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Pennsylvania Savings Rate Trends

Warminster, Pennsylvania (PA) Savings Rates - March 2026

The best savings rates for Warminster, Pennsylvania and the surrounding area include PNC BankPNC Bank521 York Rd, Warminster, PA 18974A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union10000 Anns Choice Way, Warminster, PA 18974A5.0 ★Texas Ratio: 9.69% High-Yield Savings2 at 3.10% APY, Freedom Credit UnionFreedom Credit Union626 Jacksonville Rd, Warminster, PA 18974 4862A+5.0 ★Texas Ratio: 3.12% High-Yield Savings Account at 3.04% APY, QNB BankQNB Bank1402 W Street Rd, Warminster, PA 18974A+5.0 ★Texas Ratio: 3.11% Personal Online eSavings at 1.70% APY, and Police And Fire Federal Credit UnionPolice And Fire Federal Credit Union505 W Street Rd, Warminster, PA 18974 3212A+5.0 ★Texas Ratio: 0.62% Savings Plus Account (S5) at 1.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Warminster, Pennsylvania, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Warminster, Pennsylvania (PA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Warminster, Pennsylvania and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Warminster, Pennsylvania & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
521 York Rd, Warminster, PA 18974
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
10000 Anns Choice Way, Warminster, PA 18974
High-Yield Savings2
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
10000 Anns Choice Way, Warminster, PA 18974
Business High-Yield Savings
3.10%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000,000

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
High-Yield Savings Account
3.04%
$10,000
Rate3.00%
Min Deposit$10,000
Min Balance
UpdatedMar 23, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1402 W Street Rd, Warminster, PA 18974
Personal Online eSavings
1.70%
$5
Rate1.69%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
505 W Street Rd, Warminster, PA 18974 3212
Savings Plus Account (S5)
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
505 W Street Rd, Warminster, PA 18974 3212
Savings Plus Account
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
505 W Street Rd, Warminster, PA 18974 3212
Education Savings Account (S18)
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
505 W Street Rd, Warminster, PA 18974 3212
Education Savings Account
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
609 York Rd, Warminster, PA 18974
School Savings
0.40%
$1
Rate0.40%
Min Deposit$1
Min Balance
UpdatedMar 20, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
10000 Anns Choice Way, Warminster, PA 18974
Platinum IRA Share (Balances of or more)
0.36%
$0
Rate0.36%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$4,000

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1402 W Street Rd, Warminster, PA 18974
Individual/Family Health Savings
0.35%
$25
Rate0.35%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
836 W Street Rd, Warminster, PA 18974
AUXILIARY SAVINGS
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
836 W Street Rd, Warminster, PA 18974
Star Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
Primary Savings
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
836 W Street Rd, Warminster, PA 18974
AUXILIARY SAVINGS
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
836 W Street Rd, Warminster, PA 18974
Star Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
505 W Street Rd, Warminster, PA 18974 3212
Savings (S1)
0.25%
$5
Rate0.25%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

(minimum $5 deposit required)

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
Club Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
Education Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
High-Yield Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
IRA Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1402 W Street Rd, Warminster, PA 18974
Individual/Family Health Savings
0.20%
$25
Rate0.20%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
10000 Anns Choice Way, Warminster, PA 18974
Identity Protection Savings
0.16%
$0
Rate0.16%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
10000 Anns Choice Way, Warminster, PA 18974
Primary Share Savings
0.16%
$0
Rate0.16%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First National Bank & Trust Co of Newtown
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
910 W Street Rd, Warminster, PA 18974
Money Market Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
836 W Street Rd, Warminster, PA 18974
Auxiliary Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
836 W Street Rd, Warminster, PA 18974
Star Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
609 York Rd, Warminster, PA 18974
Student Statement Savings
0.15%
$10
Rate0.15%
Min Deposit$10
Min Balance
UpdatedMar 20, 2026
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
609 York Rd, Warminster, PA 18974
Statement Savings
0.15%
$50
Rate0.15%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
609 York Rd, Warminster, PA 18974
Small Business Statement Savings
0.15%
$50
Rate0.15%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
601 Louis Dr, Warminster, PA 18974
Common Cents Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
10000 Anns Choice Way, Warminster, PA 18974
Identity Protection Savings
0.11%
$0
Rate0.11%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
10000 Anns Choice Way, Warminster, PA 18974
Primary Share Savings
0.11%
$0
Rate0.11%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $9,999.99

