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Rimrock Credit Union Rates & Review April 2026

Rimrock Credit Union's 1 Year CDs rates are at 3.80%, 6 Month CDs rates are at 3.80%, 2 Year CDs rates are at 3.70%, 3 Year CDs rates are at 3.60%, 4 Year CDs rates are at 3.50%. Rimrock Credit Union's savings rates are at 0.00%. Rimrock Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of Rimrock Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.55%. Rates were last updated on 04/19/2026.

Rimrock Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rimrock Credit Union? Share your experience about Rimrock Credit Union by leaving a review below, or read customer reviews before you decide to use Rimrock Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.55%
Excellent Lower than avg
Rimrock Credit Union
Rimrock Credit Union
952 Central Ave
Billings, MT 59102 5845
https://www.rimrockcu.org
Member NCUA

Rimrock Credit Union CD Rates

Product Rate APY Term View More
1 Year Share Certificates 3.80% 3.80%
Min Balance $2,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
6 Month Share Certificates 3.76% 3.80%
Min Balance $2,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
2 Year Share Certificates 3.76% 3.70%
Min Balance $2,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
3 Year Share Certificates 3.73% 3.60%
Min Balance $2,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
4 Year Share Certificates 3.68% 3.50%
Min Balance $2,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
5 Year Share Certificates 3.75% 3.50%
Min Balance $2,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
91 Day Share Certificates 0.99% 1.00%
Min Balance $2,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%

Rimrock Credit Union Savings Rates

Product Rate APY View More
Secondary Share Savings 0.10% 0.10%
Min Balance $25
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
Share Savings 0.10% 0.10%
Min Balance $25
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
Secondary Share Savings - 0.00%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%
Share Savings - 0.00%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%

Rimrock Credit Union Money Market Rates

Product Rate APY View More
Money Market Share Account 1.00% 1.00%
No additional details.
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.55%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Rimrock Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rimrock Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Rimrock Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Rimrock Credit Union
Address 952 Central Ave, Billings, MT 59102 5845
Phone 406-248-3685
Fax 406-248-3686
President Terry Smith
CEO Wade McFadden
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.55%
Return on Assets (ROA)
1.0763%
Return on Equity (ROE)
7.2363%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
60,013,166
Total Amount of Shares and Deposits
50,643,025
Total Shares and Deposits < 1 Year
50,244,422
Total Shares and Deposits 1 3 Years
398,600
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,758,772
Total Uninsured Shares and Deposits > $250K (F+J)
1,758,772
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,884,253
Total Interest Expense (Sum of items 6 8)
438,295
Share Certificates
429
Number of Accounts for Share Drafts
1,512
IRA KEOGH Accounts
91
Number of Accounts for Regular Shares
3,294
All other shares
319
Money Market Shares
79
Net Income (unless the amount is already included in Undivided Earnings)
645,928
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,328,639
Total Liabilities
51,096,513
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Rimrock Credit Union

Is Rimrock Credit Union a safe place to deposit money?

Yes, Rimrock Credit Union is considered a safe financial institution. With a Texas Ratio of 0.55265534700294%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Rimrock Credit Union operate?

Rimrock Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Rimrock Credit Union?

Yes, to access services at Rimrock Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Rimrock Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Rimrock Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Rimrock Credit Union offer online and mobile banking?

Most modern institutions like Rimrock Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rimrockcu.org.

Current Rimrock Credit Union Rates

  • 12-Month CD3.80%
  • 24-Month CD3.70%
  • 60-Month CD3.50%
  • Savings0.00%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.