Belgrade, Montana (MT) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Belgrade, Montana and the surrounding area include Rocky Mountain Credit UnionRocky Mountain Credit Union101 Thunder Rd, Belgrade, MT 59714 8939A5.0 ★Texas Ratio: 7.32% IRA Savings at 0.50% APY, Sky Federal Credit UnionSky Federal Credit Union95 N Weaver St, Belgrade, MT 59714B4.6 ★Texas Ratio: 20.02% Borrow & Save Savings at 0.50% APY, Flanagan State BankFlanagan State Bank11 West Main Street, Belgrade, MT 59714A5.0 ★Texas Ratio: 10.36% Regular Savings at 0.05% APY, The Bank of CommerceThe Bank of Commerce110 S Idaho St, Dillon, MT 59725A+5.0 ★Texas Ratio: 1.34% $mart Cents savings at 3.50% APY, and Pioneer Federal S&LPioneer Federal S&L202 N Main St, Deer Lodge, MT 59722A+5.0 ★Texas Ratio: 0.34% Money Market Savings at 2.57% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Belgrade, Montana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Belgrade, Montana (MT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Belgrade, Montana and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Belgrade, Montana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
101 Thunder Rd, Belgrade, MT 59714 8939
IRA Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $0.01
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Borrow & Save Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Share Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
IRA Shares
0.50%
$100,000
▼
Rate0.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
101 Thunder Rd, Belgrade, MT 59714 8939
HSA Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $0.01
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Share Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Borrow & Save Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
IRA Shares
0.25%
$25,000
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Borrow & Save Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
IRA Shares
0.15%
$10,000
▼
Rate0.15%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Share Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Share Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Borrow & Save Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
IRA Shares
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Share Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Wealth Builder Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
WinCentive Shares
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Borrow & Save Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
11 West Main Street, Belgrade, MT 59714
Regular Savings
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Rocky Mountain Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.32%
101 Thunder Rd, Belgrade, MT 59714 8939
Savings
0.01%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
1st Time Home Buyers Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Youth Shares
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Second Share
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Regular Shares
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sky Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.02%
95 N Weaver St, Belgrade, MT 59714
Montana Medical Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
$mart Cents savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $5,000.00
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
$mart Cents Savings
3.44%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
Money Market Savings
2.57%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
Money Market Savings
2.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Bank of Deer Lodge
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
430 Main St, Deer Lodge, MT 59722
Savings
1.51%
$100
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
Money Market Savings
1.28%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pioneer Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
202 N Main St, Deer Lodge, MT 59722
Savings
0.77%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Madison Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
213 E Main St, Ennis, MT 59729
Holiday Savings
0.75%
$50
▼
Rate0.75%
Min Deposit$50
Min Balance—
UpdatedMar 27, 2026
Details
Madison Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
213 E Main St, Ennis, MT 59729
Health Savings
0.65%
$100
▼
Rate0.65%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
e-Savings
0.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
$mart Cents savings
0.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
Health Savings account
0.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
Idaho Medical Savings account
0.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
Savings
0.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
110 S Idaho St, Dillon, MT 59725
Health Savings account
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $2,499.00
Madison Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
213 E Main St, Ennis, MT 59729
Personal Savings
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 27, 2026
Details
Madison Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.13%
213 E Main St, Ennis, MT 59729
Montana Medical Savings
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Belgrade, MT Savings Rate Trends
Compare local Belgrade, MT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MT Avg
0.332%
▼ 2.668 from last week
Montana high-yield savings rates fell 2.668 points this week to 0.332% APY, down from 3.000% last week.
Standard Savings — MT Avg
0.463%
▼ 1.236 from last week
Montana standard savings rates fell 1.236 points this week to 0.463% APY, down from 1.700% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Belgrade, Montana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Belgrade, Montana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Belgrade, Montana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Montana, help your money grow faster through a higher APY.
Are savings accounts in Belgrade, Montana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Montana up to $250,000 per depositor, per institution.
How often do savings rates change in Belgrade, Montana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Montana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Belgrade, Montana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Belgrade, Montana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Belgrade, Montana offer in-person customer service, which some customers prefer.
How do I open a savings account in Belgrade, Montana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Belgrade, Montana
Here are recent savings rates observed in Belgrade, Montana and the surrounding area:
- Rocky Mountain Credit Union
IRA Savings — 0.50% APY - Sky Federal Credit Union
Borrow & Save Savings — 0.50% APY - Flanagan State Bank
Regular Savings — 0.05% APY - The Bank of Commerce
$mart Cents savings — 3.50% APY - Pioneer Federal S&L
Money Market Savings — 2.57% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Belgrade, Montana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
