Cary, North Carolina (NC) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Cary, North Carolina and the surrounding area include PNC BankPNC Bank1135 Kildaire Farm Rd, Cary, NC 27511A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, State Employees Credit UnionState Employees Credit Union9101 CHAPEL HILL RD, CARY, NC 27513A-5.0 ★Texas Ratio: 15.54% Health Savings Account at 3.05% APY, COASTALCOASTAL2024 Kildaire Farm Rd, Cary, NC 27518 6614A+5.0 ★Texas Ratio: 0.50% High Yield Savings Premium Tier at 3.00% APY, First HorizonFirst Horizon1201 Kildaire Farm Rd, Cary, NC 27511A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and RTP Federal Credit UnionRTP Federal Credit Union915 N Harrison Ave, Cary, NC 27513 3904A5.0 ★Texas Ratio: 6.12% Triangle Kids Savings Account at 0.25% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cary, North Carolina, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cary, North Carolina (NC) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cary, North Carolina and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Cary, North Carolina & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1135 Kildaire Farm Rd, Cary, NC 27511
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
9101 CHAPEL HILL RD, CARY, NC 27513
Health Savings Account
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
9101 CHAPEL HILL RD, CARY, NC 27513
Coverdell Education Savings Account
3.05%
$25
▼
Rate3.00%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
High Yield Savings Premium Tier
3.00%
$25
▼
Rate2.96%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Average Daily Balances of $10,000 or more
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
High Yield IRA Savings Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
High Yield Savings
3.00%
$25
▼
Rate2.96%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Average Daily Balances of $10,000 or more
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
Business High Yield Savings Account Premium Tier
1.00%
$25
▼
Rate1.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Average Daily Balances of $10,000.00 or more
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
Health Savings Account (HSA)
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1201 Kildaire Farm Rd, Cary, NC 27511
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1201 Kildaire Farm Rd, Cary, NC 27511
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1201 Kildaire Farm Rd, Cary, NC 27511
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
9101 CHAPEL HILL RD, CARY, NC 27513
Zard Share
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
9101 CHAPEL HILL RD, CARY, NC 27513
Share
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
State Employees Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
9101 CHAPEL HILL RD, CARY, NC 27513
FAT CAT® Share
0.25%
$5
▼
Rate0.25%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details
RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
915 N Harrison Ave, Cary, NC 27513 3904
Triangle Kids Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
915 N Harrison Ave, Cary, NC 27513 3904
Triangle Teens Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
Business High Yield Savings Account Base Tier
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Average Daily Balances of $9,999.99 or less
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1201 Kildaire Farm Rd, Cary, NC 27511
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
915 N Harrison Ave, Cary, NC 27513 3904
Business Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
RTP Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.12%
915 N Harrison Ave, Cary, NC 27513 3904
Regular Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
balances $100 or greater
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1201 Kildaire Farm Rd, Cary, NC 27511
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
High Yield Savings Base Tier
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Average Daily Balances of $9,999.99 or less
First Flight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1815 Kildaire Farm Rd, Cary, NC 27518
Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $10,000.00
First Flight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1815 Kildaire Farm Rd, Cary, NC 27518
IRA Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Flight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1815 Kildaire Farm Rd, Cary, NC 27518
Educational Shares
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
Special Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
1201 Kildaire Farm Rd, Cary, NC 27511
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
Business Primary Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
High Yield Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Average Daily Balances of $9,999.99
COASTAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
2024 Kildaire Farm Rd, Cary, NC 27518 6614
Primary Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1201 Walnut St, Cary, NC 27511
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1201 Walnut St, Cary, NC 27511
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
First Flight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1815 Kildaire Farm Rd, Cary, NC 27518
Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $9,999.99
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1135 Kildaire Farm Rd, Cary, NC 27511
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1201 Walnut St, Cary, NC 27511
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
1135 Kildaire Farm Rd, Cary, NC 27511
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1201 Walnut St, Cary, NC 27511
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1201 Walnut St, Cary, NC 27511
