Lapeer, Michigan (MI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Lapeer, Michigan and the surrounding area include PNC BankPNC Bank948 S Main St, Lapeer, MI 48446A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, The Huntington National BankThe Huntington National Bank567 E Genesee St, Lapeer, MI 48446A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, ELGA Credit UnionELGA Credit Union799 S Harrison St, Lapeer, MI 48446 3393A+5.0 ★Texas Ratio: 5.21% Health Savings Account at 1.51% APY, Dort Financial Credit UnionDort Financial Credit Union1724 DEMILLE RD, LAPEER, MI 48446 3391A+5.0 ★Texas Ratio: 5.65% Business Savings Accounts at 1.00% APY, and Sovita Credit UnionSovita Credit Union168 N Saginaw St, Lapeer, MI 48446A+5.0 ★Texas Ratio: 0.36% Business Share at 0.30% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lapeer, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lapeer, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lapeer, Michigan and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Lapeer, Michigan & Surrounding Communities
Minimum of $5,000 not currently deposited at Huntington.
Minimum Opening Balance: $0.00
Minimum Opening Balance: $0.00
Minimum Balance of $5.00 Required
Minimum Opening Balance: $0.00
Minimum Balance of $5.00 Required
All Consumer and Business
Shares (Savings) - Minimum Balance $5
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000.00
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Qualifying balance up to $499,999.99
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lapeer, MI Savings Rate Trends
Compare local Lapeer, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 0.508 points this week to 2.721% APY, up from 2.214% last week.
Michigan standard savings rates rose 0.514 points this week to 0.667% APY, up from 0.153% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lapeer, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lapeer, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Lapeer, Michigan
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Lapeer, Michigan safe?
How often do savings rates change in Lapeer, Michigan?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Lapeer, Michigan?
How do I open a savings account in Lapeer, Michigan?
Best Savings Rates in Lapeer, Michigan
- PNC Bank
PNC High Yield Savings® — 3.25% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY - ELGA Credit Union
Health Savings Account — 1.51% APY - Dort Financial Credit Union
Business Savings Accounts — 1.00% APY - Sovita Credit Union
Business Share — 0.30% APY
