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
Mutual High Yield Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
180 Waterman Drive, South Portland, ME 04106
Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
inBusinessTM Money Market Savings2
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
inBusinessTM Premium Savings1
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
207 Waterman Dr, South Portland, ME 04106
Savings Solutions
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
601 Broadway, South Portland, ME 04106
High Balance Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Business Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Centsables Youth Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Health Savings Account (HSA)
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
600 Sable Oaks Dr Ste 100, South Portland, ME 04106 3292
Member Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Maine Solutions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
209 Western Ave Unit B, South Portland, ME 04106
Share Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
*
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★Texas Ratio: 8.27%
799 Broadway, South Portland, ME 04106
Business Share Savings
0.05%
$5
▼
Rate0.05%
Min Deposit$5
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
South Portland, ME Savings Rate Trends
Compare local South Portland, ME savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — ME Avg
1.679%
▲ 0.591 from last week
Maine high-yield savings rates rose 0.591 points this week to 1.679% APY, up from 1.088% last week.
Standard Savings — ME Avg
0.563%
▲ 0.063 from last week
Maine standard savings rates rose 0.063 points this week to 0.563% APY, up from 0.500% last week.
As of Mar 29, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for South Portland, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in South Portland, Maine. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in South Portland, Maine
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maine, help your money grow faster through a higher APY.
Are savings accounts in South Portland, Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do savings rates change in South Portland, Maine?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in South Portland, Maine may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in South Portland, Maine?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in South Portland, Maine offer in-person customer service, which some customers prefer.
How do I open a savings account in South Portland, Maine?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in South Portland, Maine
Here are recent savings rates observed in South Portland, Maine and the surrounding area:
- Atlantic Regional Federal Credit Union
Business Savings — 4.00% APY - Saco & Biddeford Savings
High Balance Savings — 3.30% APY - Maine Community Bank
207 Savings — 1.77% APY - Coast Line Credit Union
IRA Savings — 0.75% APY - Bangor Savings Bank
Savings Account — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in South Portland, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