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
First Flight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
1815 Kildaire Farm Rd, Cary, NC 27518
Savings Accounts
0.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $24.99
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2025 N Marine Blvd, Jacksonville, NC 28546
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Teen Connect Savings
6.00%
$0
▼
Rate5.85%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $3,000.00
Acclaim Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.93%
1823 Banking St, Greensboro, NC 27408
Kid Connect Savings
6.00%
$0
▼
Rate5.85%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $3,000.00
Excite Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
2465 S 17th St, Wilmington, NC 28401
Go Savings
5.00%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Qualifying balance up to $2,500.00
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Youth Savings Account
4.50%
$100
▼
Rate4.41%
Min Deposit$100
Min Balance—
UpdatedMar 21, 2026
Details
Qualifying balance up to $15,000.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
Personal Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $25,000.00
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
1730 Matthews Township Pkwy Ste E, Matthews, NC 28105 4928
High Dividend Share Draft
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $25,000.00
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Youth Savings Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Blue Ridge Bank National Association
Institution Rating:
F2.8 ★Texas Ratio: 41.42%
3202 Northline Ave, Greensboro, NC 27408
Health Savings Account
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
6302 Fairview Rd, Charlotte, NC 28210
FirstUp Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
5870 Samet Dr Ste 113, High Point, NC 27265 3647
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
105 E Walnut St, Goldsboro, NC 27530 3648
Youth Savings
3.50%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $2,500.00
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
High Yield Rewards Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $25,000
Truliant Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
4100 Clemmons Rd, Clemmons, NC 27012
High Yield Savings Account
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifications Required: $500+ in monthly deposits from sources outside Truliant; Primary account ownership of both the checking and savings accounts; 10+ withdrawals per month; Qualifying balance up to $25,000
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.73%
7422 Carmel Executive Park Dr Ste 100, Charlotte, NC 28226 0426
High-Yield Savings Account
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Average Daily Balance between $100 - $100,000
Civic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.61%
3600 Wake Forest Rd, Raleigh, NC 27609
Health Savings Account (HSA)
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC 27603 1739
Coverdell Education Savings Account
3.05%
$25
▼
Rate3.00%
Min Deposit$25
Min Balance—
UpdatedMar 15, 2026
Details
North Carolina Press Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
119 N Salisbury St, Raleigh, NC 27603 1739
Health Savings Account
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
Business & Public Funds Premium Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
9377 N US Highway 301, Whitakers, NC 27891 8621
High Interest Money Market Savings
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
6308 Falls of Neuse Rd, Raleigh, NC 27615
Platinum Money Market Savings
3.00%
$1,000,000
▼
Rate0.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 20, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cary, NC Savings Rate Trends
Compare local Cary, NC savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — NC Avg
0.561%
▼ 0.920 from last week
North Carolina high-yield savings rates fell 0.920 points this week to 0.561% APY, down from 1.482% last week.
Standard Savings — NC Avg
1.579%
▼ 1.086 from last week
North Carolina standard savings rates fell 1.086 points this week to 1.579% APY, down from 2.666% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cary, North Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cary, North Carolina. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in NC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Cary, North Carolina
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in North Carolina, help your money grow faster through a higher APY.
Are savings accounts in Cary, North Carolina safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in North Carolina up to $250,000 per depositor, per institution.
How often do savings rates change in Cary, North Carolina?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local North Carolina rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Cary, North Carolina may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Cary, North Carolina?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Cary, North Carolina offer in-person customer service, which some customers prefer.
How do I open a savings account in Cary, North Carolina?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Cary, North Carolina
Here are recent savings rates observed in Cary, North Carolina and the surrounding area:
- PNC Bank
PNC High Yield Savings® — 3.25% APY - State Employees Credit Union
Health Savings Account — 3.05% APY - COASTAL
High Yield Savings Premium Tier — 3.00% APY - First Horizon
TotalView Money Market Savings — 0.75% APY - RTP Federal Credit Union
Triangle Kids Savings Account — 0.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Cary, North Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
