Chesterfield, Missouri (MO) Savings Rates - March 2026
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Brian McKay
Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Chesterfield, Missouri and the surrounding area include Montgomery BankMontgomery Bank13483 Olive Blvd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 0.99% Kid's Club Savings at 5.01% APY, First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO1730 Clarkson Rd, Chesterfield, MO 63017A+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY, PNC BankPNC Bank28090 23 Mile Rd, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, First Community Credit UnionFirst Community Credit Union17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411A+5.0 ★Texas Ratio: 3.72% Health Savings Accounts (HSA) at 3.05% APY, and Commercial Bank Saint Louis, MOCommercial Bank Saint Louis, MO703 Long Road Crossing Dr, Chesterfield, MO 63005A5.0 ★Texas Ratio: 9.94% UTMA Custodial Savings at 2.52% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Chesterfield, Missouri, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Chesterfield, Missouri (MO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Chesterfield, Missouri and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Chesterfield, Missouri & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Kid's Club Savings
5.01%
$0
▼
Rate4.92%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1730 Clarkson Rd, Chesterfield, MO 63017
Kids Cash Savings
4.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
28090 23 Mile Rd, Chesterfield, MI 48051
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Health Savings Accounts (HSA)
3.05%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Montgomery eGold Savings Account
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $50,000.00
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1730 Clarkson Rd, Chesterfield, MO 63017
Icon High-Yield Savings
2.75%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
703 Long Road Crossing Dr, Chesterfield, MO 63005
UTMA Custodial Savings
2.52%
$100
▼
Rate2.50%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Montgomery eBlue Savings Account
2.01%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $50,000.00
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Health Savings Checking Account HSA
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
17050 Baxter Rd, Chesterfield, MO 63005
Health Savings Account
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Health Savings Checking Account HSA
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
17050 Baxter Rd, Chesterfield, MO 63005
Health Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
17050 Baxter Rd, Chesterfield, MO 63005
Health Savings Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
17050 Baxter Rd, Chesterfield, MO 63005
IRA Savings
0.70%
$100
▼
Rate0.70%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Health Savings Checking Account HSA
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
17050 Baxter Rd, Chesterfield, MO 63005
Health Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
703 Long Road Crossing Dr, Chesterfield, MO 63005
Personal Savings & Executive 50 Savings
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
17050 Baxter Rd, Chesterfield, MO 63005
Corporate Savings
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
17050 Baxter Rd, Chesterfield, MO 63005
Next Generation Savings
0.30%
$75
▼
Rate0.30%
Min Deposit$75
Min Balance—
UpdatedMar 23, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
17050 Baxter Rd, Chesterfield, MO 63005
Regular Savings
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 23, 2026
Details
Commercial Bank Saint Louis, MO
Institution Rating:
A5.0 ★Texas Ratio: 9.94%
703 Long Road Crossing Dr, Chesterfield, MO 63005
Business Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
15500 Olive Blvd, Chesterfield, MO 63017
Christmas Club Savings
0.25%
$0
▼
Rate0.24%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Lindell Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
15500 Olive Blvd, Chesterfield, MO 63017
Variable Savings
0.25%
$0
▼
Rate0.24%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Share Savings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Secondary Share
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
Business Savings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 26, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Health Savings Checking Account HSA
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
Business Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
Youth Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
14567 North Outer 40 Rd, Chesterfield, MO 63017
Personal Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Montgomery New Start Savings
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Montgomery Platinum Savings & Montgomery Platinum IRA Savings
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Montgomery Gold Savings & Montgomery Gold IRA Savings
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Montgomery Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
13483 Olive Blvd, Chesterfield, MO 63017
Montgomery Blue Savings & Montgomery Blue IRA Savings
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
6300 S Lindbergh Blvd, Saint Louis, MO 63123 7804
SMART Savings
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
Share Savings Account
5.01%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $10,000.00
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
High-Rate Savings
5.01%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Qualifications Required: 10 debit card purchases post and settle (excluding ATM transactions); one automatic payment or direct deposit post and settle; Be enrolled in and agree to receive E-Statements; Qualifying balance up to $10,000
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
Hero Savings
5.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $15,000.00; Link a High-Rate Checking account, meet transaction requirements, and pay $0 monthly fees.
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
6390 N Cosby Ave, Kansas City, MO 64151
High Interest Savings
5.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Qualifications Required; Qualifying balance up to $2,500.00
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2915 W Truman Blvd, Jefferson City, MO 65109 0580
IRA Savings
4.11%
$0
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $2,500.00
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
SafeGuard Savings, Consumer
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
SafeGuard Savings, Municipal
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
2722 E McCarty St, Jefferson City, MO 65101 4428
Health Savings (HSA)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
1817 W Broadway, Columbia, MO 65218
Regular Share Account
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Quarter ending March 31, 2026
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Chesterfield, MO Savings Rate Trends
Compare local Chesterfield, MO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MO Avg
1.212%
▲ 1.012 from last week
Missouri high-yield savings rates rose 1.012 points this week to 1.212% APY, up from 0.200% last week.
Standard Savings — MO Avg
0.639%
▲ 0.113 from last week
Missouri standard savings rates rose 0.113 points this week to 0.639% APY, up from 0.526% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Chesterfield, Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Chesterfield, Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Chesterfield, Missouri
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Missouri, help your money grow faster through a higher APY.
Are savings accounts in Chesterfield, Missouri safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Missouri up to $250,000 per depositor, per institution.
How often do savings rates change in Chesterfield, Missouri?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Missouri rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Chesterfield, Missouri may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Chesterfield, Missouri?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Chesterfield, Missouri offer in-person customer service, which some customers prefer.
How do I open a savings account in Chesterfield, Missouri?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Chesterfield, Missouri
Here are recent savings rates observed in Chesterfield, Missouri and the surrounding area:
- Montgomery Bank
Kid's Club Savings — 5.01% APY - First Bank Creve Coeur, MO
Kids Cash Savings — 4.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - First Community Credit Union
Health Savings Accounts (HSA) — 3.05% APY - Commercial Bank Saint Louis, MO
UTMA Custodial Savings — 2.52% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Chesterfield, Missouri. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
