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New Hampshire Savings Rate Trends

Concord, New Hampshire (NH) Savings Rates - March 2026

The best savings rates for Concord, New Hampshire and the surrounding area include Service Federal Credit UnionService Federal Credit Union344 Loudon Rd, Concord, NH 03301A5.0 ★Texas Ratio: 11.03% Deployed Warrior Savings at 10.00% APY, Camden National BankCamden National Bank190 N Main St, Concord, NH 03301A+5.0 ★Texas Ratio: 0.98% High-Yield Savings Account at 3.10% APY, NEW HAMPSHIRENEW HAMPSHIRE70 Airport Rd, Concord, NH 03301 5205A+5.0 ★Texas Ratio: 0.80% Hero's Honors High Yield Savings Accounts at 1.85% APY, New Hampshire Postal Credit UnionNew Hampshire Postal Credit Union18 Loudon Rd, Concord, NH 03301A+5.0 ★Texas Ratio: 0.07% Guaranteed Investment Savings at 1.75% APY, and Bangor Savings BankBangor Savings Bank100 Loudon Rd, Concord, NH 03301A+5.0 ★Texas Ratio: 2.55% Savings Account at 0.50% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Concord, New Hampshire, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Concord, New Hampshire (NH) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Concord, New Hampshire and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Concord, New Hampshire & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
344 Loudon Rd, Concord, NH 03301
Deployed Warrior Savings
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
344 Loudon Rd, Concord, NH 03301
Primary Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
190 N Main St, Concord, NH 03301
High-Yield Savings Account
3.10%
$25
Rate3.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
190 N Main St, Concord, NH 03301
High-Yield Savings Account
2.65%
$25
Rate2.62%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High Yield Savings Accounts
1.85%
$0
Rate1.84%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High Yield Savings Account
1.85%
$0
Rate1.84%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$100,000 or greater

New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Loudon Rd, Concord, NH 03301
Guaranteed Investment Savings
1.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Quarter 2026

New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Loudon Rd, Concord, NH 03301
Guaranteed Investment Savings
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Quarter 2026

New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Loudon Rd, Concord, NH 03301
Guaranteed Investment Savings
1.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Quarter 2026

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High-Yield Savings Accounts
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

New Hampshire Postal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
18 Loudon Rd, Concord, NH 03301
Guaranteed Investment Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

1st Quarter 2026

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High-Yield Savings Account
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$50,000 - $99,999

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High-Yield Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High-Yield Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

$25,000-$49,999

NEW HAMPSHIRE
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
70 Airport Rd, Concord, NH 03301 5205
Hero's Honors High Yield Savings Accounts
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Advantage Plus Savings Account
0.45%
$50,000
Rate0.45%
Min Deposit$50,000
Min Balance
UpdatedMar 27, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Savings Account
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Market Rate Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Savings Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
Health Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$10.00 minimum to open

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
118 N Main St, Concord, NH 03301
Health Savings Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Tier 4 - Average daily balance $50,000 +

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
IRA Advantage Savings
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Advantage Savings Account
0.30%
$10
Rate0.30%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Advantage Savings Account
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
Youth Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$1.00 minimum to open

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
344 Loudon Rd, Concord, NH 03301
Business Savings
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 24, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Market Rate Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
118 N Main St, Concord, NH 03301
Health Savings Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Tier 3 - Average daily balance $25,000 < $50,000

Ledyard National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Pillsbury St, Concord, NH 03301
Health Savings Account
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
Health Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$10.00 minimum to open

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
344 Loudon Rd, Concord, NH 03301
Business Secondary Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.03%
344 Loudon Rd, Concord, NH 03301
Club Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
IRA Advantage Savings
0.25%
$10
Rate0.25%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
Health Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$10.00 minimum to open

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Advantage Savings Account
0.20%
$10
Rate0.20%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
IRA Advantage Savings
0.20%
$10
Rate0.20%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
Everyday Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$10.00 minimum to open

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Advantage Savings Account
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
IRA Advantage Savings
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
118 N Main St, Concord, NH 03301
Health Savings Accounts
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Tier 2 - Average daily balance $2,500 < $25,000

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Market Rate Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Merrimack County SB
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
89 N Main St, Concord, NH 03301
Everyday Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$10.00 minimum to open

Ledyard National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Pillsbury St, Concord, NH 03301
Health Savings Account
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $25000.00

NBT Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
118 N Main St, Concord, NH 03301
Health Savings Accounts
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Tier 1 - Average daily balance $0.01 < $2,500

Bangor Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
100 Loudon Rd, Concord, NH 03301
Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Advantage Savings Account
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
IRA Advantage Savings
0.10%
$10
Rate0.10%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Secondary Savings (Special, Christmas, Tax, Vacation)
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Consumer Schedule of Fees and Charges and Truth in Savings disclosure for more information. Available upon request.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Basic Savings Account
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Consumer Schedule of Fees and Charges and Truth in Savings disclosure for more information. Available upon request.

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
IRA Advantage Savings
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Granite State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.41%
311 Sheep Davis Rd, Concord, NH 03301 5747
Advantage Savings Account
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 27, 2026
Details

Jeanne D Arc Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
102 Spit Brook Rd, Nashua, NH 03062 2711
Savings Account
8.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $5,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3 Mound Ct Ste 3A, Merrimack, NH 03054 4412
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $2,500.00

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Online Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.40%
$0
Rate2.37%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Triangle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
33 Franklin St, Nashua, NH 03064
Business Online Savings
2.30%
$0
Rate2.28%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Concord, NH Savings Rate Trends

Compare local Concord, NH savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New Hampshire Savings Trends →
High-Yield Savings — NH Avg
1.546%
▼ 0.009 from last week

New Hampshire high-yield savings rates fell 0.009 points this week to 1.546% APY, down from 1.555% last week.

Standard Savings — NH Avg
0.475%
▲ 0.195 from last week

New Hampshire standard savings rates rose 0.195 points this week to 0.475% APY, up from 0.280% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Concord, New Hampshire directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Concord, New Hampshire. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Concord, New Hampshire

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in New Hampshire, help your money grow faster through a higher APY.

Are savings accounts in Concord, New Hampshire safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New Hampshire up to $250,000 per depositor, per institution.

How often do savings rates change in Concord, New Hampshire?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New Hampshire rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Concord, New Hampshire may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Concord, New Hampshire?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Concord, New Hampshire offer in-person customer service, which some customers prefer.

How do I open a savings account in Concord, New Hampshire?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Concord, New Hampshire

Here are recent savings rates observed in Concord, New Hampshire and the surrounding area:
  • Service Federal Credit Union
    Deployed Warrior Savings — 10.00% APY
  • Camden National Bank
    High-Yield Savings Account — 3.10% APY
  • NEW HAMPSHIRE
    Hero's Honors High Yield Savings Accounts — 1.85% APY
  • New Hampshire Postal Credit Union
    Guaranteed Investment Savings — 1.75% APY
  • Bangor Savings Bank
    Savings Account — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Concord, New Hampshire. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026