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
836 W Street Rd, Warminster, PA 18974
Auxiliary Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
836 W Street Rd, Warminster, PA 18974
Star Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
626 Jacksonville Rd, Warminster, PA 18974 4862
Health Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

First National Bank & Trust Co of Newtown
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
910 W Street Rd, Warminster, PA 18974
Kids First Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Minimum Balance to Obtain Annual Percentage Yield*

First National Bank & Trust Co of Newtown
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
910 W Street Rd, Warminster, PA 18974
Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1402 W Street Rd, Warminster, PA 18974
Business Statement Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

QNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
1402 W Street Rd, Warminster, PA 18974
Personal Statement Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

First National Bank & Trust Co of Newtown
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
910 W Street Rd, Warminster, PA 18974
Statement Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Minimum Balance to Obtain Annual Percentage Yield*

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 York Rd, Warminster, PA 18974
Health Savings Account
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$14,999.01 +

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 York Rd, Warminster, PA 18974
Health Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$4,999.01 - $14,999

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 York Rd, Warminster, PA 18974
Health Savings Account
0.04%
$0
Rate0.04%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$999.01 - $4,999

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
521 York Rd, Warminster, PA 18974
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
521 York Rd, Warminster, PA 18974
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 York Rd, Warminster, PA 18974
Health Savings Account
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$100 - $999

Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 York Rd, Warminster, PA 18974
Statement Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
High Yield Youth Savings
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Balances above $500.00 are paid the standard share savings rate.

Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
411 Mcmurray Rd, Bethel Park, PA 15102
NexGen Savings
5.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA 19406 2902
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1444 E Lackawanna St, Olyphant, PA 18447 2174
Checking Plus: Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

NET
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1444 E Lackawanna St, Olyphant, PA 18447 2174
Digital Checking: Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
Online High Yield Savings Account
3.51%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
1700 Sullivan Trl, Easton, PA 18040
eSavings
3.50%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 22, 2026
Details

Customers Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
40 General Warren Blvd, Malvern, PA 19355
Yield Shield Savings Account
3.48%
$25,000
Rate0.00%
Min Deposit$25,000
Min Balance
UpdatedMar 25, 2026
Details

This rate will adjust to always be the midpoint of Fed Funds Target Range minus 0.15% which is currently 3.63% - 0.15% for an APY* of 3.48%. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. Debit card and checks are not available on this account. Available online only.

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
Collateral - Statement Savings
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

over current rate account is earning

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
7300 Old York Rd, Elkins Park, PA 19027
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Warminster, PA Savings Rate Trends

Compare local Warminster, PA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania Savings Trends →
High-Yield Savings — PA Avg
1.100%
▲ 1.050 from last week

Pennsylvania high-yield savings rates rose 1.050 points this week to 1.100% APY, up from 0.050% last week.

Standard Savings — PA Avg
0.352%
▼ 0.192 from last week

Pennsylvania standard savings rates fell 0.192 points this week to 0.352% APY, down from 0.544% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Warminster, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Warminster, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Warminster, Pennsylvania

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Pennsylvania, help your money grow faster through a higher APY.

Are savings accounts in Warminster, Pennsylvania safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.

How often do savings rates change in Warminster, Pennsylvania?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Warminster, Pennsylvania may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Warminster, Pennsylvania?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Warminster, Pennsylvania offer in-person customer service, which some customers prefer.

How do I open a savings account in Warminster, Pennsylvania?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Warminster, Pennsylvania

Here are recent savings rates observed in Warminster, Pennsylvania and the surrounding area:
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • American Heritage Federal Credit Union
    High-Yield Savings2 — 3.10% APY
  • Freedom Credit Union
    High-Yield Savings Account — 3.04% APY
  • QNB Bank
    Personal Online eSavings — 1.70% APY
  • Police And Fire Federal Credit Union
    Savings Plus Account (S5) — 1.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Warminster, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026